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One of my very first places to do banking business was the Illinois Community Credit Union. I got my first account there when I was young, because my mother had an account there at the time. The whole process was very friendly and they really helped me understand the fundamentals of having a bank account. I ended up keeping them for a long time out of nostalgia, even though I also did business at other banks. I did eventually switch; but, that was just a matter of convenience. They always met my expectations for the ease of banking and were always extremely friendly.
While I was a student at the University of Missouri at Columbia, I needed to find a credit union with which to do business. My buddy recommended Mid Missouri Credit Union so I decided to give them a chance with my checking and savings accounts. During the few years I used them, they were always very fast and professional. I almost never had to wait for a long time to be helped. One time in particular they were very helpful in dealing with my uncertainty about where to keep my accounts. They were very helpful in guiding me through all of the decisions involved.
Several years ago, I was looking for a bank to help finance my car. I was concerned that if I wasn't already doing business with them that it might make the process more difficult and end up costing more. Thankfully, Banterra Bank met all my expectations and more. I actually hadn't previously heard of them. Nonetheless, after getting some advice from the web I decided to take the plunge. And I am glad I did. They made the process easy and quick and I got a much better rate than I expected to with my credit. They really bent over backwards to help me.
One of the first companies I did business with for my car insurance was Farmers. They had some of the best rates and my cousin worked there at the time and convinced me they were a reputable company. Otherwise, I had not heard much about them one way or the other. I'm glad he convinced me to try them. They always dealt with my concerns in a prompt and courteous manner. Thankfully, I never had to file a claim with them though. So I can't really speak to how that process would work. If they can provide you with a competitive rate then I suggest giving them a try.
First Missouri Credit Union was one of my first choices to get a CD at because of their good rates. My mother already had an account there and recommended them to me. The process of setting up my CD was easy and straightforward and they always treated me professionally. When my CD comes to term I will likely not be renewing with them. This is not because I don't like their services. This is simply because I have moved out of town and it would not be very convenient for me. However, if you happen to be is their area, I completely recommend giving them a chance.
I have used Allstate for various insurance products over the years. I have never had a problem with their customer service or rates. In fact, of the many insurance (especially auto) companies I have dealt with, they seem to be one of the cheapest and most responsive to my concerns. The only time I had a concern that was a bit of a hassle, was I got less of a multi-driver discount than I expected. After spending a bit of time on the phone and speaking to a manager, I was able to get the rate I initially expected. The manager was very apologetic and professional during this issue.
A long time ago I had a checking and savings account with the Hermantown Credit Union. I would have continued to do business with them; but, I had to move for work. They were always very helpful and professional, which is all you can really ask from a bank. They were especially helpful when I was trying to see what I needed to buy a home. In fact, they were so nice that I felt a little bad closing out my account with them. If anyone lives in the area they currently serve, I totally recommend giving them a try.
When I moved to Omaha, I needed to find a new credit union. After a bit of searching I found Omaha Federal. At first everything seemed great with them. But, every time I went to the bank they seemed to be very busy and understaffed. I felt sorry for the tellers. It was clear they were under stress. But, that translated into less than polite and properly focused service. Since every minute counts, I eventually decided to choose another credit union in the area. I wish I could recommend this credit union but my experience there was definitely less than I would expect.
I recently moved to Omaha and wanted to find a new bank to fit my needs. After quite a bit of research I had at least figured that a credit union was the best choice for me. I like feeling like a member of a team. A coworker of mine recommended the Greater Omaha Credit Union. I completely agree with her recommendation. The employees there have always been extremely friendly and have exceeded my expectations for what a bank should be. I expect to be buying a home in a year or so and right now I expect to do my business with them again.
I recently opened an online checking account. It is great in most ways except that when I do business in cash there is no way for me to make a deposit. For that reason, and that reason alone, I got a checking account at Bank of America. For my purposes they are great. The process of opening an account was very easy and when I've needed to make deposits, the tellers have been very professional and not given me any odd looks about why I was depositing so much cash at once. Overall, I am very happy with them and hope to continue my business with them for a while.
I have been banking with Evansville Teachers Federal Credit Union for a while now and they never seem to disappoint. I have used them for the most basic type of savings and also for a very complicated trust I needed to set up for my daughter. They have helped me every step of the way and I am very grateful for that. There is something nice about knowing that you are not only a client but also a part owner of the union. It really shows that they care at Evansville Teachers Federal Credit Union. I hope to do business with them for a long time.
My wife had actually been doing business with Missouri Valley before we got married. So, I sort of inherited them. But, all in all it seems like they do a pretty good job helping us out with our savings. I've been to them dozens of times and I only had one bad experience. The teller seemed to be too busy to help me with a problem and when she did get to me she clearly had no idea how to help. At first she told me I was wrong. Once a manager got involved, it was straightened out. I actually didn't see her working there much longer so I must not have been the only one with a problem. Other than that one time they were always friendly and helpful.
