Credit Card | Best For | Annual Fee | Credit Score Needed | Launch Date |
Petal® 1 Visa® Credit Card | Building Credit | $0 | Limited History | Oct. 1, 2020 |
Chime Credit Card | No Credit Check | $0 | Bad | June 30, 2020 |
Chase Freedom Flex℠ | No Annual Fee | $0 | Good | Sept. 15, 2020 |
Verizon Credit Card | Cable and Internet | $0 | Good | June 26, 2020 |
U.S. Bank Altitude® Go Visa Signature® Card | Food Delivery | $0 | Excellent | June 8, 2020 |
BankAmericard® credit card | 0% Intro APR | $0 | Excellent | Jan. 4, 2021 |
SoFi Credit Card | Cash Back | $0 | Good | Oct. 28, 2020 |
HSBC Elite Credit Card | Travel Rewards | $0 | Excellent | Jan. 1, 2021 |
Hotels.com® Credit Card | Hotel Rewards | $0 | Excellent | Sept. 14, 2020 |
Emirates Skywards Credit Card | Airline Rewards | $99 | Excellent | Sept. 14, 2020 |
Wayfair Credit Card | Furniture Rewards | None | Good | Sept. 11, 2020 |
Newer doesn't necessarily mean better. So we recommend comparing your favorite new credit card offers to the best credit cards in the same category to confirm you're saving as much as possible. You'd also be wise to check out the latest deals and promotions available from established credit card brands for the same reason.
For more information about how to make your final selection, consult our guide on how to pick the right credit card for your needs. Below, you can get a feel for the rate at which new credit cards launch from the timeline of 2018 - 2021's new offers.
New Credit Card Timeline: 2018 - 2021
- January 4, 2021 - BankAmericard® credit card
- January 1, 2021 - HSBC Elite Credit Card
- October 28, 2020 - SoFi Credit Card
- October 5, 2020 - Venmo Credit Card
- October 1, 2020 - Petal® 1 Visa® Credit Card
- October 1, 2020 - United Gateway℠ Credit Card
- September 29, 2020 - Wyndham Business Credit Card
- September 15, 2020 - Chase Freedom Flex℠
- September 14, 2020 - Hotels.com® Credit Card
- September 14, 2020 - Emirates Skywards Credit Card & Emirates Skywards Premium Credit Card
- September 11, 2020 - Wayfair Credit Card & Wayfair Store Card
- August 3, 2020 - Ford Credit Card
- June 30, 2020 - Chime Credit Card
- June 26, 2020 - Verizon Credit Card
- June 8, 2020 - U.S. Bank Altitude® Go Visa Signature® Card
- May 2020 - Bank of America® Cash Rewards Secured Credit Card
- March 16, 2020 - United Club Infinite Credit Card
- January 23, 2020 - United℠ Business Card
- October 28, 2019 - Uber Credit Card
- October 24, 2019 - American Express® Green Card
- October 10, 2019 - Upgrade Visa® Card with Cash Rewards
- October 2, 2019 - Petal® 2 Visa® Credit Card
- September 24, 2019 - Capital One® Walmart Rewards® Mastercard® & Walmart® Store Card
- July 18, 2019 - American Express Blue Business Cash™ Card
- June 20, 2019 - Southwest Rapid Rewards® Performance Business Credit Card
- June 11, 2019 - Marriott Bonvoy Bold™ Credit Card
- June 10, 2019 - Amazon.com Secured Credit Card
- June 9, 2019 - Chase Freedom® Student credit card
- June 4, 2019 - Sonesta Credit Card
- May 9, 2019 - Blue Cash Preferred® Card from American Express
- February 13, 2019 - Marriott Bonvoy Boundless™ Credit Card & Marriott Bonvoy Brilliant™ American Express® Card
- February 13, 2019 - Marriott Bonvoy Business™ American Express® Card
- January 10, 2019 - Citi Rewards+® Card & Citi Rewards+℠ Student Card
- January 4, 2019 - Citi Prestige® Card
- November 8, 2018 - American Express® Business Gold Card
- October 23, 2018 - Amazon Business American Express Card
- September 25, 2018 - U.S. Bank Business Leverage Visa Card®
- September 12, 2018 - Discover it® Business Card
- September 6, 2018 - Shell Credit Card & Shell Gas Card
- August 14, 2018 - Capital One® Savor® Cash Rewards Credit Card
Methodology for Selecting the Best New Credit Card Offers
To identify the best new credit cards, WalletHub's editors monitor major credit card companies for noteworthy new offers. This includes both brand-new credit card offers and cards making a comeback after being unavailable. As new offers hit the market and old offers change, we update both this page and our database of information on 1,500+ credit cards.
Furthermore, we compare each new credit card offer to any other recently released cards with similar features that are competing for the same type of applicant. The key factors used for the comparison depend on the type of card. For example, new rewards cards are typically evaluated based on their expected net earnings after annual fees, whereas APRs are more important for new 0% credit cards.
Finally, we consider the best new credit card offers for inclusion on our other editor's best pages, from the best credit cards with no annual fee to the best travel credit cards.