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Merrick Bank

@MerrickBank

Rating: 3.5

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1,133 Reviews - Submit Your Rating

http://www.merrickbank.com/

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Merrick Bank Reviews & Info

At Merrick Bank, they thrive off the diversity of their employees, clients, and communities to help them build a stronger and safe environment for all. Their success comes from a collective group of highly capable, unique and innovative people who create an engaging and inclusive workplace. Merrick Bank relies on the individual differences and life experiences of their workforce to better serve their national customer base. Merrick Bank is proud to work with clients from a wide range of cultures, backgrounds, and perspectives. They strive to maintain a culture where all of their customers feel welcomed and included so they can fully support their financial needs. They offer a comprehensive range of products and services, including credit programs that assist people looking to build or rebuild their credit, business service, loans, merchant services, and online banking technologies. Their mission is to make a positive difference in the lives of their customers, employees, and community. To them, this is the definition of respect. So in everything they do, they strive to do it with honesty, dependability, and innovation.

Contact:

10705 South Jordan Gateway, Suite 200
South Jordan, UT 84095

Main: 800-204-5936

Online Banking:

Yes

Products:

Business Services
Car Loans
Credit Cards

Investments
Savings & CDs

Merrick Bank Review Highlights

3.7

1,133 Reviews

5 Stars

34%

4 Stars

24%

3 Stars

25%

2 Stars

11%

1 Stars

6%

TOTAL RECOMMENDATIONS 0

Merrick Bank Reviews

Sort by: Date | Rating | Wallet Points | Usefulness

YesUsefulNo1

5

By: danielle101

My Merrick unsecured credit card has no annual fee, no maintenance fee, no set up fee, 0% interest for first 6 months, on any amount charged.
After the first 6 months the interest rate starts at 26%, about what the average store closed loop card charges in interest. Credit limit started at $700.00 and will double to $1,400.00 after the first 7 months of proper payment, and use.

March 9, 2019 · Flag

Product: Merrick Bank Secured Visa Card

03/13/19

Tsm0809

Yes, I just got approved with a 647 credit scrore. $700 limit and the same details for me also. I'm excited to get it, and hoping to have an easy time with them!

YesUsefulNo0

2

By: juanitastern839

I was promised a increase after making 6 payments on time and promise wasn’t kept now they saying my account go up for review in 2 more months when right now I needed it the most in 1 more week my maternity leave will be up which means I will be back at work so it wouldn’t be no need for a credit increase..just need folks to be more honest

January 28, 2019 · Flag

Product: Credit Cards

YesUsefulNo1

5

By: jkinney_1

I highly recommend Merrick Bank, Very professional and they have great customer service, as an Allstate Insurance Catastrophe Sr. Claims Analysis Catastrophe Adjuster for Home’s Auto Boats and Aircraft Licensed for all US States, with a 36 year credit history I know customer service, Merrick Bank is for me.

December 5, 2018 · Flag

Product: Credit Cards

YesUsefulNo0

1

By: marloneh

DONT GET THIS CARD!! Locked me out the first day i used it when i changed my PIN!! I travel all over the globe and tehy want a current US address and i dont have one. so card is useless!! DO NOT GET THIS CARD!! If i could rate this card negative 5 stars i would do it! Waste of time. I just use it as a current account while the card collects dust! PIECE… show more

April 21, 2018 · Flag

Product: Credit Cards

YesUsefulNo2

1

By:

This is ridiculous. I spoke with a VERY ANGRY, VERY RUDE, unwilling to listen representative. I was unable to log into my account and I simply needed a password reset. It took me more that 15 minutes to get a password reset after being transferred.
I NEVER thought it would be soo difficult to simply make a payment.

Merrick Bank Card Services IS THE ABSOLUTE WORST....

June 27, 2017 · Flag

Product: Merrick Bank Secured Visa Card

YesUsefulNo1

4

By:

It's a great card for rebuilding credit with no hassles or hidden fees. I've had this card for about three years and have no complaints. Their website could use some updates but it still gets the job done.

June 3, 2017 · Flag

Product: Merrick Bank Secured Visa Card

YesUsefulNo-1

1

By: nyhelojockey

Very poor customer service. Have been with them for a couple of years. Noticed on my statement that I was charged a late fee for being one day late on my payment. I had never been late before with a perfect payment history. When I called and talked to customer service they told me I was 2 days late and I had to correct them as I was looking at my online statement. Was not… show more

May 2, 2017 · Flag

Product: Merrick Bank Secured Visa Card

YesUsefulNo2

5

By: leslieb_34

I love my credit line increase

May 1, 2017 · Flag

Product: Merrick Bank Secured Visa Card

YesUsefulNo8

2

By: nikkiw3

Merrick bank unsecured is one of the first cards that i got when building up my credit. I have never missed a payment so they have upped my limit several times. High interest card but if you pay it off monthly, not an issue. Here is where i was floored: for the first time since opening the card, I needed a replacement card, due to me damaging the card. They charged me $15 to replace… show more

January 20, 2016 · Flag

Product: Merrick Bank Secured Visa Card

YesUsefulNo5

1

By: jr.m

HORRIBLE!! Been with them for years and every time I make any large payment I have to wait for a week to use the credit line. I have never had an nsf check to them. And the attitude of the people is crap. All they say is
" that's just the policy".

