Anyone who’s ever organized a wedding knows all too well how difficult and time-consuming the process can be. It’s the reason many couples hire professional event planners to do the heavy lifting. And the cost only adds more stress, with the average couple shelling out over $35,000 for their big day.
Between sending invitations, securing reservations, planning a menu and obsessing over final touches on the cake, it’s no wonder weddings are arranged months, even years, in advance. Tying the knot is a huge commitment, and the $76 billion wedding industry is growing by the year.
Immigration, and how to handle it, continues to be a contentious topic in the United States in 2018. Recent issues include court battles over the Trump administration’s travel ban on certain countries, along with the possible upcoming end of the Deferred Action for Childhood Arrivals (DACA) program. But political differences aside, there’s no question that immigration as a whole affects the economy.
In light of recent developments in U.S. immigration policy, WalletHub compared the economic impact of foreign-born populations on the 50 states and the District of Columbia. We determined which states benefit the most — and least — from immigration using 19 key indicators. Our data set ranges from median household income of foreign-born population to jobs generated by immigrant-owned businesses as a share of total jobs. Read on for our findings, additional commentary from a panel of experts and a full description of our methodology.
To call yourself a true fan of football is to acknowledge that the sport is more than a game: it’s a sacred American tradition. You’re not just a spectator but also a participant. You don’t just proudly wear your team’s jersey, perfect your game-day chili or tailgate with fellow fans. You must roar like an American when your team scores a touchdown or cry out in disappointment when they fumble their way to failure.
But to show your passion for the sport, you need the best seats in the house. With Super Bowl LII upon us, WalletHub compared more than 240 U.S. cities with at least one college or professional football team across 21 key metrics. Our data set ranges from number of NFL and college football teams to average ticket price for an NFL game to fan friendliness. Read on for the winners, additional insight from our panel of experts and a full description of how we ranked the cities.
Ohio earned the name “The Heart of It All” not just for its heart shape but also for its cultural and environmental diversity. Home to three major cities — Cincinnati, Cleveland and Columbus — in addition to numerous small towns, Ohio boasts a colorful range of settings. But there are plenty of other reasons for families to love this part of the Midwest.
Discover’s new-look credit card rewards program – branded Cashback Bonus – offers members the ability to earn cash back on every purchase, as well as to choose from a variety of redemption options, ranging from statement credits to gift cards and online merchandise.
Everyone hates being stuck in traffic. It makes you late, and causes many people’s tempers to flare up. But it’s also quite bad for your wallet – in fact, congestion costs the average driver $1,400 per year in the U.S., which has 11 out of the world’s 25 worst cities for traffic.
Congestion isn’t the only concern on the road, though. People want to know that they will be driving on safe, well-maintained roads before heading out. The U.S. has a fairly good track record in these regards, but certainly doesn’t top the list. For example, the World Economics Forum only places the U.S. at rank 13 of 138 when it comes to road quality.
A 0% APR credit card means you won’t have to pay interest on purchases for a certain number of months. Some cards offer 0% APRs on balance transfers, too. But getting a 0% credit card does not mean you’re excused from bill payments altogether. You still have to pay the minimum amount required each month. Even so, the right 0% credit card can help you save a lot of money on big-ticket purchases that will take longer than a month to repay.
For a growing number of Americans, a good education is the ticket to a better future. College opens doors to more career opportunities, higher earnings and new social connections, among other benefits. But how much schooling one receives also matters to some extent. Generally, the higher the level of education one completes, the higher their income potential and the lower their chances of unemployment become.
In this study, WalletHub examined the key factors of a well-educated population: educational attainment, school quality, and achievement gaps between genders and races. We compared all 50 states across 15 total metrics grouped into two categories. The data set ranges from share of adults aged 25 and older with at least a high school diploma to average university quality to gender gap in educational attainment.
Hilton Honors credit cards are understandably popular, given Hilton’s position in the market and consumers’ obsession with travel rewards. After all, Hilton is the largest U.S. hotel chain, with properties to meet any budget. And who doesn’t need a vacation?
But is a Hilton credit card right for you? And, if so, which one will yield the most free nights? There are six different Hilton credit cards: four from American Express and two from Citibank (both of which are WalletHub advertising partners). They differ in terms of cost, included features and, ultimately, overall value. With that in mind, WalletHub analyzed each offer to clarify the tradeoffs between them and help you identify the right plastic for your wallet.
Hotel credit cards offer generous rewards. But they’re not for everyone. For one thing, most credit cards with hotel rewards are affiliated with a specific chain and provide full value only when you stay at its properties a lot. And as you can see below, most offers (some of which are from WalletHub partners) are not available to applicants with less-than-good credit. So if your credit is in shape, you travel frequently and you always use the same hotel chain, a hotel credit card could be right for you. If not, there are plenty of other great rewards cards to consider, many of which allow you to redeem earnings for any travel expense, including hotel reservations.
