We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
With Direct Deposit, your paycheck, government or Social Security check arrives to you instantly on payday. It's FREE - just provide your employer with the Direct Deposit form. Or you can add cash instantly at more than 100,000 retail locations nationwide.
Keep track of your SilverCard MasterCard activity online 24/7. View online statements, pay bills, check your balance and more. Also, sign up to receive card account balance alerts to your cell phone or email for free.
Transfer money from a PayPal account directly to your SilverCard for FREE.
I have been using the green dot cash back rewards debit card for direct deposit from my employer for the last two months and it is a complete rip off. Even though I get a weekly direct deposit and maintain a decent amount on my card at all times I am still charged a monthly service fee of an alarming $9.95 and I get charged $2.50 for ATM withdrawals even when I use a Moneypass atm, plus a terminal fee from the ATM itself. On average it costs me more than $5 just to make a withdrawal. Apparently because I have a cash back rewards card and not a standard greendot debit card I am not eligible to use Moneypass ATMs for free nor am I eligible for a waiver or discount of the monthly service fee. They do not make this clear when signing up on their website at all. The cash back rewards cap off at a $100 payback a year and is only payable after 12 months of continuous use and maintaining a positive balance on the card. Had I paid more attention to the small print when signing up I'd realize how screwed up this company is. I'd have to pay $120 in monthly service fees just to collect the $100 in cash back rewards I have earned. Even though I've already hit the $100 mark 2 months into using the card. Combine that with having to pay $2.50 to use any ATMs plus the terminal fees and having a $400 a day ATM limit it does not work out well for any consumer. It makes it expensive and inconvenient to access your money. Additionally, you cannot do any ACH bill payments using your routing and account number to pay bills. There are other competitors that not only issue checks but allow you to use your routing number and account number online to pay bills which is how I usually pay rent to avoid any fees from the leasing company I rent from. This card is a complete scam and money grab. I would encourage anybody to reconsider signing up for one of these cards as a primary direct deposit debit card. The singular and only good thing I can say in regards to greendot is that the customer service line is helpful in the sense that I did not have to wait long to speak with somebody BUT the customer service agents I've spoken with are completely scripted and not helpful. They could not assist me with switching to a standard greendot card that waives the monthly service fee and avoiding ATM fees by sending me a different type of card. In fact, you can't even switch to a different type of account once you've signed up with greendot. You have to go out and physically purchase a different temporary card entirely. The website does not have a terms and a simple fee chart once you log into your account and is very limited in what you can do and see on your account, and they do this purposely 100%. Greendot is not about helping out their customers and is not user friendly. Other competitors allow you to change services and account types without having to purchase a new card and creating a new account. I have found a much better prepaid debit card option and will be switching as soon as possible. I will encourage anyone who wants to get direct deposit onto a prepaid card to look anywhere else but Greendot and their subsidiaries. Make sure you do your research and read all the fine print and fees for each type of card a company offers before signing up for a card you feel will suit your needs best. I have always done thorough research and they even got one over on me. Shame on greendot for being THAT kind of a company. Steve Harvey and Russell Simmons are sellouts. I have used NetSpend cards and they are fairly easy to use and have a lot more options. They also allow overdraft cushions. I am currently waiting for a Chime card and will be trying them next. I may just switch back to NetSpend if I am unsatisfied with Chime.…read more
In the beginning I chose the first one that was offered to me. But then I started choosing the ones that best represented me in my walk of faith. (seeings that I have no bank account other then San Manuel. And when I say this I was meaning all the people who invest their hopes there in the land and in their Families to come. And in biblical proportions for the American way. Which is the bank my mother banked for the greater proportion of her life. And the announcement of my birth. Woe Jesus!! As my dad said the nurse said when she came in to check on my Mothers progress while birthing me. It runs deep in our roots. As to the native also to my countrymen. OLAY!! Peace and Love. and believe me this is to be a test Reagan meant in His Proclamation, joint resolution 165. and yours truely.…read more
I recommend bluebird. No monthly fees, no activation fees, you qualify for amex offers which can be very lucrative. The only drawback is that it may not be accepted everywhere because it's an American Express, however the list of companies who don't accept Amex is much smaller than it once was.
@sarah8: I know it's an old post but the information you provided is flawed. A secured credit card and a prepaid credit card are NOT the same thing. In fact, I don't think I've ever seen a prepaid CREDIT card. They are not advertised that way because they are not credit cards at all. In fact, most of them will have the word 'debit' printed on them. You choose 'credit' at checkout, but there's no underlying credit line. Prepaid cards do not help you build credit as they don't report to the bureaus. If you are looking for a true secured credit card, you should check banks like Citi and Capital one. You have to make a deposit (usually $200) and you'll be issued the card. This deposit is NOT depleted when you use your card because the bank holds it as collateral. Secured credit cards can help you establish credit as they can be reported as revolving lines of credit.…read more
A secured credit card is the same thing as a prepaid credit card. You are "securing" the credit card with your "prepay" amount for the card. That's why you keep getting a prepaid card when you request a secured one. Now that you have activated them all, you should check and make sure you aren't being charged the monthly fee that many come with. Even if you don't have any funds on them, they will still charge the monthly fee, and that will be costly.…read more