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Honestly I don't like Chase in general so I'm not a big fan of their credit card products, with the exception of the Amazon.com card, Slate is no different. There isn't really any special reason to choose this card over any other and the fact that Chase is poor at customer service makes it worth avoiding. Honestly the only thing about it that I ever liked while I was using it was the design of the card itself which I thought was pretty unique and attention grabbing. Rates, fees and other features are pretty much standard, and the other big downside is that it offers nothing in return for using it. Why would anyone choose a non-rewards earning card these days?
Banner Bank is where I obtained my first mortgage loan several years back. It was actually pretty awesome, mostly because I was just about as clueless as I could be on what I was doing. It is funny to me now that I'm doing for people what was once done for me at Banner Bank and I hope that I'm doing half as well as the loan officer did for me here. I don't remember her name, but I remember that she held our hands through the entire transaction and made it possible for us to figure out exactly what we needed to accomplish to get in to a house. Without the help and service we received at Banner Bank I doubt we would own the house we own today, because we sold the house that we bought with Banner Bank's help for almost twice what we paid for it. Because of this we had much greater buying power when we moved on to a new area and we could afford the type of house we wanted and didn't have to settle for less. Thanks to Banner Bank!
I've been a member of many credit unions in my life. Wescom was my primary financial institution for probably close to ten years. In the beginning they were great, I used to love going to their branch and finding a cookie or something while I did my transaction. They helped me refinance my cars back when I was still green behind the ears in financial matters, things were good back then. Unfortunately by the time I left they had become somewhat more of a heartless money machine. The thing that really broke my opinion of them was when they started offering Sunday hours, which I'm strictly opposed to in any industry but in banking just seems utterly ridiculous. I was already half way out the door by the time this came around, but in reality they did help me with quite a bit through the time I was a member there and I would probably go back if I was still living in Southern California, though not as my primary financial institution. One of the things that they always did very well was online services, I haven't seen their online services recently, but I'd be willing to bet that they are still top notch. It makes sense when you consider that they started as a telecommunications employees credit union!
I'm always a fan of credit unions over banks. I'll almost never advocate for a bank, and I've never belonged to one in my entire life. However I used to be a member of this credit union, and it always felt to me as though it were about my money and not about me. When I first joined they were a little guy tucked in a corner, but within a few years they had merged with something like three other credit unions and become something akin to a big bank. Because they had branchs in various parts of the country they could and did act in many cases like a national bank, it was very unfortunate to see a credit union begin to become a heartless money machine. I've watched them in the years since I took my accounts elsewhere and unfortunately the trend seems to be continuing as they've merged with 2 other credit unions and are now among the largest credit unions in the country. I haven't heard from anyone that they have returned their focus to the heart of the credit union mission though, which is all about the peple...
Rogue Federal is all about the people and the local community. Every time I need something in regards to my finances I know I can count on them, but it is more than just that. They are truly part of the local community, they care not only about providing financial services, but also about the community in which they operate. I see Rogue Federal involved in just about every community event that there is, one of my favorite events they sponsor is the Medford Parks & Rec Summer Movies in the Park series which I love to attend with my kids since it is usually family friendly movies that are being played. When times were tough for our community here in the last few years they were still always there providing support and help to the community and operating in a way that allowed them to thrive despite the tough times. Who wouldn't want to be a part of a place like that, knowing that they have their priorities straight. Love it!
While it has been a few years since I actually held a BlueSky card, it is still one of my favorite credit cards out there. One of the main reasons why I loved it so much was because it was just such a cool card, I loved the design and the fact that it had the swooping plane on the front and the little chip embedded in the card. I felt so modern and up with the times when I carried it around and used it. Unfortunately the downside to American Express is that they don't tend to work with you if you are having difficulties. While I loved the card I had to pay off the balance and close it, and my other two Amex cards, when I went through a tight stretch because they were completely unsympathetic and offered me no way of help. Fortunately I was able to find a way out on my own and close the accounts, but strangely enough I still miss this card!
I've had this card for a long time and they have proven to have good customer service. They have much better customer service than my primary credit card company in fact, which is why I still have the card even though I don't use it very often. The primary drawback to me is the rewards, because I'm all about rewards I don't really like this card because you don't really earn a whole of rewards with it, and the rewards that you do earn don't have a lot of attractive offers for redemption. Additionally you have to accumulate quite a bit of rewards before you can use them which I am particularly not fond of. However, outside of the rewards issue this is a good card with a responsive issuer that does deal with your issues if you have them and does a good job of keeping you informed of things like changes in policy or rates or fees, which is definitely a good thing.
I'm a price shopper and generally don't stick with one company for long, which is why Allstate must be good, because I've been using them for about 7 years now. In the beginning they were the best price quote I got and that is why I started using them, however in those 7 years they have proven themselves to be worth paying a little extra for! I use them for both Auto and Homeowner's policies and their rates have always been pretty competitive, which is a plus, but not why I've stayed. They are still my insurance company because they have helped me, even to their own detriment. There have been multiple times when they have gotten me out of a requirement to pay more insurance than I wanted to or that I had been paying. Not only did they go to bat for me in those situations, but in doing so they lost money from a potential insurance policy premium increase or a whole new policy being required. Additionally they have directed me to good third party vendors when I've had a need of insurance policy related items that they can't offer. In short I would say they are a great and customer friendly car insurance company that has really made the relationship beneficial to me more so than to them, check them out!
This is my third attempt to post this review as the WalletHub website keeps crashing on my computer! This is a great card for Amazon.com users/fans as it offers triple rewards for shopping on Amazon. We generally use it for the purchases and then pay the balance with the cash we would have spent thus earning ourselves a pretty handsome amount of rewards since we took out the card. The best part about the rewards is how easy they are to use, you can just shop on Amazon and when you are checking out they offer you the option of using your rewards points for their cash value on the purchase. I don't really care about the rates because I haven't carried a balance on the card, but I'm sure it is comparable to others. The only downside to the card is the issuer, Chase is not my favorite and they haven't proven to have pretty poor customer service, but I'll keep the card despite this drawback.