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My husband and I have had Northeast Credit Union for about seven years. We love banking with a local credit union, Northeast in particular, for many reasons. We have a checking account, savings account, certificate of deposit, credit card and a secured loan with them right now. We also previously had a car loan with them. We get a great rate on our credit card and because we have the credit card we can qualify for discounts of .25% on other types of loans. Someone stole our debit card numbers and was using it to make purchases and the process of getting the charges taken off was easier than I thought it would be and the customer service was very sympathetic to our situation. They made me feel like they cared about what happened and it was almost like the money was their own. We have never had an issue with Northeast Credit Union that wasnât resolved quickly and efficiently and beyond our expectations. Every time I have had to go in and have customer service take care of something they do so in a very professional and caring manner. Most of the time I have my young daughter with me and they act like they donât care that she is touching their pictures and name plates. It is very reassuring to feel like they are humans just like me and not some big executives who donât care about âregular peopleâ and arenât always trying to upsell me something. We are very happy to have found and chosen Northeast Credit Union.
My husband and I have had Travelers Home Owners Insurance for five years, since we bought our house. We should be due for a discount soon for having them for five years and although it will be small it is still a discount and a reward for staying with one of the best home insurance companies. We have not had to file a claim with them but I had some questions about our policy and called into customer service. I was just confused by all of the numbers and charges and terms that I was not familiar with. They were very patient with me, answered all my questions and were very pleasant to deal with. I have heard only great things about dealing with them in times of need as well. Not that I am looking forward to having to file a claim but I sure am glad that we have Travelers for if we do.
The Citi Thank You Rewards Card is the best rewards credit card out there for rewards. When we signed up we got 25,000 bonus points for signing up. I have seen several offers that are offering the same bonus for signing up to new customers. We love the rewards that are offered for gas cards and gift cards and merchandise. There is so much to choose from and we haven’t even cashed in our reward points because we can’t decide! I have never had to call customers service for any issues because we haven’t had any issues so far. We love this card!
I have had Geico Auto Insurance for about 6 years. When I did the quote request I found it easier than others that I had done. The price is also so much lower than anywhere else. A couple of years ago we did a quote to add my husband to my insurance and it was still the cheapest, even with a new car. When I have any problems or questions it is so easy to call their customer service and get the answer I am looking for. If I hear of anyone looking for insurance for their car or home I am sure to recommend that they check out Geico. Recently my father-in-law bought a new car and wanted to see what other insurance companies would charge so we did a quote for him at Geico.com. Surprise, surprise it was a savings of about $175 a year, so now I know itâ€™s not just us getting a great deal on insurance! Highly recommend Geico Insurance.
My husband and I got the Toys R Us credit card right after our daughter was born. We figured we had to buy formula and diapers and clothes anyway so why not get rewarded for it to a store that we can go to for all of that. It is also helpful to have around Christmas time for shopping for all the kids in your life. It is easy to use and you get points towards future purchases. This is good at both Babies R Us and Toys R Us so even when your child or other children in your life get older it can still be used and you still get rewards. You can also use the credit card anywhere that accepts MasterCard (which is practically everywhere) and get points towards your Toys R Us rewards. This is a great card to have if you have children or if there are children in your life. It was also great for when I had to buy stuff for friends baby showers, all those points add up!
I have had an ING Bank savings account since 2004. Way back in 2004 their savings rate was about 4%, which was like 20 times the national average savings account return. With the economy it has gone downhill as far as their rates go but it is still higher than you can get with a âregularâ bank. I have had an issue with my pin number not working and I have had to call customer service and get it reset. While I think it took a little long to get the new pin I do really appreciate their system to make sure that they are sending your information securely. When you call they send you a postcard with the new information to your address on file so they can ensure that it is you they are really talking to. They also have âsalesâ all of the time. For example, we were able to get $25 for opening a savings account for our daughter. She needed one anyway and this was the perfect opportunity to do it. We also have automatic transfers set up to go into our accounts. ING makes it so easy to do recurring transfers, deposits, withdrawals and open new accounts. The only downside is that the money in the savings account is not readily available. It takes about two business days to transfer the money into our other checking account. Itâs not that big of a deal though because we generally know in advance that we need to take some money out. I love ING Bank!
I have had the HSBC MasterCard for about 10 years. It was one of the first credit cards I got and I have used it since then. I don’t mind that it doesn’t have rewards because it is just an easy card to use. There is no annual fee, which is good for me, I hate cards with annual fees, aren’t I already giving you a ton of money with the interest that I pay on my purchases? Yes! I also think that they have great customer service. I have never had a problem that they didn’t solve quickly and efficiently and completely to my satisfaction. My only negative for this card is that they upped my credit limit without me asking or even telling me. Even though I liked the higher credit limit, I would have appreciated a notification of some sort!
I have the Thank You Rewards Card from Citibank and I love it! We got 25,000 bonus points after we spent $2,000 in the first three months which is good for a $250 gift certificate. It has been really easy to use the card and it seems really easy to redeem the rewards points. You get one point for every dollar you spend and it seems to add up pretty quickly. Also, the rewards are what I like to call ‘even money’, a $100 gift card is 10,000 points. The rewards offered are also really great. They have everything from gas cards to restaurant gift cards, to a cash option! We are actually having a hard time deciding what to get! The customer service is also great to deal with. They are very knowledgeable and I have never had to speak with a manager for a problem because the customer service people can solve it before it gets to that point. It is really a breath of fresh air dealing with Citibank!
I have a Bank of America checking account and I love banking here! The people in my local bank are very friendly and helpful and they make everything especially easy. If I have questions they are able to answer them quickly and correctly, while making the answer easy to understand. They have loan officers and general customer service people to help with what ever you may need. I have a no fee checking account so it is even better than other banks. I also have a CD here and their long term CD rates are better than most banks. I have had some issues with other banks, one bank had a glitch in their automatic pay system and it never paid my credit card and made me incur fees and a negative rating on my credit report, I never have any issues or problems with my Bank of America accounts. Everything works great all of the time and I like having my account with Bank of America and I will keep my accounts here!
I recently got the Citi Thank You Rewards card with the 25,000 bonus points when you spend $2,000 in the first 4 months. The 25,000 bonus points can be used to get a $250 gift card of your choice. At first I was skeptical that we would actually get the 25,000 bonus points but lo and behold when last statement came out they were on there. I feel great knowing that I am earning one point for every $1 spent and that I can use it towards gift cards. We use credit cards anyway why not get rewarded for it. Great card to use and I can not wait to cash in my bonus points and get my gift card. I think we are going to go with the Longhorn gift certificate and even though it's a steakhouse, $250 is going to go a long, long way.