Huntington Bank Home Equity Loans

Interest rate too high. Limit too high interest rate increased too much original amount too high. Asked for much lower amount for original loan

Poor customer service. Horrible company. Was approved for an equity loan at the end of January. They then hit my credit report with multiple credit check because they let the file lapse due to them dragging their feet. Because of the credit check they then said they can't of give me the original offer because of the credit check lowering my score which they caused because they kept letting the file lapse because they were taking so long. Horrible company. I will be contacting the BBB and also a credit attorney because of the issues they ha e now caused. Please if you are looking for an equity loan please please please find a different lender. If I could give lower than a one start rating I would.

Was told on the phone it would be simple to refinance my home equity loan with no fees, etc, etc. What a load of krapolla. After two and a half hours of trying to locate and give them all the information they wanted, I was sent documents to sign loaded with fees for everything you can think of. I'm just going to draw the money out of one of my IRA accounts and pay the balance off in full. In my opinion, not a good bank to do any business with at all.

They just merged with TCF once again without notice changed my account number (this is the second time in a year) resulting in 2 missed payments that has destroyed my 809 credit score. Auto pay has ran flawlessly for 10 months paying 4 times the min amount due. The level of incompetence is mind blowing. STAY CLEAR! Don’t do this to yourself, they are horrendous. If they don’t fix on Monday am my lawyer can help them understand that through their actions customers credit ratings are damaged. No calls, email or notices received to date.

The employees at Huntington Bank have been very helpful and always courteous. It has the feeling of a small town bank, yet able to meet your needs

Got a 75k HELOC.

The GOOD:
--Excellent % rate.
--Easy paperwork and competent people set up the HELOC.
--Rate discount for taking 40k at closing.

The BAD:
--Very few customer service folks available when you call (they will call you back at certain time).
--Bank website is stuck in 1990's. Can't configure automatic payments on their website -- have to call, give them the account number from where you are going to be paying, then they mail you a form (with your exposed checking account number) for you to sign, write the value you want to pay monthly on that form, and then mail it back. Sometime later your automatic payments will be turned on. What happens if you want to change the amount paid every month? I'm glad you asked!! REPEAT ABOVE BLOODY PAPERWORK.
--If you want to submit a single one-time payment you can on their site you have to enter checking account number, routing number and a CHECK NUMBER. There is some BS about only being able to process a maximum of 3k as a single payment every 30 days... WTF?
--I took out a line of credit so I can use the total value of the line whenever I need it and pay it back quickly (sometimes as early as the next month). Huntington needs to be able to electronically link accounts so money can be easily moved around.

Everything you have helped me. Awesome Bank Thank You Gave Me A Loan When no one else would. Thank You So Very Much Thank you James Allen

Low introduction interest rate then prime plus 1.89% when savings accounts are less than 1.0% smh. It is still lower than other forms of credit however when you have a credit score over 800, I would think to be treated better.

Keep your eyes on them. Huntington likes you to think that they are good guys. Don't believe it. They are just like any other bank.