December 17, 2015 · Flag

Product: Merrick Bank Secured Visa Card

YesUsefulNo5

1

By: bobl_6

Merrick Bank is terrible. This unsecured card will not stand behind its customers relative to vendor disputes. Customer service is rude and useless. DO NOT GET THIS CARD !

December 3, 2015 · Flag

Product: Merrick Bank Secured Visa Card

YesUsefulNo-1

5

By: jmat2240

I like this specific secured credit card, because of the rather large positive effect it has had on my overall credit score. Also I was easily pre-approved for a 3000$ credit line which was extremely easy.

January 6, 2015 · Flag

Product: Merrick Bank Secured Visa Card

YesUsefulNo4

5

By: danicas_1

This is a great credit card company and would do business with again, but the only problem that I had last year when I had the card is that I ended up closing my account due to a misrepresentation about the secured visa card from merrick bank based on what a representative there told me.

August 9, 2014 · Flag

Product: Merrick Bank Secured Visa Card

YesUsefulNo2

5

By: bianca9999

This is not a credit card, it’s a secured credit card which means you have to put down a deposit amount that you want to make your credit limit. Most secured cards require no less than a $300 deposit and have “processing fee’s” when you apply (First Premier). This one does not. This is great for establishing credit and payment history (reports to all 3 bureaus). The annual fee is high, $36, but the best… show more

June 5, 2014 · Flag

Product: Merrick Bank Secured Visa Card

YesUsefulNo8

4

By: sarah_navarrette_98

This card is another must have when you comes to those that need a jump start on rebuilding their credit! I made a few mistakes when I was young but this card has helped me rebuild my credit. The APR is actually decent! And the limit is equally nice (it allowed me additional financial freedom). I love using this card when we travel to pay at the gas pumps. They have one of the best… show more

November 28, 2013 · Flag

Product: Merrick Bank Secured Visa Card

06/10/16

matthewd39

do you actually use up to your deposit amount? Or do you have to maintain a daily balance?

08/11/14

WalletHub

This is a secured credit card.

08/10/14

marilyn.bolton.71619

Is this the secured visa or the unsecured?

YesUsefulNo2

5

By: joshua.rouse.524

This is a great card for someone who really wants to try to get their credit back on track. They gave me a fairly substantial credit limit -- more than any of the other cards I had up to that point. The interest fee is very, very reasonable. I was expecting much higher when I got my first bill, but it was surprising to see it so low, and it hasn't budged since then. I… show more

November 19, 2013 · Flag

Product: Merrick Bank Secured Visa Card

YesUsefulNo0

4

By: michael.samples.5

This is a very nice product for someone who eats hooters frequently or semi-frequently! The potential for the 5 points per dollar reward is awesome but you need to eat at hooters a lot to reap those benefits. Other than that it is still a nice card with no drawbacks, no annual fee is refreshing and I think reasonable considering this is a very niche credit card. Zero liability on unauthorized purchases is nice so… show more

August 7, 2013 · Flag

Product: Hooters Credit Card

YesUsefulNo0

3

By: shortstain

Who doesn't love Hooters! Really though, the Hooters Credit Card was made for someone who patronizes Hooters a lot... at 5 points back per dollar purchased at Hooters, that equates to a nice 5% from all purchases from any girls wearing white tank tops and orange shorts. Other than Hooters, it offers 1 point when you don't shop at Hooters - making this card pretty limited if you're looking to use it anywhere else. I… show more

August 2, 2013 · Flag

Product: Hooters Credit Card

YesUsefulNo1

5

By: the.abortionator

I love love LOVE My Merrick card. I never thought anyone would ever give me a credit card, but I guess Merrick's target customer base is people who seem to be trying to rectify their credit mistakes, and they want to give them a chance to continue to rebuild their credit. I was a little hesitant at first when it came to getting the card because of the reviews I read, but common sense says… show more

October 4, 2012 · Flag

Product: Merrick Bank Secured Visa Card

YesUsefulNo1

5

By: rachall

I have had a great experience using my credit card from Merrick bank. When I ordered it the card came really quick in the mail. I was given a great credit limit. Making payments is really easy also. All you have to do is send it through Western Union. There is also an option to transfer money from your bank account to your card which I think is really great. Whenever I have to call… show more

October 4, 2012 · Flag

Product: Merrick Bank Secured Visa Card

+1,113 users submitted a rating without writing a full review

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