It pays to be a safe driver. Or perhaps it’s more accurate to say that it’s costly to be a high risk driver.
People cited for things like DUI and reckless driving can find their finances drained by heavy fines, but that’s only where the costs begin. Since your insurance company will regard you as a higher risk, your car insurance premiums can rise over two times higher than the premiums a safe driver would pay, and it takes 3-5 years to clean your record.
The insurance premium penalty for high risk drivers varies widely from state to state, and it varies by type of violation. In some states, a checkered driving history means a big increase in insurance premiums, in other states the jump in premiums is relatively small. Which states and violations are most costly for high risk drivers?