Gold Delta SkyMiles Credit Card Review

To log in to your Delta SkyMiles® Gold American Express Card account, go to the login page on the American Express website or mobile app and enter your username and password in the appropriate fields. Then, click the “Log In” to access your online account. If you don't already have an account, you will need to start by clicking “Create New Online Account” in order to set up a username and password.

How to Log in to a Delta Gold Card Account

1. Register your Delta Gold Card for online account access. Click “Create New Online Account” and enter your card number and 4-digit card ID to verify your credit card account.
2. Choose your Delta Gold Card username and password. The username must be between 5 and 20 characters, including special characters, but no spaces. The password must contain from 8 to 20 characters and have at least one letter and one number. The password is not case sensitive and may contain special characters.
3. Log in with your new Delta Gold Card credentials. From the login page on the American Express website or mobile app, fill out the User ID and Password fields using your new credentials, and click “Log In” to access your account.

After you have signed up and logged in, you'll be able to manage your Delta Gold Card account online. You can pay your credit card bill, see credit card statements, monitor account activity, and change account information such as passwords and automatic payments.

If you forget your login information, click “Forgot User ID or Password?” on the American Express login page. Then, just follow the prompts to reset or retrieve your username or password.

The Delta Gold Card gets you ongoing rewards of 1 - 2 miles per $1 spent on purchases and allows you to earn an initial bonus of 70,000 miles after spending $2,000 in the first 6 months. It also earns you a free checked bag and priority boarding on Delta flights. There are even more perks, too, like purchase protection, extended warranties and the potential for a $100 annual Delta flight credit.

What the Delta Gold Card Earn You

• Initial bonus of 70,000 miles after spending $2,000 in the first 6 months
• 1 - 2 miles / $1 spent on purchases
• 0% foreign transaction fee
• Free checked bag on Delta flights
• 20% back on Delta in-flight purchases
• Priority boarding on Delta flights
• Purchase protection*
• Extended warranties* on purchased items
• $100 Delta flight credit when you spend $10,000 on the card in a calendar year

All in all, the Delta Gold Card is a popular travel rewards card with some worthwhile perks. You can learn more about its features in WalletHub's full review.

*Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

There isn't a usual Gold Delta SkMiles credit limit and the highest possible isn't public knowledge. Some people have reported limits of $50,000+.
They will determine your credit limit based on your creditworthiness, income and debt.

To get a Delta Gold Card cash advance:

1. Call American Express customer service at (800) 528-4800 and request a PIN, if you don't already have one.
2. Insert the credit card at an ATM and enter the PIN.
3. Select the cash advance option on the ATM screen.
4. Enter the amount you'd like to withdraw.
5. Withdraw the cash and remove the credit card from the ATM.

Before you take out a Delta Gold Card cash advance, it's important to note that it is a very expensive transaction. For starters, there's a cash advance fee of 5% (min $10). There's also a separate cash advance APR of 29.99% (V) that applies as soon as you withdraw the cash. There may be ATM-owner fees, too.

It is not possible to redeem your Gold Delta SkyMiles rewards before getting your card.

Amex's reward structure is a month behind. Which means whatever reward is earned, you won't see until the following statement. Of course, you will get your card in the meantime.

Delta-branded American Express cards are expedited free of charge, so it should take 2 to 3 business days from approval to receive my Gold Delta Skymiles in the mail. 

That's good, considering that most other American Express cards require 3 to 5 business days for delivery. Also, take into account that you will receive your account number immediately after approval for online applications, so you will be able to use your new American Express card for online purchases even earlier.

Furthermore, American Express gives you the chance to add your actual card number to your digital wallet (like Apple Pay, Samsung Pay, or Google Pay) before your card arrives in the mail. You can find out more about this feature here.

The easiest way to apply for the Delta Gold Card is online. Alternately, you can apply over the phone, by calling customer service at (800) 223-2670.

If you have a mail offer, you can either fill out the application form you received and mail it back to American Express, or visit the Amex credit card website.

Here's how you can apply for the Delta Gold Card:

• Online: To apply for the Delta Gold Card online, click the “Apply Now” button, then enter the requested personal and financial information, review the card's terms, and submit the application.
• By phone: Call American Express at (800) 223-2670. Say “Apply” when prompted. Provide personal information and then submit your American Express credit card application.
• Respond to a mail offer: If you accepted a mail offer, you can respond to it by visiting the dedicated web page. Another option would be to fill out the application and mail it back in the addressed, postage-paid envelope that came with the offer.