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I've been with this credit union for a few years. Credit unions like Transtar do not over-leverage themselves to the extent of the larger banks, so you don't see hidden charges or extra fees for things. From my experience, the Transtar Federal credit union customer service is excellent. They are courteous, respectful, honest and the interest on savings accounts is much higher than at the larger banks. Transtar has been super stable over the years, and a large part of it is based on its business model. I would highly recommend people close their accounts with larger banks and go to Transtar or credit unions in general. But I have had very good experience with Transtar. It's highly recommended.
This is my main financial institution and for the most part it is a top notch company. I have been using this company for over a year and their professionalism has blown me away time and time again. I'm a bit of a night owl and just wish this credit union was open past 9 PM, when I am most active. The savings rate is better than the mainstream commercial banks and would recommend a credit union over a large institution any day. Credit unions are much more responsible and do not over-leverage themselves like the larger banks, I love this credit union and would recommend it to anyone!
I have been with this company for about 5 years. I have gotten a few discounts for a few reasons. One because I reached an age where drivers are known to get in less accidents or infractions than people in younger age brackets. Another reason that I received a discount is that it had been about 10 years since I received a driving infraction (a ticket). The price of their liability insurance is a little higher than other companies but I can't say I have had any trouble with this company's service. The price has been steady outside of the discounts mentioned above. In short: The price is right and I have not had enough trouble with this company.
Been with Bank of America for about a year, but have used them previously as well during the last ten years or so. Really the only reason I have an account with Bank of America is because I need money deposited into a bank account. There are some things you should be aware of about Bank of America. The first is that they charge you $8.95 a month if you use their tellers (real people vs doing everything online) or have statements sent to your home every month. Also, the interest rate that Bank of America gives customers is very bad, most credit unions have a savings rate that is multiple times greater. This is why I rated Bank of America two stars instead of three stars. Perhaps the best thing about Bank of America is convenience, they are located almost everywhere it seems.