AAA offers a variety of discounts for auto insurance customers, though discount availability will vary by regional club and by policy. AAA’s discounts can save drivers up to 30% on their car insurance, and customers who qualify for multiple discounts can save even more.
AAA Participatory Discounts
- Paperless discount: save for receiving all of your bills and statements online.
- Advance purchase discount: save up to 10% if you get a quote before your new policy goes into effect.
- Pay in full discount: save for paying your entire premium upfront.
- Automatic payment deduction (EFT) discount: save if you set up auto-pay for your premium.
- AAA safety inspection discount: save if your vehicle has passed a safety inspection by AAA.
- AAADrive discount: save up to 30% by allowing AAA to track your driving habits, including distracted driving, speed, and acceleration.
- Defensive driver discount: save by taking an approved defensive driving course.
- Multiple-product discount: save by having multiple types of insurance from AAA.
AAA Household and Driver Discounts
- Multi-car discount: save up to 7.5% for insuring more than one car on the same AAA policy.
- Education/occupation discount: save based on your education and occupation.
- New young driver discount: save if a new driver under 20 years old is added to the policy.
- Good student discount: save up to 14.5% if a driver on your policy has at least a B average and is enrolled full-time in high school or college.
- Student away discount: save up to 30% if a driver on your policy attends school 100+ miles away from where the car is parked.
- Prior insurance tenure discount: save up to 5% for maintaining car insurance consistently, without any gaps in coverage.
AAA Vehicle Discounts
- Vehicle safety discount: save if your vehicle is equipped with an approved safety device.
- Anti-theft device discount: save for having an anti-theft device like LoJack installed in your vehicle.
- New car savings discount: save if your vehicle is brand new.
Although AAA discounts vary, it’s always worth checking with AAA customer service to see what you can qualify for. You can call AAA at 1 (800) 222-4357 to ask about the discounts applied to your policy.