I started doing business with US Postal Service Credit Union over 10 years ago. I was then working as a mail carrier and it seemed like a good idea to be a member of the team. I didn't really see much difference than them and any other bank. Honestly, there isn't that much amazing or bad I can say about them. They are just a credit union. My interactions with the employees were always friendly and I never had any problems getting to my money when I needed it. The met all my expectation for how a simple but efficient operation should be run.
This was my very first credit union and they always treated me great. From the very first application process to my first CD they were very professional. One time I needed some advice on what kind of product to put my money into. They went well above and beyond what would be expected in that situation. Several of their staff worked with me for over an hour to find the best combination of CDs and savings accounts that best fit my unique monetary needs. Even today, when most products and banks are impersonal, I really appreciate this kind of service.
I have been a member of the St. Louis Community Credit Union ever since I moved to St. Louis. I usually feel like credit unions provide better service than banks and this one is no exception. They have several locations all over the St. Louis area and all of them that I have gone to have been extremely helpful every time I've visited. A few of their locations look a bit run down but nearly all are up to my standards. The branch I visit most often (near my job) is especially nice. Overall, I'm very pleased with this credit union and I hope I can do business with them for a long time.
I have a CD with Heartland and luckily I got it when rates were considerably higher than they are now. Over the past few years, I have made a considerable amount of interest off of my account at Heartland. The process of getting the CD was very easy and ever since then, the customer service has been very professional and helpful anytime I needed assistance. I'm actually a bit sad that I will have to take my money about of there soon since the term of my CD is expiring. I will definitely consider them for any future needs I have.
Several years ago I needed to get insurance for a motorcycle I had just purchased. After doing lots of research, I came to the decision to use Geico. Despite not having heard of them at that time, I felt they were the best choice out there. Their price was great and they seemed to have many loyal customer reviews online, so I took the plunge. I'm really glad I did. The agents were always helpful for the little issues that popped up and for any questions I had. I, thankfully, never had to file a claim; but if I did I'm sure they would have been as professional as I had come to expect.
I've had my home insurance through American Family Insurance since I bought my home. They have been great to deal with since the beginning. The process of getting the insurance set up, though a bit tedious, was straight forward. And they helped me through any trickier parts of the process. Since I have had them there are no complaints from me. The rates are pretty good considering the level of personal service I get. I am so much a fan of AmFam I even actively recomend them to all of my friends and family. I could not be more pleased with my choice of insurance.
Several years ago, my wife insisted on switching her mom's car insurance to something cheaper. After some comparison shopping online we found that Progressive was going to give her the best rate. For reasons I don't want to go into, I'm the one that basically dealt with Progressive and have done so ever since if there were any issues. They've always been very helpful and professional in dealing with the unusual situation. And, most importantly, they are saving us quite a bit of money on car insurance costs. For a new company, at least as far as I know, they do a great job dealing with customers.
I've been with State Farm for 10 years now and I'm pretty happy with them. I've had several vehicles insured with them. The rates they charge are fair, though I'm beginning to wonder if I could get better rates if I switched to another insurance provider. I've actually never had to make a claim so I can't speak to them in that regard. But, they are always friendly when I call to ask a question about my policy. So, I have no doubt they'd handle any claims with professionalism. They do give me a nice multi-car discount. Overall, I'm happy with them. I would recommend them to a friend.
I currently have a high yield checking account at Charles Schwab. Right now it is mostly used by my wife; but, my name is also on the account. I opened it up several years ago because they offered a really great interest rate on my money and they had no fees. Now, I don't keep much money in this account; but, even a few nickels every month is nice to see trickle in. The set up process was easy and I've never had a problem where I needed to contact customer service. So, I can't comment on that. Overall, I'm pleased with the bank and intend to keep doing business with them.
I opened up a 5 year CD here when it was Amtrust Direct and got a great rate just before they dropped considerably. Of course, they don't offer the same rates now, but luckily my rates are locked in. The process of transferring money to the CD was simple and efficient. I have never had any trouble viewing my account or talking to someone on the phone if I had any questions. My only complaint, and it's a small one, is that the website seems a little poorly designed. But, once you get the hang of it, it's not a problem. Overall, I'm very happy with keeping my investment here.
About a year ago, I was in the market for a CD. After doing some comparison shopping online I chose to use AIG. They had a great rate and all of their information was displayed in a simple to understand format. They have all the standard security features of an online bank. I must say that they first time I invested money online I was a bit concerned, but banks like AIG really put my mind at ease with their security and customer service. As with anything, I think shopping around for a good rate is your best bet; but, I can recommend AIG for their good rates, security and customer service.
I've been with Commerce Bank for 15 years and for the most part they've been a reliable bank. Recently, I called them about $10 in fees on my account. Basically, they switched my account to a new type without actually telling me. It was in the fine print of one of the statements. But, changing my status without directly contacting is unacceptable. Now, upon calling them, they did politely explain the problem and offered to eliminate that month's fees. But, there was no way for me to go back to the old account. They did offer me a different type of account with fewer fees but still more than my original account. I'm seriously looking for a new bank now.