What is the minimum credit score required?
It depends on the financial product you are interested in. You can visit Wells Fargo’s WalletHub profile to find the products offered and credit scores required: https://wallethub.com/profile/WellsFargo/.
How can I get a lower interest rate?
Unfortunately, this information is not made available on the bank’s website. Please call customer service at 800-869-3557 for more details.
How can I receive help in paying debt?
Wells Fargo offers help for people with payment challenges. Please find more details here: https://www.wellsfargo.com/mortgage/manage-account/payment-help/. You can also call a Wells Fargo representative at 800-678-7986 to discuss your options.
How do I reorder more checks for my home equity loan?
Please call Wells Fargo at 800-667-5852 to order home equity loan checks. The bank will have those mailed to you.
Why does a person have a HELOC with interest and no principal to pay back?
Unfortunately, this information is not made available on the bank’s website. Please call Wells Fargo at 866-820-9199 to talk to representative about your HELOC account.
What are the requirements for Wells Fargo home equity loans? What is the time frame to process an application?
You will need to provide your financial information (monthly income, debts and assets), property information (the home’s value), funds needed and social security number. You can apply online here: https://apply.wellsfargo.com/common_auth_start?token=GiaoMXXMlMpRVegWJUfh0Fk9OuXRk71x. You can track your loan application here: https://www.wellsfargo.com/mortgage/apply/your-loan-tracker-benefits/. The bank will contact you within 5 days after submitting your application. Please find more details here: https://www.wellsfargo.com/mortgage/loan-programs/home-equity-line-of-credit/.
Do you give home equity loans to a Canadian who owns a property in Chandler?
No, you won’t be able to apply for a home equity loan if you do not hold a valid Social Security Number.
I have a modified first mortgage. Do I qualify for a home equity loan with Wells Fargo?
Unfortunately, this information is not made available on the bank’s website. Please call customer service at 888-667-1772 for more details.
What is the minimum credit score?
Most of Wells Fargo’s credit cards are designed for people with excellent credit score (720+). Wells Fargo also offers a secured credit card for people with bad credit (below 620). Please find more details here: https://www.wellsfargo.com/credit-cards/.
Does Wells Fargo offer HELOC for $20,000?
The amount of the HELOC is determined based on your credit score, available equity and current debt. Please find out more or apply online here: https://www.wellsfargo.com/equity/.
In the event that in a given week, for this product, there were multiple applicable rates in our database based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify with the issuing institution (i.e. bank, credit union, other lender) the rates, fees, and all terms and conditions accompanying the application.