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I just recently signed up for a checking account at public service credit union. We moved to a new area and I was looking for somewhere to put my money, that was pretty close to our new house. I had heard great things about them before and with the way the economy is now I feel it is much better to keep your money in the local credit unions than with the big corporate banks. The whole process was smooth and went off without a hitch. It took maybe a total of 45 minutes to get the account set up and to have my cards printed out and pinned. I would recommend Public Service Employees Credit Union.
I don'ÂÂt actually have an account at Bellco Credit Union but I frequently go to their branches to do banking because they are a part of the co-op of credit unions. Their staff is always extremely friendly and willing to treat me as one of their own customers. I can pretty much do anything at their branches and atms that I can at my own credit union. If I ever have the need for another loans or another type of banking account I will definitely look into working with Bellco Credit Union. They are closer to my new apartment than my own credit union.
My Dad was a member of the United States Army so I qualified for a loan at Navy Federal Credit Union. I was searching out a loan so that I could buy my girlfriend (at the time obviously) a engagement ring. At that time there rates were the best that I could find. They were very very easy to work with and everything went through perfectly. They did not charge extra fees for me when I paid the loan off early and I did not spend that much more on the interest basically making a payment plan of my own for the ring. I would go back to them for personal loans and I am thinking about opening up a checking account with them.
I got a car loan through Arapahoe Credit Union and I couldn't be happier. The whole process was just as easy as could be. I went to the credit union first to see how much I could qualify for. The service rep was beyond helpful explaining the whole process and what all I needed to do. After I found my car the process of getting the dealership payment went through without a problem and I drove home the same day. Credit unions are so much easier than dealing with banks and the rates are better too. I would highly recommend using Arapahoe Credit Union to all of my friends.
I used to have Progressive car insurance. I went with them in the first place because the rate was reasonable for the coverage that I was getting. It was also one of the only ones I looked at; I really just wanted to get on the road with the car and drive. My car was hit in a parking lot and I had to file a claim. This seemed like a backwards process as I couldn't get a hold of someone on the phone that wouldn't transfer me somewhere else. After about a month or 2 of sending paperwork in and so forth I was finally given the go to have the work done on my car. I would not get insurance with them again.
I have never had an easier time with car insurance than with Geico. As with most of the major insurance companies you can go online and fill out information and get a quote. I find time and again that my quote is always the cheapest on Geico. I drive an old car so I only carry liability insurance so finding the cheapest option is always a must. I have never been in an accident so I cannot say if their claims department is easy to deal with but from what I have heard from friends is that it is. I would highly recommend them just because you can pretty much secure insurance and have a card printed out in about a half hour. They'll send you some other paperwork later to be signed and you are good to go.
I have the Frontier Airlines Mastercard from Barclays and have been pretty happy t it. Their online interface is very easy to work with and has some other features I don't have with my other credit cards. Every month or so your credit score is updated and you can look at some of the things that will help you raise it. The problem resolution is very good. I rented a car with the credit card and dinged up the bumper. The card offers rental insurance and after getting charged the ridiculous amount from the rental car company I called Barclays claim department and answered a few questions. I never heard again from the rental car company and they had taken care of all of it. I would recommend a Barclays Mastercard.
I have found Elevations Credit Union to be the best place I have ever put my money. I think the fact that it is a credit union and not a big bank makes the quality of service that much better. They seem to care about all of their customers and want to help them without hiding any fees or what have you. Their credit card rates are pretty low, and the loan application process is not that difficult. They are very local to Boulder, Colorado however even since moving to Denver it has not been a problem. They have a co-op with thousands of other credit unions around the states where you can do anything you would be able to do at one of their branches. It’s Great!
Chase has never been my favorite bank but I am somewhat locked into the account until I pay my credit card off. I have found their employees to be lifeless and not really care about much. Out of any bank that I have been a part of them seem to have the biggest fees and they are the most prevalent. It seems like they have a charge for everything and an answer as to why you must have not noticed it before. The only benefit I can really say about Chase is that they have ATMs in Walgreens stores which makes it somewhat convenient when you need one.
I have found that Key bank is a little bit better than some of the other banks that I have dealt with. I gave them an average review because I believe most banks are below average. When I have an issue arise I usually contact them by email and they are pretty quick to respond. Usually they give acceptable reasons for what had happened or why something is the way it is. They usually resolve a problem in a just way. Refunds and other credits to your account take a good amount of time but those things usually do with any bank and any common man's bank account.