Property taxes are insignificant to some and the bane of others’ existence. The average American household spends $2,149 on property taxes for their homes each year, according to the U.S. Census Bureau, and residents of the 27 states with vehicle property taxes shell out another $402 Considering these figures and the debt-fueled environment to which we have grown so accustomed, it should come as no surprise that roughly $11.8 billion in property taxes go unpaid each year, the National Tax Lien Association has found.
And though property taxes might appear to be a non-issue for the 37 percent of renter households, that couldn’t be further from the truth. We all pay property taxes, whether directly or indirectly, as they impact the rent we pay as well as the finances of state and local governments.
For many of us, hard work remains the path to achieving the American Dream. We work so hard, in fact, that we put in more hours at our jobs than several other industrialized countries such as Germany, Japan and the U.K.
But some U.S. cities represent the strong work ethic that helped to build the world’s biggest economy better than others. In order to determine which cities outwork the rest of America, WalletHub’s analysts compared the 116 largest cities across six key metrics. Our data set ranges from “labor-force participation rate” to “average weekly work hours” to “share of workers with multiple jobs.” Read on for our findings, expert insight from a panel of researchers and a full description of our methodology.
In 2017, women in some parts of America still get the short end of the stick — even as they outnumber men in all but six states. For instance, women represent nearly two-thirds of all minimum-wage workers in the U.S. They also constituted the majority of poor, uninsured adults in the 19 states that had not expand their Medicaid programs under the Affordable Care Act as of September 2016.
In order to determine how women are faring — and where they can find the best opportunities — relative to where they live, WalletHub’s analysts compared the 50 states and the District of Columbia across 19 key indicators of living standards for women. Our data set ranges from “median earnings for female workers” to “women’s preventive health care” to “female homicide rate.” Read on for our findings, expert insight from a panel of researchers and a full description of our methodology.
The Verdict: The Old Navy Credit Card is a superb offer for people who do a lot of their shopping at Old Navy and its corporate siblings: Gap, Banana Republic and Athleta. Not only does the card score you a 15% discount on your first purchase at OldNavy.com after account approval, but it also awards you the points equivalent of 5% cash back at those stores. Plus, it doesn’t charge an annual fee.
But recent developments in immigration policy suggest the U.S. demographic landscape may change again in the near future. In the meantime, WalletHub’s data team took a snapshot of America’s current cultural profile — comparing 501 of the largest U.S. cities across three key indicators of cultural diversity — to determine the most multifaceted of the bunch. We examined each city based on ethnicity and race, language and birthplace. Read on for our findings, expert insight from a panel of researchers and a full description of our methodology.
Often perceived as socially drab lawmaking centers, many state capitals actually are thriving hubs of activity and thus some of the most livable places in America. But not all state capitals are created equal. And though 17 of them are the largest cities in their states, the biggest population doesn’t always represent the best quality of life.
So in order to determine what state capitals are worth, WalletHub’s data team compared all 50 across 42 key indicators of affordability, economic strength, quality of education and health, and overall living standards. Our data set ranges from “cost of living” to “K–12 school-system quality” to “number of attractions.” Read on for our findings, expert insight from a panel of researchers and a full description of our methodology.
The auto industry enjoyed another record-breaking year in 2016, but dealers expect a drop in sales this year, perhaps boosting prospective car buyers’ negotiating power. In that case, you might be wondering whether now is a good time to buy.
The market says yes, but the decision ultimately rests on widely ranging factors — from your monthly disposable income to the type of vehicle you’re eyeing to whether you should buy or lease. The data provided in this report, along with our panel discussion featuring top industry experts, will help you make those decisions. This information is based on a detailed analysis of financing offers from a diverse group of 158 lenders. Scroll down for the complete results.
Since taking office, President Donald Trump has kept his promise to reform immigration policy. He first signed an executive order on Jan. 25 to begin constructing a concrete wall along the southern U.S. border with Mexico. Another directive followed two days later, temporarily barring entry of immigrants from seven countries and all refugees. But such changes may affect not only international travelers but also state economies, albeit to varying degrees.
In light of recent developments in U.S. immigration policy, WalletHub’s analysts compared the economic impact of foreign-born populations on the 50 states and the District of Columbia. We determined which states benefit the most — and least — from immigration using 18 key indicators, ranging from “median household income of foreign-born population” to “jobs generated by immigrant-owned businesses as a share of total jobs.” Read on for our findings, expert commentary and a full description of our methodology.
Location matters when it comes to health. Some places promote wellness by expanding access to nutritious food and recreational facilities. Others strive to keep treatment costs affordable for everyone or protect green space that encourages an active and healthy lifestyle.
Absent such essentials, good health can be difficult to maintain, what with the rising cost of care in the U.S. and uneven standards for health education in public schools. Add to those factors the myriad health advice cluttering the web and the “groundbreaking” diet programs promising quick and easy results.
“Location, location, location” might be the most hackneyed expression in the real-estate profession, but the principle applies just as much to realtors as it does to their clients. After all, success in the industry hinges on both an agent’s work ethic and area of operation.
Indeed, a career in real estate offers abundant perks. You can be your own boss, determine your own schedule, earn a potentially high income, and be ready to help your clients buy, rent or sell properties in just a few weeks or months, depending on your state’s licensing requirements. With time and experience, you could even build your own real-estate brokerage and hire your own agents.
Besides your looks, personality and employment status, your location can influence your odds of finding a romantic partner. Everyone has different priorities when searching for love, but certain places are simply more conducive than others to dating.
In states with low cost of living, for instance, your income might stretch a lot further, which means cheaper or more frequent dates, depending on what you value more — or your level of stamina. With a bit more financial leverage, on the other hand, you might appreciate a state with relatively more attractions guaranteeing new experiences for both you and your potential other half. But dating is also a numbers game, so a state with a higher proportion of single adults automatically improves your prospects.
The Verdict: If you’re planning a big-ticket purchase that will take months to pay off, you’d better make sure Citi Diamond Preferred is in your wallet first. OK, that might be a bit of hyperbole, but this card is indeed an excellent ally in the fight against finance charges, not charging an annual fee and offering 0% on new purchases for 21 months. That’s just about the longest 0% term on the market, giving you ample time to get out from under your forthcoming debt before a regular APR that can be as high as 22.99% takes effect.