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Morris Sheppard Texarkana Federal Credit Union is a great credit union. If you are tired of dealing with big banks who don't even know who you are and treat you like a nu…
Reviewed by: @shannon_johnson_146612
I got my car loan through Waterbury CT Teachers Federal Credit Union because of a recommendation made by my mother. She had banked there for years and I was just starting out. I needed a car pretty bad so I decided to follow her advice and go to Waterbury CT Teachers Federal Credit Union. They were kind and professional as they helped me file all the necessary paperwork needed to get my car loan. I figured it would take a month or so but my loan was approved after only a couple weeks. It was a lot easier than I had imagined it would be.
I got my car loan through Capital One. I am not too pleased with the interest rate, but I guess that's what the dealership decided was the best fit for me. I got the vehicle I wanted so I guess that's all that matters. I am an impulse buyer so I decided to take it for the higher interest rate than to not get the vehicle I wanted. It is still in my price range so I guess it doesn't matter. I pay the bill each month so I never have any troubles with them. I haven't had to talk to customer service so I don't have an opinion on them either. My application was quickly approved so the application part was easy enough.
I wanted to buy a home before our baby was born. Have the baby born into a stable environment sort of thing and not have to worry about landlords, apartments etc. I went to a big bank and the process seemed ridiculous! The house we had wanted was being sold by the owner so I didn't have the help of a realtor. The lady at the bank was rude and acted like I was dumb for asking questions! That's when I decided to give Centris Federal Credit Union a chance. The process was easy! They were helpful and gave me so much information. They never acted like I was stupid! I cannot thank them enough for treating me like a human!
I needed a loan to do some major repair to my home. There was some damage that apparently was not covered by the insurance. I did not want to get a high interest loan or use my credit cards and go into debt beyond belief. I spoke with a representative from New Orleans Firemen's Federal Credit Union and she had suggested a home equity loan. I was quickly approved and got the money right away to start the repairs. My home was fixed quickly and we went back to living happily. We even had enough left over cash to do some extra stuff to the house. :)
I have a checking account through Capital Pacific Bank and I think that it is a decent bank. They don’t have any crazy fees (unless you bounce a check) that you get on your statement. Even when you do mess up and get a fee for insufficient funds they will reverse the fee as long as you don't do it a million times. I also got a home equity loan through them when I wanted to do some remodeling on my home. The application process was easy and quick and it seemed like in no time I had my loan.
I got my car insurance through The Robbins Insurance Agency. I was nervous because I had been in an accident (that was not my fault) and I didn't know how much it would be. My previous insurance had gone up because of the accident which I never understood. I filled out the application and they quickly gave me a great rate. I feel that I am paying a very fair price for the amount of coverage that I get. They are kind and helpful, and more than efficient whenever I have an issue. I never have had to file a claim so I can't really give much information on that.
Coastal Federal Credit Union is unlike any other credit union. I once lost my bank card and was terrified because I didn't know what to do or who to call. I was frantic, I went in the office and they quickly calmed me down explaining that they would suspend the card, send me a new one, etc. They were so helpful!! I seriously don't know what I would have done without them. Turns out my card had fallen in the seat of my car. lol. So the panic was a bit extreme but it’s good to know that if something did happen they would be there for me!
I joined Capitol Bank a while ago in hopes of finding a bank that didn't try to screw me from every angle. I was sick and tired of having to deal with the same crap day after day, fees after fees, etc. Capitol Bank was like a dream come true to me. They are simple to deal with, they help you solve problems instead of creating them and they are kind and efficient. I love how understanding they are when mistakes happen. They always have free suckers for my kiddos when we go, they love that. :) Thank you Capitol Bank for making my life easier.
I moved to Utah for a brief while a couple years ago. My husband was working in the mines. Not knowing many people or places in the area I found that the Utah Federal Credit Union was very helpful. I had confidence in them that they were leading me in the right directions. I didn't end up banking with them for only but a year because I had moved back home. But while I was there I grew to love the tellers. They were kind and efficient. I felt like that bank actually cared about my business and didn't treat me like I was just another customer.
