Navy Federal Credit Union Mortgage Rates
Please find below 0 mortgage rates offered by Navy Federal Credit Union. Use the filters to refine or expand your mortgage rate search.
WalletHub is an independent comparison service.
We work hard to present you with accurate mortgage rate information on this page. However, this information does not originate from us and therefore we cannot guarantee
its accuracy. You can check the details page of each offer for the date the information was last updated on WalletHub. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicants' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know
if you notice any differences.
Ad Disclosure: Offers originating from paying advertisers are noted as "Sponsored" on the offer's details page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to list as many mortgage rate offers as possible but we don't make any representation of listing all available offers.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, non-sponsored offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
If you are an authorized representative of Navy Federal Credit Union, please contact us to have your products included.
NAVY FEDERAL CREDIT UNION MORTGAGE RATE REVIEWS
Awesome at some things HORRIBLE at others. Tried to refi my mortgage with them. You can't get a straight answer from anyone. They won't give you a real quote unless you apply and run your credit. The loan originator said my closing costs could be as low as a few thousand dollars or as much as twelve thousand... Wth?? And the only one that can tell you is the loan officer who you can't speak with unless... You apply and run your credit. Thanks but no thanks. Found a better rate and a better loan somewhere else!… show more
Recommended by real estate agent who was a navy veteran as am I. Had fond memories of making my first loan at 18 from them in 1970 to buy a stereo system in Hong Kong. THIS IS NOT THE SAME CREDIT UNION, they have gotten way too large and with that comes inefficiency and problems. That what we are finding in our real estate loan, supposed to close December 21st, Today the 18th was told that the loan was approved but had "a few more items" to close so it was cancelled and with the holiday will be after Christmas. Dont care about the people and definitely dont care about Veterans. Having something happen like this with no logical explanation is a warning to me not to do any more business.… show more
This is the most disorganized and unprofessional bank I have ever dealt with. Don’t be fooled by there low loan rates! They will drag the process on forever and then last minute try to raise the rates and ask for personal information that is unneeded.
I am prior military and disgusted with this bank.
Canceled my accounts and not one ? From them on why. The only reason they survive is because our military boys and girls are pushed to there institutions. My advice to all active military is there is a lot better deals out there
LOOK PAST THIS BANK AND YOU WILL FIND THEM.… show more
Have been a long-time member of NFCU (20 plus years), my spouse longer than that, and 2 adult sons 20 plus years as well. This is the first time NFCU has disappointed us. My very accomplished adult son just got denied a mortgage. Not sure what one has to do in order to get a mortgage via NFCU, but we will encourage at every chance we can to encourage anyone never to join NFCU and certainly never to apply for a mortgage. Son has 800 (plus) credit score, Zero debt, 8 month emergency fund (in NFCU), and probably more in his IRA than most 60-year-olds. Will never recommend NFCU to anyone ever again. I understand risks, but really, not sure what risk NFCU would have to take with a track record like that. So much for their mission statement: "Be the most preferred and trusted financial institution serving the military and their families." Not happening ever again.… show more
Recently applied for a pre-approval, where there was a misunderstanding that resulted in me being double charged. After speaking with them, we were able to clear things up & they quickly approved a refund. Everyone I spoke with was polite & helpful. Excellent customer service.
They don’t return a call until after the close of business making it impossible to complete tasks until the next day. Their lack of communication caused our closing date to fall through even though they had a month and a half to complete all paper work. I recommend going to another bank that actually has the time to call you back and discuss issues they find instantly instead of two days before closing.
I applied for a conventional mortgage online with Navy Federal on December 21 and uploaded the required documents. On the 22nd, I spoke with the assigned loan officer who said that I was pre-approved and would get the letter by the upcoming Monday. On December 26, another document was needed and I immediately submitted. I did not hear anything else until the loan officer contacted me on January 5th asking if I found a home. I told the loan officer that I hadn't received the pre-approval. The loan officer did not understand why and said that they would email it to me. The file that was emailed to me was blank. On January 6th, I emailed the loan officers as well as the loan officer's supervisors stating that the document was blank and that the attempts to get the pre-approval letter to me was unsuccessful. I have not received a response, been contacted by Navy Federal or received my pre-approval letter since. I'm very dissatisfied with the lack of communication and follow-up with Navy Federal especially since I was told that the loan officer is supposed to follow-up on my communications with 48 hours. Needless to say, I've been pre-qualified elsewhere.… show more
If only everyone could feel the joy in my heart! I just got approved for a mortgage loan of $195k and it is third or fourth time that I get denied. My credit scores was about under 700 but more than 650 until i was introduced to a credit score expert by my friend that had similar issues. I paid him a little token and behold he fixed my scores to 788 just in 5 days. Words can barely express the way i feel about this but it is the most amazing experience in 2017. I can not keep this to myself at all, so for everyone out there with the same problem all you need to do is send this professional an email stating what you want and be sure to give testimonies about his services as well. Here you go
( [email protected] com )… show more
I decided to try to get my first home loan through Navy Federal. I've been a member for over 10 years with accounts in good standing to include their lowest rate credit card that they had just previously extended to a 25K credit line without my asking. So I applied over the phone, uploaded many documents to help my application (which I found out they never even looked at) and then waited 4 days for the loan officer to finally call me with further questions. She stated my fico score was good (742) I had little debt to income ratio (maybe 3K including my auto loan and credit cards), and we even went over applying for a conventional loan instead of FHA because my credit score was high and I had enough down payment. The only thing she questioned was my career, being a government contractor I've have multiple back to back jobs over the past 10 years, some lasting 3+ years and others just a year. We both didn't think it would be an issue as I explained that is just the contracting world. I am starting a new job and sent her the offer letter that stated the position was fully funded for the next 3 years, so again we saw no issue. That is until it went to underwriting and I was immediately denied of ANY loan. I was mind boggled at first being a single 30 yr old with no kids, barely any debt but much savings, an average salary of 70K, good credit score, and I only applied for a 180K loan. Its actually laughable being denied by them but doesn't surprise me. They hung me out to dry when I wanted to refinance my car loan with them and thats when I started business with NRL credit union, who also pre-approved my home loan with ZERO issues. So I think I will stick to to NRL from now on and USAA for banking!… show more
Car loans are good. Competitive and easy. For banking USAA is far superior. For Mortgages... Navy Fed is a downright failure. My first mortgage was through them and I learned later I was robbed... now at Refinance time... they claim a rate match. Oh they will match the rate and tack on a large origination fee to pad there pockets making them WAY more expensive then almost everyone. I will be ending my 12+ year relationship next month when my refi is done.… show more
QUESTIONS & ANSWERS
Ask a question about Navy Federal Credit Union Mortgage Rates
In the event that in a given week, for this product, there were multiple applicable rates in our database based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify with the issuing institution (i.e. bank, credit union, other lender) the rates, fees, and all terms and conditions accompanying the application.