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Patrick provided me with excellent service when I went in and applied for a mortgage. This was the second time I had given this a try and my first experience at a different financial institution was not good. I was referred to Patrick from a friend and she had a great experience with him. Buying a home is scary and I was intimidated to get started with the process. Patrick made me feel comfortable and he explained my financial situation to me and exactly what I needed to do to get approved for a mortgage within a year. He followed up with an email as well which made me feel very confident with him as my loan officer.
I came in for an appointment with Keith to be approved for a home loan. I have to say I was disappointed with the service I received during this appointment. I brought all of my necessary documents and I was very excited to hear about getting a home loan or to be guided toward what I need to do to fulfill my goal of owning a home. Keith ran some numbers and I was not able to be approved for a home loan. After that he did not have any suggestions for me toward what I need to do to move forward. I felt like he did not have time for me and would have appreciated some direction from him.
I have had a target store card for many years now and I love it! I love it especially since I have had my daughter because we get all of her baby supplies and clothing there. Getting 5% off when shopping online is a great bonus because of the amount of money I spend at Target. I really enjoy the larger purchases because of discount and when buying big ticket items that can really matter. Overall, the customer service has been excellent with the Target card as well. I enjoy the appreciation from Target staff for being a Target card customer.
I had State Farm for homeowners insurance when I first owned my home. They initially seemed really great and helpful. I soon found out that I had better options after I had to file a claim. The process to file a claim was not too smooth and we found out that we could have paid less with another company. Needless to say we switched insurance companies. I was impressed with customer service for the most part but could have had better luck with my claim. This company would be much more competitive if they would lower rates and costs of claims for customers. I wish I had better things to say but it ultimately came down to price for us.
Although I am not a full time member of DuTrac, I have had some great experience with them in applying for a home loan. I did not get approved for a home loan but DuTrac staff really helped me to figure out what I need to do to get on the right track of being approved for a mortgage. They helped me by opening a savings account and a credit card to build up some good credit. Before coming to this credit union I really had no idea what I was doing as a future homeowner. I'm very impressed with the service at DuTrac!
I have had Allstate for my home insurance for about 2.5 years now. They have been really great and their rates fit my budget nicely. The customer service has been spectacular. Every time I have needed to contact my agent he is there and he is always updating me on my policy every 6 months. I did try to contact Allstate for car insurance because I thought it would be less expensive for me to combine policies but unfortunately they were not able to compete with the price of my current car insurance company. That is the only complaint I would have about them. Otherwise, Allstate has been great for home insurance.
I went to ICCU to consolidate some debt that I had. Fortunately, the staff there was very helpful and was able to consolidate my debt onto a very low interest credit card. Initially I was hesitant to do this but the staff made me feel secure in that decision because of the low interest rate. My debt is now paid off and I could not be happier. If it were not for the great staff and the easy process of consolidation with this credit card I think I would still be lying under a mound of debt. Thanks ICCU! I would recommend this particular service with ICCU if anyone is looking for consolidation.
I love my Gap credit card! My favorite thing about it is that I get rewards for the money I spend on the card. Additionally, I can use my Gap card at Old Navy and Banana Republic. That is so convenient for me. The interest rate is not the greatest but I usually pay the card off so the rewards and convenience makes it worth it. Another convenience is buying clothes for me and my daughter. I would not buy clothes anywhere but Gap stores, including Old Navy. I would recommend this card to anyone, especially if you have children.
I banked with US Bank for a short time when I was a college student. I still had the bank account from my home bank but had moved to a bigger city so I wanted to try a more local bank. I opened a checking and savings account. I didn’t understand clearly the rules of the savings and checking accounts and ended up accruing all kinds of fees which made me overdraft in my checking account. I ended up owing US Bank a lot of money simply because of fees that I did not know about. It may have been because I was so young and did not understand banking like I do now but I was not happy. The application process for an account was very easy and I even got a bonus for signing up.
I banked with Wells Fargo briefly while I was in college. Initially I thought they were a great choice because they gave a great incentive to get started with them. I was a college student so any incentive would have been fantastic. After I was with them I found out there were some hidden fees and charges with my checking account which did not make me very happy. They were not always very polite and I felt like I ended up paying more money than I ever kept in the bank there. I just feel like it may not have been a good option as a college student.
When I first moved to the area here in Cedar Rapids, I got a car loan through Collins Community Credit Union. They were one of two places that offered me a car loan with such limited credit. I was self employed and I did not have my two years of tax returns that were necessary for application at most places. They were very helpful and willing to work with me to get me on the road. I really needed a car at the time and I couldn't have been happier with them for being flexible with my situation. Based on my experience with a car loan with Collins Community Credit Union, I would recommend anybody to go there if they are looking for a car loan.
