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I currently have American Family Insurance. I love them because they have the same coverage as the big name companies, they have a great AM Best rating and their prices are very cheap. I have had a policy with them for two years now and I have been late paying my bill, when I was late someone from my agents office would call me and offer to get my payment. Now that is great customer service. I also got a quote for homeowners insurance with them and when it is time for me to renew my policy I am going to switch to this company. Great service!!!
After building up my credit through various other secured cards I was able to get the Navy Federal Credit card. I have a bank account with them as well so being able to transfer money from one account to another is very easy. What I like about this card is that I get points each time I use my card. I have already received a $25 gift card from Navy Federal from using my card. I think that is great especially for a business because it enables me to be able to buy more things that I want. I love my interest rate with this card. It is the lowest one that I have had so far. I also love the support that they have with this card, I have only had one issue when I started with the card and it was immediately solved. Thank you Navy Federal for having a good card that I can depend on!
I had Geico insurance when I started driving. I had a policy with them first through my parents and then again once I got older. I never had a problem with the insurance because I never got into an accident. However the premiums were high and I did nothing to receive the rate that I was given. I was told that because my credit was not that good that I received a higher rate because people with lower credit file more claims. I have never filed an insurance claim in my life and have been driving for over 15 years. I dropped them once I found an insurance company that gave me a good rate based off of my driving history.
I have been with Bank of America for the last four years. It was the first Bank that actually gave me a chance after I had previously messed up my credit. I love the variety of options that I have with this bank. They offer savings, checking, mortgages, credit cards, and much more. I have never had a problem with hidden fees or shady business dealings and I love the convenience of the bank. There are so many ATM's and branches in most of the world. Another thing that I love about Bank of America is the fact they have so many security precautions. When ever I make a purchase I can see it immediately on my phone and if my account gets low I get an alert.
I have had this card for about six months, and I tell you I am happy that I got it. My credit score has already gone up and because of six months of good credit with this card I was able to open up a credit card with my bank that I was previously denied because I did not have any credit of this type. This card is for those who need a second chance and understand how to be responsible and open up a card and not spend more than you know you will be able to pay back. I am happy about second chance cards like this. The first time around when I got a card back in my teens I messed up my credit. Many years later I am able to rebuild my credit. Thank you Capitol One for giving me a second chance.