Alliance United specializes in auto insurance for high-risk drivers in southern California. The company is owned by regional provider Kemper Auto, which also offers low-cost options for risky drivers.
Alliance United Insurance has high number of customer complaints, most of which are related to difficulties or delays in processing claims, coverage limitations, poor customer service, and lots of fees. You’ll be charged fees for monthly payment plans, automatic billing, payment processing by phone or online, and SR-22 filing, if you need it.
In other words, high-risk drivers can find affordable premiums, but they may find the fees adding up quickly on the back end, too.
Sample Alliance United Insurance Quotes
|21-year-old||$380 / month|
|30-year-old||$257 / month|
|42-year-old||$272 / month|
WalletHub editors sampled Alliance United insurance quotes for six driver profiles in the coverage area. All details remained the same across all profiles except for age and gender.
Alliance United Insurance Review Highlights
- Alliance United’s basic coverage options include bodily injury liability, property damage liability, collision, comprehensive, medical payments, and uninsured/underinsured motorist.
- Supplemental coverage options include roadside assistance and rental reimbursement.
- Specialty policies include high-risk coverage and non-owner insurance.
- Alliance United offers discounts for being a good driver as well as for customers listing multiple drivers or multiple cars on the same policy.
Overall, WalletHub’s editors give Alliance United a rating of 2/5 due to the company’s limited coverage area and high consumer complaint ratio. High-risk drivers may be able to find cost-effective coverage options with Alliance United Insurance, but they could end up sacrificing in terms of customer service.