Linn Area Credit Union has been absolutely amazing for my family over the years. I've had a joint account since I was very young and have since chosen to bank elsewhere as an adult but I have kept this joint account for emergencies. They are very flexible and easy to work with. The staff are super friendly and I never have a problem when I have to do business with them. Transfers are very easy and hassle free. They also are super helpful with any other questions I have about home loans, savings options, etc. I would recommend anyone to go to Linn Area to bank for a savings account.
I went to Dupaco Community Credit Union for one of their famous money makeovers that they advertise all the time. I was at a point with my finances that I felt I really needed that makeover. I made an appointment and met with a financial adviser and he was fantastic. He took the time to look over my credit report, my income, and my current bills. He made suggestions to me that were feasible for my financial situation and I have been able to implement some of these ideas and turn my situation around. I appreciate Dupaco for helping me do this.
University of Iowa Community Credit Union has been an outstanding choice for me with my mortgage for my home. They were very willing to work with me with my special situation with a down payment program that I qualified for prior to applying for a mortgage. My loan officer was very willing to learn everything about my financial situation to help me get a mortgage. I am forever thankful for University of Iowa Community Credit Union for helping me make a dream come true of owning a home. Additionally, I have become a member of UICCU for my banking needs and they have outdone themselves compared to my old credit union. I feel very connected with them and truly feel like I am part of a team here.
I have had a Victoria's Secret card for about 7 years now and I love it! It makes shopping so easy at Victoria's Secret and I get points and rewards for shopping. I love receiving my $10 rewards in the mail. I also get a $10 reward for my birthday ever year. These coupons give discounts on bras too which are very expensive full price. I appreciate this very much and it lets me know when to go in an go shopping because I have a coupon. Additionally, I am able to manage my account online and I really appreciate that. It makes it so much easier and I do not have to mess with my paper bill.
I have had a Kohl's card for a few years now. I really enjoy the benefit of being a Kohl's card holder. I love the discounts that I receive just by using my Kohl's card. Kohl's is a store I can shop at and receive great prices but the card makes it even better. I don't think I go into the store without using at least a 20% off coupon or a 30% off coupon just for being a card holder. The online access for paying my bill is very convenient as well. I am always assured that I will pay my bill on time because of the convenient online access.
I was a customer of Progressive insurance in the past. Initially, I enjoyed my experience as a customer with Progressive but that faded over time. I felt like the process to sign up for insurance was relatively smooth and the payment process was smooth as well. Upon cancelling my policy because I found less expensive insurance, I was not happy with my customer service with Progressive. The representative I spoke with was not very respectful and she made my view of Progressive change from positive to negative. Overall, however, my experience was positive. I had great access to my policy documents online and if I needed to change my policy that was relatively easy to do online. I enjoy not having to call a agent and instead doing my business online.
I have been a customer with Geico for over a year now and have been mostly satisfied with my experience with them. I find that the insurance is decently priced and I enjoy the automatic payment option as it makes it easy for me to pay my insurance and I don't have to worry about papers. I have not had to use much customer service for Geico but the interactions I have had online have been great. I really enjoy the online service option because it makes it easier to make changes to my policy and look at any specific information about my policy. I enjoy the online access because I need to provide proof of insurance for my job and it makes it easy to print the form that I need. Geico is a pretty good company to get car insurance through.
I originally signed up for the Old Navy credit card because they were offering a certain percentage off of the first purchase on the card. I enjoy purchasing with my Old Navy card because of deals like this. They are always offering percentage of purchases off which makes it significantly cheaper for me to buy clothing for me and my daughter. It is easy and convenient and I have not had any hassles with the card as well. I enjoy that I can pay the card off right away as well so I don't have to deal with interest charges most of the time.
I have really enjoyed being an Amazon.com credit card holder so far. I enjoyed the $30 bonus that I got for signing up. It seems like it is very worth it to become a cardholder. It is a breeze to purchase items off of Amazon.com too because I don't have to enter in my payment information over and over again. Amazon has made it incredibly easy to make purchases and that makes me happy as a consumer. It has been the best credit card I have signed up for in a long time. I would recommend to anyone to get this credit card if they are looking to get a credit card.
I have been with ING for a little over a year now and I have been pleased so far. I use ING as my secondary bank for savings for me and my daughter. Initially when I became a member of this bank I was pleased with the interest rate of their savings accounts. Over time, the interest rate decreased and I was not happy with this. I do feel like they are knowledgeable and there is a lot of information available online for investors such as myself. The online banking is fantastic with ING as well. It is super easy for me to transfer money and it is very easy to use.
I have been a member with Veridian Credit Union ever since I was 15 years old so I have been a member for 13 years. I have been pleased overall with my experience with Veridian. I get free checking and the minimum amount to keep a savings account open is very reasonable. I chose not to give them 5 stars because I feel like my experience in inquiring about a home loan was not very good. General banking is fantastic as the staff are always pleasant but I would like them to do more work in helping me become a homeowner. For example, I would like more education in working toward the goal of being a homeowner.