Unsecured credit cards for bad credit do not require a security deposit for approval. But that doesn’t make them better than secured credit cards (some offers are from WalletHub partners). The absence of a deposit results in tougher approval requirements, higher fees and very little spending power beyond what you can already afford in cash. Unsecured credit cards for people with bad credit tend to have low spending limits, after all. And you can’t increase your credit limit simply by paying more, as is the case when you add to a secured card’s deposit. So we recommend getting a secured card unless you absolutely need an emergency loan of $200 or less.
Great credit card deals are bountiful these days. There are cards offering hundreds of dollars in initial bonuses as well as offers with 0% financing for nearly two years. But the details change often, and the very best credit card deals are available only for a limited time.
It’s our job to make sure you don’t miss any valuable opportunities. So we constantly scour the market in search of the best credit card deals for people of all credit levels. And we update this page on a daily basis to showcase the latest offers.
No one would blame you if you had to ask, "What is an unsecured credit card?" It’s actually what most people think of as a “normal” credit card. The term “unsecured” is simply used to differentiate ordinary cards from secured credit cards, which require users to place a refundable security deposit. The first step in finding the best unsecured credit card for your needs is adjusting the filters on the left side of the page in order to pare down the displayed offerings (some cards are from our partners) to only those that match your credit standing. Then simply determine whether rewards, a low interest rate, or no annual fee will save you the most money in light of your spending and payment habits.
“Cool” is a subjective term that few people associate with credit cards. Sure, celebrities flashing black cards may seem pretty sweet. But how cool can us common folk really look when we pull out our plastic at the gas station or grocery store?
It depends on your definition of cool. We think the coolest thing about a credit card is its ability to save you money. And in that sense, credit cards are about as cool as they’ve ever been, offering $400+ initial bonuses, $1,000+ in savings from 0% intro rates and fuel for credit-score improvement. Other people might want fancy new card materials, custom designs or an air of exclusivity.
The best credit cards with no annual fee will save you more than $16 per year, compared to the average credit card. And you’ll save as much as $995 per year relative to the market’s most expensive offers (some cards are from WalletHub partners). But the best no annual fee credit cards bring a lot more to the table than just low costs. This may include rewards, for example, or 0% APRs.
To help you find the right card for your needs, WalletHub’s editors compared 1,000+ offers in search of the best no fee credit cards for rewards, low interest rates and high approval odds. We also identified the best student and small business credit cards with no annual fee. You can find an overview of our selections below.
Store credit cards are great for saving money on purchases at your favorite retailers or simply building credit at a low cost. They’re known for offering generous first-purchase discounts and lucrative ongoing rewards without charging annual fees (some cards are from WalletHub partners). And nearly all require only fair credit for approval. A store card probably won’t satisfy all of your everyday spending needs, however, because this type of card can only be used to make purchases at the retailer it’s affiliated with. Furthermore, even the best store credit cards are bad for carrying a balance from month to month, thanks to notoriously high interest rates and 0% offers that are spoiled by a dangerous feature called deferred interest.
Credit-report errors are all too common. The Federal Trade Commission estimates that roughly one in four consumers have an inaccurate credit report. And it can take only one error for a lender, landlord or other credit checker to decide you can’t be trusted to meet your financial obligations.
That is why it’s important to review your credit report on a regular basis and dispute any errors. You can check your latest TransUnion credit report for free on WalletHub. And if you find an error, you can file a dispute with TransUnion directly from your WalletHub account.
As the clock struck midnight on the 45th president’s first year in office, the United States government shut down for the 19th time in history. And right on cue, both sides of the political aisle began attempting to assign blame and assume the moral high ground with the aid of hashtags and tales of children at risk. But this isn’t just another soap opera from the swamp, for the swamp. History and hard data tell us the gears of government grinding to a halt will have nationwide consequences, hurting red states and blue states alike.
To determine whose homes a government shutdown strikes closest to, WalletHub compared the 50 states and the District of Columbia across six key metrics. They range from each state’s share of federal jobs and contracts to the percentage of kids covered by the Children’s Health Insurance Program (CHIP). You can check out the findings below, followed by the complete methodology used.
Airline credit cards are very popular, and for good reason. Traveling on a credit card company’s dime is just so satisfying, and you can get a lot of mileage out of them these days. The best airline credit cards currently give you well over $1,000 in free airfare during the first two years of use.
Sure, even the best airline credit card isn’t for everyone. You need good or excellent credit to qualify for one of the market’s truly elite offers, for one thing. Many people don’t travel frequently enough to warrant opting for airline miles over one of the best cash back credit cards, either.