Wells Fargo does everything it can to ruin your credit and your life. They lured me into a loan modification with the promise of a lower monthly payment. After months of being forced to re-do paperwork over and over again my payment went down by a measly $54. They then tacked on $14,000 in fees at the end of the process claiming I owed them that for them "helping" me modify the loan. CROOKS!!!
Wells Fargo is extremely hard to deal with, weather its bank, credit, loan or mortgage. I have never had a great customer experience and switch mortgage lenders was a nightmare.
I have been happy to know my house will be paid off this year Wells Fargo has been helpful in making it happen I am grateful for it
Excellent Home Mortgage loan with a great low rate. Provided me a wonderful opportunity to pay a set amount of money every two weeks which is deducted, that is actually lowering the overall payment with interest I will pay for the extent of the loan. Great company to have mortgage with.
During a seemingly easy loan, multiple times Wells Fargo gave me little to NO notice of underwriting changes to my loan. These changes were after deposits would be lost and FORCED me to go along with changes.
The main issue was "they" could not understand how I could commute to another state and they refused to make my loan a PRIMARY RESIDENCE.... thus making it a second home loan ( even though I live there).
It forced my interest rate up, deposit up, and PMI up...... I would have lost $2500 if I backed out so I was stuck. I WAS BASICALLY EXTORTED FOR MORE MONEY FOR NO REASON.
I am in the process of refinancing the loan with a credit union..... as a primary residence !!!!!!
DONT USE WELLS FARGO !!!!! EVER !!!!!!!
I have used Wells Fargo for over 10 years and haven’t had any problems with my mortgage. Nice company to do business with. I would finance with them again
I asked for a personal loan in 2013, and was turned down. When I applied at a nearby bank. It was approved the following day for $25,000. When I asked WF to help reduce the interest rate on my Visa credit card, again WF said No! I asked WF, if there were any late or past due payments on my account, their answer was No! I applied for a balance transfer at a different bank, and again I was approved. No thank to WF!
I’ve always had a good relationship with Wells Fargo, a few times over the years Wells Fargo has held my mortgage and I’ve continually had a positive experience.
Wells Fargo is a great loan company and I highly recommend them. I’ve had a home loan with this company since 2004 and have never encountered any problems.
Please visit the following link to find all the details regarding Wells Fargo’s 5/1 ARM: https://www.wellsfargo.com/mortgage/rates/purchase-assumptions?prod=6.
Generally, Wells Fargo only requires an escrow account if your down payment was less than 20%. But this may vary from consumer from consumer, so to find out for sure, please give customer service a call at 1-800-357-6675.
It depends on the financial product you are interested in. You can visit Wells Fargo’s WalletHub profile to find the products offered and credit scores required: https://wallethub.com/profile/WellsFargo/.
Unfortunately, this information is not made available on the bank’s website. Please call customer service at 800-869-3557 for more details.
Wells Fargo offers help for people with payment challenges. Please find more details here: https://www.wellsfargo.com/mortgage/manage-account/payment-help/. You can also call a Wells Fargo representative at 800-678-7986 to discuss your options.
Please call Wells Fargo at 800-667-5852 to order home equity loan checks. The bank will have those mailed to you.
Unfortunately, this information is not made available on the bank’s website. Please call Wells Fargo at 866-820-9199 to talk to representative about your HELOC account.
You will need to provide your financial information (monthly income, debts and assets), property information (the home’s value), funds needed and social security number. You can apply online here: https://apply.wellsfargo.com/common_auth_start?token=GiaoMXXMlMpRVegWJUfh0Fk9OuXRk71x. You can track your loan application here: https://www.wellsfargo.com/mortgage/apply/your-loan-tracker-benefits/. The bank will contact you within 5 days after submitting your application. Please find more details here: https://www.wellsfargo.com/mortgage/loan-programs/home-equity-line-of-credit/.
No, you won’t be able to apply for a home equity loan if you do not hold a valid Social Security Number.
Unfortunately, this information is not made available on the bank’s website. Please call customer service at 888-667-1772 for more details.
In the event that in a given week, for this product, there were multiple applicable rates in our database based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify with the issuing institution (i.e. bank, credit union, other lender) the rates, fees, and all terms and conditions accompanying the application.