Morris Sheppard Texarkana Federal Credit Union is a great credit union. If you are tired of dealing with big banks who don't even know who you are and treat you like a number then I strongly suggest switching to Morris Sheppard Texarkana Federal Credit Union. They really care about their customers. They take time to show concern, help when you need it, to learn your name. They are always more than willing to work with you when you are having financial struggles and they are not out to send you to the poorhouse with ridiculous amounts of fees. They understand that mistakes happen and sometimes they are unpreventable. Instead of ripping you of, they work with you to help you get back on track.
I have a checking account through First Castle Federal Credit Union and I can say I have never been happier. I have such problems with all the fees that big banks charge, a fee for this, a fee for that, etc, etc, etc. It appears that I am paying them to let them be my bank, but not with First Castle Federal Credit Union. They treat me like my business is appreciated, wanted, and needed for them to survive. While I know that this is not completely true, I do like them making me feel that way. I have never, ever had an issue with them with anything. Simple, straightforward and convenient. Exactly the way I want to bank.
Call me silly but I love working with a credit union as opposed to a big branched bank. Credit Unions care about their customers. We are not just a random account number, we are a name, a face, a family. E Federal Credit Union does top notch work recognizing this. I am not just another number to them with money attached. They try to help in any way they can and do a wonderful job. I have never had any troubles with them or their customer service representatives. I am 100% happy with E Federal Credit Union and will never go anywhere else. They do a superb job with all my banking needs.
I will say this about Wesc federal Credit Union.. After doing business with them I will never go back to a Big Bank again. They actually CARE about us customers. If I have an issue they will remedy it immediately. I have gone over my bank balance a few times and they have been more than gracious giving the money to the company and then sending me a letter or phone call and often will work with me to arrange a payment plan. That's the difference between them and a Big Bank.. They care. They don't want to see you in financial struggles. I don't know what I would do without them!
I have had the Hunt Insurance Agency for a while now. They are a great company to deal with. I combine my home and car insurance with one company making it easier to deal with. I had a tree fall on my house a couple years ago and the claim department was amazing. They were fast and efficient. They made the experience a lot easier than I ever imagined it to be. They have answers to any question you could ever ask them. Their rates are not bad. You get what you pay for though. Great coverage for the amount of money you pay in. I recommend the Hunt Insurance Agency to anyone needing insurance.
I use Foremost for my home owner's policy. They are very reasonably priced. I pay next to nothing for a bunch of coverage. I know that if anything were to ever happen they would be right there to help me out. They offer discounts for additional smoke detectors and security services and such. I have only had one issue with my billing and they handled it in a timely fashion. Before my next billing it was fixed. They are always quick to lend a helping hand or give advice when asked. I recommend Foremost for anyone with insurance needs.
Geico insurance is a great insurance carrier. They are super quick in paying claims and getting things handled. They are an amazing company and they really care about their customers. They always help as much as they can. Their insurance rates are slightly cheaper than others that I have found which makes them even more of an insurance asset. I have never ever had a problem with this company. They strive for customer satisfaction and most always get it. Most of my friends have Geico and they are happy also. Even with an accident under my belt they are still a great company and don't charge me an arm and a leg.
I absolutely LOVE Eire Insurance. Even with my son on our policy, the rates are not that high, still cheaper than any of the others I have found. Anything and everything I have to do regarding my policy is done quickly and efficiently by my amazing agent. I have never had an accident so my rates go down a little every year. I can't say much about the claims department since I have never actually had to deal with them, but if they are anything like the rest of the customer service, I am sure they are amazing as well.
Progressive Insurance deserves all the hype it gets. They have amazing rates, amazing customer service, amazing claims. I have had them since I was 18, had to file 2 claims, one my fault, 1 was not. My insurance didn't go up much and they were very understanding. The claims process was quick and easy. The customer reps I dealt with were helpful. Never in my 13 years of being a customer have I even thought about going elsewhere... Never had a reason to. The agents they have locally are convenient and make things a lot easier also:) I absolutely LOVE going through Progressive for my insurance needs.
I have Chase bank for my car loan and I am very satisfied with them. There customer service is amazing and have never had a problem with them at all. I was late one time and they gave me a wave for that. They understood my problem and were very helpful. The wait time on the phone was not very long when calling customer service and when they came to the line I was greeted by a friendly voice. Chase is very much a part of my life. Without their care and understanding it is possible I would not be where I am today.