+ 100% FREE
+ Unlimited Credit Reports
+ Unlimited Credit Scores
+ Credit Monitoring Protection
+ Credit Improvement Tips
+ Automatically Finds Savings
No credit card needed
American Express prepaid cards have been a a great thing to take advantage of during special ocassions. I know I can give someone an American Express prepaid card and they will be happy. Even though they charge a fee to purchase one, they make the perfect gift and I do not have to stress over someone not enjoying it. Whenever I have received one myself, I am very happy knowing I can use it almost anywhere.
When choosing a bank to meet my needs, I knew I wanted a company who understood their customers. I chose to open a checking account at Bank of America over 7 years ago. Bank of America has had some hiccups through these rough economic times, but they are just that, hiccups. This company has proven to be a top competitor in the banking industry and willing to meet the needs of their customers. I found that having a checking account with Bank of America, not only ensures great customer service, but many perks I get to take advantage of. Keep the Change and Add It Up are two of the extras that checking account holders get to enjoy. When paying for a transaction, the amount is rolled up to the nearest dollar and the change is placed into a savings account. You have access to the money at all times and this is a great way to help you save money using the Keep the Change program. The Add It Up program is a great way to earn cash back. When you make a purchase online using your checking account, you can earn cash back at certain online stores. Overall, I have been extremely happy carrying my checking account with Bank of America. They have so many extras to offer account holders making them a great choice to bank with. There are numerous branch locations across the United States with even more atms scattered throughout the country. Regardless of the type of checking account one may be looking for, Bank of America has many options for everyone.
I have carried my 401k account with Fidelity investments and have been pleasantly surprised. They give their customers so many options when it comes to decide how they want their money invested. You can choose to trade it yourself through their brokerage account or put it in a specialized plan according to how much risk you are comfortable with. They give you several graphs taht allow you to see how your investments do during specific time periods. They are definitely customer oriented as you have full access to see your investments 24 hours a day.
ING Direct has been a great investing company for me. As a beginner investor, they offer a lot of tips to help me find the right stocks to invest in. They also make it very easy for me to purchase stock offering me a way to transfer money in and out through my bank account. One of the greatest perks of ING is the low fees to trade stocks for you. It is a great brokerage firm for new investors.
I enjoy having my credit card through Citibank. They offer a wide array of credit cards available for different types of consumers. Although, I do not have a credit card hooked to a rewards program, I have considered switching to one with Citibank. I have always received great customer service whenever I needed more information about my billing statement. The only complaint I have that others may disagree with is they keep raising my credit limit. I like having low limits on my credit cards but others could see this as a positive attribute. Overall, my experience with Citibank credit cards have been good.
When our mortgage was sold to PNC, my husband and I were worried the customer service would worsen as well. We have been very happy with the overall results we receive when we have questions. We like having online baking options when it comes to paying our mortgage online. We can retrieve many of our mortgage documents at any time which makes the process easier. Although the wait times for speaking with a customer service representative are typically long, we always get professional and friendly service.