CaliforniaCalifornia has some of the country’s strictest laws on what factors insurers are allowed to consider when calculating premiums. But California drivers can still find affordable coverage by comparing quotes from companies like National General, The General, and Direct Auto.
TexasTexas drivers, since a car accident occurs every 58 seconds in the state. No matter if you live in Houston or San Antonio, it’s a good idea to shop around for quotes and evaluate a company’s customer service record before purchasing your policy.
FloridaFlorida is a no-fault state for car insurance, which means that if you’re injured in a car accident, you need to file a claim with your own insurer, regardless of who was responsible. As a result, it’s especially important to choose a good insurance company if you live in Florida, since you might end up interacting with their claims department for your own medical bills.
New YorkNew York is one of the most expensive states for car insurance, so it’s well worth shopping around to find the best insurer for your budget. Be sure to get quotes from multiple companies, using WalletHub’s list of the best car insurance companies in New York as a starting point.
PennsylvaniaPennsylvania, due in part to the state’s population density and its choice no-fault system for injury claims. But Pennsylvania drivers can save up to $2,500 just by shopping around for quotes, and it’s also worth taking advantage of discounts.
The five states listed above are the largest by population, but for the full list of best companies nearby in your state, see the table below.