The penalties for driving without insurance include hefty fines, driver’s license suspension, jail time, and mandatory SR-22 filing with the state DMV, depending on the state and situation. For repeat offenders, the consequences of driving without insurance are even more severe.
Common Penalties for Driving Without Insurance
- Fines of up to $5,000
- Suspended driver’s license
- Suspended vehicle registration
- License and registration reinstatement fees
- SR-22 requirement
- Jail time
- Mandatory community service
- Vehicle impoundment
If you cause an accident while driving without insurance, you will be financially responsible for all of the damages. Allowing your car insurance coverage to lapse also classifies you as a high-risk driver, which will make coverage more expensive in the future.