M&T Bank Mortgage Rates
Please find below 0 mortgage rates offered by M&T Bank. Use the filters to refine or expand your mortgage rate search.
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M&T BANK MORTGAGE RATE REVIEWS
Just had the 2nd time of the worst customer service and terrible policies. After I struggled to even get ahold of them for a half hour. They tell me they cant help that they are taking money out of my account early, leaving me with overdraft fees. Then they cant give me the date I want to take the money directly from my account.
I wouldn't recommend this bank to anyone I don't even care about. These guys will rip you off and harrass you for their enjoyment. What a sick, miserable and disgusting excuse for a business. How does the government allow these people continue.
This is the worst mortgage company I have ever dealt with. Unfortunately, they purchased our mortgage and now we are stuck with them until we can refinance.
They constantly mess up our escrow. Last fall, my taxes went to 0.08 cents. I knew that was an error - so I called them. I had to request an "escrow review" to see if there was a mistake. YUP. Someone put the tax amount in wrong. Ya think? So, I harassed their horrific customer service for 3 months about this, and finally got to pay all my taxes in a lump sum to catch up my escrow account so my taxes could be paid.
Think that's the end of it? No. They said my escrow account was $350. over (also last fall), so they sent me a check I never cashed. Huh? How could be it be over when I paid to catch up a shortage?
Never mind. Now my escrow account is $141 short. 3 months later.
They took out zero taxes for escrow, and never caught it. I did.
They made me pay a lump sum to catch up for their error.
Then they said they sent me a check for $350. that I never cashed, for an escrow overage.
Then they said I had a shortage of $141 in my escrow account.
Calling customer service is a joke. Expect to wait on hold for a good 20 minutes before some bored know-it-all answers the phone. BTW, they couldn't care less.
Oh - and only the last 4 statements can be viewed online.
This company is inept. They buy mortgages then screw your life up.… show more
Took over our loan from Wells Fargo. They are terrible and hard to get a hold of. Immediately told me that they were sharing my personal information, and I would have to jump through hoops to opt out. Don't use this bank.
I do not have auto payments set up for my mortgage. My grace period is until the 15th. These maniacs called me on January 3rd in regards to my monthly payment. They call everyday if you don’t pay. I’m testing it to see. Today is Feb 12th. They started on the 4th this month. The top managers making these decisions to have customer service employees make these daily calls within grace periods are deplorable. Worst bank ever. Can’t wait to see the news report when they fold. Suntrust of the North.… show more
Would love to give them zero stars. I had a mortgage with them for seven years never had a late or missed payment. When I sold my house they gave me a payoff number and told me not to pay the next payment because then the payoff would change. A month after I sell my home they report me to credit burea for a late payment. Contacted them and said it’s out of their control. So they can’t even control their own business what a joke. Local branch shut down near me hope they all close I will never do business with them again and recommend no one else does… show more
The fact that you can't control which bank sells and buys your mortgage is irritating, but dealing with M&T has been one headache after another. The straw that broke this camel's back was a request to verify my SSN. They actually sent me a W-9 filled out with my full name, address, and full SSN, requesting my signature to verify it. Who is that careless with PII? The last insult was giving me an envelop to return that paperwork in without any postage.… show more
Horrible service and no one calls you back. Plus how is that they hire a fired ex banker at M&T who was fired for breaking rules at KeyBank? Avoid Elayn DiNardo at all costs as she now works at M&T bank.
Run away!!! Customer service is nothing they strive for. I am very glad to be refinancing and will soon be free of this backward organization. Whenever I have had to call to have questions answered it has been made much more difficult then necessary, when I asked why they stated it’s their “policy”. I work for the government, and we are much more customer oriented then this horrid bank. Now that’s bad!
After my first year of owning a home our lender sold our mortgage off to m&t bank which was not an issue at the time. Unfortunately, as of last year we had issues paying our mortgage due to being affected by hurricane Harvey. Now here is where the issue began, after speaking to a representative over the phone we were informed that we must fill out an adjustment package and send in a hardship letter and prior months bank statement. Well, after completing the tasks (fax is the only way which cost me $40 each time) we haven’t heard back from them for a month, so like any right minded individual I called them and was assured they would look it over. Low and behold after doing this process of cat and mouse for 4 months they told me I’d have to resend the info because it is too old.... (wth). Now here is the kicker, I had to send this info in 4 times in total from October - March 2018. Each time they explained they “never received anything” even though my account number was on the top of each page and I have saved copies of the fax work. As of today I am being threatened with foreclosure if I do not bring my account back up to good standings.... I would give them 0 stars if at all possible and trust me I’m moving leneder as soon as possible to a company who knows what the hell they are doing!… show more
QUESTIONS & ANSWERS
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Can I talk to a person if I just default on my mortgage? I may just do that.
In the event that in a given week, for this product, there were multiple applicable rates in our database based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify with the issuing institution (i.e. bank, credit union, other lender) the rates, fees, and all terms and conditions accompanying the application.