American Express Gold Card Review Summary

American Express® Gold Card offers lots of rewards, especially on travel and dining purchases. But it costs a pretty penny, too.

The Verdict

As a student (or perhaps a concerned parent) looking for a credit card, your top priority should be to find a no-annual-fee offer for which you have a high likelihood of approval. Beyond that, some rewards for using the card or 0% financing would be nice.

Discover it® Secured Credit Card Review Summary

The Discover it® Secured Credit Card is the best credit card with rewards for people with bad credit. Discover it® Secured Credit Card has a $0 annual fee, reports to the major credit bureaus monthly, and rewards users with 1 - 2% cash back on purchases.

Discover it® Cash Back Review Summary

Discover it® Cash Back is a decent everyday credit card for people with good or excellent credit who want to earn bonus rewards without paying an annual fee. The Discover it Cash Back card gives up to 5% cash back on purchases and doubles the rewards cardholders earn the first year, among other perks.

There are six types of credit cards: 

1. Standard unsecured credit cards
2. Secured credit cards
3. Credit cards for students
4. Small business credit cards
5. Store credit cards
6. Charge cards

These six types of credit cards differ based on the type of user they’re intended for, where they can be used, and what’s required of applicants.

Chase Sapphire Preferred Review Summary

Chase Sapphire Preferred® Card is one of the best rewards credit cards on the market. With Sapphire Preferred, the average person would earn roughly $1,475 in net rewards value over the course of two year’s use. And that’s with the card’s $95 annual fee factored in, too. The core of this offer is a $600 to $750 initial rewards bonus, which can cover the cost of the card’s membership fees for over six years.

The best Discover credit cards offer standout rewards or low APRs in addition to the $0 fees that all Discover cards are known for. There are several contenders for the title of best Discover card overall, and the answer ultimately depends on each applicant’s creditworthiness and preferences.

With that in mind, WalletHub’s editors compared Discover cards and selected the top offers for a handful of common consumer needs.

The American Express Cruise Privileges Program offers special perks on cruises to eligible Amex cardholders, including shipboard credits, special amenities and bonus points. The Amex Cruise Privileges Program is currently available only to Amex Platinum and Centurion cardholders, for both the personal and business cards. A cardholder must also book a cruise of 5 nights or more through Amex Travel to be eligible.

There are two ways to book a cruise through the Amex Cruise Privileges Program: online, via the Amex Travel website, or over the phone (1-866-669-4423). Either way, you will have to cover 100% of the cost with your Amex Platinum Card or Centurion Card.

Delta Platinum Amex Review Verdict

The Delta SkyMiles® Platinum American Express Card is a valuable addition to any frequent Delta flyer’s wallet. In return for the $250 Platinum Delta SkyMiles annual fee, cardholders get an annual Delta companion certificate, a free checked bag on Delta flights, and a fee credit for either Global Entry or TSA PreCheck, among other benefits.

The American Express® Green Card is a card for people with good or excellent credit who want to earn extra rewards on travel expenses and at restaurants. It is best for high-spenders who plan to pay the bill in full each month and anticipate spending enough to more than cover the cost of the card’s $150 annual fee via rewards earnings.