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Since we lived in Pittsburgh for a while, I saw PNC all of the time. I didn’t personally use PNC though until they took over management of one of my credit cards. I had had the card for at least 10 years at the time, but it originally was underwritten by my credit union, and after that, National City. Last year though PNC took over underwriting of the card, so I got to experience their customer service, communication, etc. I was pleasantly surprised. For some reason, PNC always gives me the feeling of a small-town, local bank, while still giving me great service that gives me confidence that my money and information is safely protected. I highly recommend PNC to anyone looking for a new bank.
Several years ago I bought my first motorcycle so I decided to shop around for insurance. I already had my car insured with a local State Farm rep, but I wanted to make sure that there werenât any better deals out there. Among a variety of other companies, I checked prices and options with Geico. Despite their commercials, I was surprised to find out that Geico actually wanted to charge me a lot MORE than the other companies (State Farm, Progressive and a third that slips my mind). Iâm not sure where the 10% savings went for me, but Geico definitely wasnât an option once I got the prices. So I had to politely decline, and ended up getting insurance through Progressive.
When I moved to Grayslake, I had to find a new place to bank, though not an actual new account. I had an account with a credit union in California, so I had to find a place that would service this account, and Community Trust was right down the street. This location was extremely helpful, and allowed me to quickly and easily access my account and handle all of my banking needs. The employees were always extremely helpful and quick to serve. Sadly, this location no longer serves accounts from my credit union so I had to start using another credit union to service this account. That being said, I would still recommend Community Trust to anyone looking for a credit union in the area.
Like many people, I have an account with Citibank. My particular account is a credit card account, and Citibank has always been great for me. They offered 0% interest to begin with, which helped me refinance some high interest cards and transfer the balance over at 0%, which was great. They have also been very helpful and understanding any time I had any trouble and had to call their customer service. The Citi Cards website is also extremely well designed and easy to use. It even allows you to request credit line increases online, and it automatically approves or disapproves the request, so you don’t have to wait to find out whether it is approved.
I lived in Oklahoma City for seven years, and about halfway through living there, my credit union closed it’s only local branch. Obviously, I still needed to make use of banking services, so I had to look around for a local credit union that was able to service my account. I have tried several credit unions, but Tinker was the first one that I found that I was extremely pleased with. Tinker Federal Credit Union not only had a location just a few blocks from my office, but they even took over the branch location of my old credit union, which was right across the street from my office at the time. Tinker employees were also extremely helpful every time I went in there, both for my regular CU banking with my credit union, and with a safe deposit box that I had there with Tinker Federal. I have always highly recommended this credit union, and I will continue to do so.
Bank of America is one of those giant names that you always hear of, but if you’re like me, might never have used. This all changed a few years ago when I refinanced my mortgage. As previously, I went with a local mortgage company who then sold off the note to BOA. This is only my second mortgage (this one and the original one on the house with GE) and I have been very pleased with BOA. Like many people, I have ended up upside down on my loan, but that isn’t BOA’s fault. On the flipside, our township has lowered the taxes, and BOA reevaluated my monthly escrow charges and refunded the extra (and lowered my monthly payment) without any prompting from me.
Years back I bought my first motorcycle and was looking for insurance. I had my car insured with State Farm, but I felt that I should shop around for the best price (who has spare money when they’re in college?). I got online and began shopping around. After going through Progressive, Geico, etc., Progressive was by far the cheapest (Geico actually cost more than I was already paying with State Farm, even with lower coverage). I went ahead and ordered the insurance through their site, and was able to print out the insurance card right there, which was amazing at the time. This ease of sign up, plus great rates and service, convinced me to go with Progressive, and I didn’t regret it.
Several years ago I was buying my first home and I needed a cashier's check for the remains of the down payment (after the earnest money, of course). What I found was that of the various credit unions in the area, most of them did not offer cashier’s checks. This seemed very strange to me, but as I needed one, I figured I couldn’t fight it, and had to look around and find a solution. What I came to, after many calls, was First Northern CU. After calling around and finding First Northern (whose manager was EXTREMELY helpful over the phone), I went by during my lunch break at work. Two minutes later, I was out with a cashier’s check drawn against my account with another CU on the other side of the country. I could not believe how quick and easy this was, after how much trouble I had finding a credit union that would give me a cashier’s check at all. I highly recommend banking with First Northern.
My credit union is two thousand miles away, so it is rather problematic getting to a location when I need to deposit a check or anything similar. Luckily, with the Credit Union network, I can access my account from locations all over the country, and Credit Union 1 is one that I've used for years and been very pleased with. This location is just a couple of blocks from my office, so it is extremely convenient to get to. The tellers are always very helpful, and never complain about accessing my account (which takes more work, since it is an associated CU, not an account with their credit union). There is also a USPS location in the same building, which makes it really easy to combine trips.
I do not currently have an account with Baxter Credit Union, but I began using their services several years ago when I moved back to the Chicagoland area. My current credit union does not have any locations in the area, so I would go to Baxter any time I needed to get cash in denominations that ATMs couldn’t provide or I needed to deposit a check. The staff at Baxter has always been extremely helpful, and they are really quick too, which I love. Wait times are always very low. Their branch location by CDW is beautiful (They just moved there a couple years ago) and always kept very clean. Their rates on all their loans look great too, from the paperwork I’ve seen in the branch. I definitely recommend using Baxter CU’s services if you are in the area.
I have been using Great Lakes Credit Union since I moved up to the far northern suburbs of Chicago, and overall, I have been pretty happy with them. Their service is always quick and very friendly. The branches are extremely clean and everyone acts very professional. I did have issues trying to get a loan for an auto purchase though. They push their online pre approval and the supposedly fast application process, but I applied one day, and 3 days later still hadn'tÂÂt heard back from them (admittedly, part of that was the weekend) and ended up waiting at dealership trying to get an answer from them. So while it wasn'tÂÂt entirely their fault, with it being a weekend, it still left me a little disgruntled. That being said, I will continue to use Great Lakes and wouldn'ÂÂt hesitate to suggest it for regular banking.
My very first bank account was with Consumer’s Cooperative Credit Union, in large part because they had a location down the street from my house, growing up. Even though I was only sixteen years old at the time, I was always treated with perfect respect every time I went in there. I had both checking and savings accounts with the bank, and their rates and service were always great. While I no longer have an account with them, I still use their location for servicing my accounts with other credit unions, and they still offer great services and rates. I would definitely recommend CCCU to anyone looking for a new financial institution.
I never would have thought it, but it seems that one of the biggest credit unions in the country is actually just north of here in Milwaukee, WI. Several weeks ago I was purchasing a new vehicle and needed to get financing. I contacted a local credit union to see what kind of rates they could give me, but they took way too long to respond, and I was already at the dealership, ready to go. The finance director there mentioned that they do a lot of work with Landmark CU, and that it is one of the biggest credit unions in the country, so I said sure, go ahead and run the paperwork. Before long, I hate a new loan at a great rate and was driving off in my new vehicle. I am very happy to deal with this CU and I expect I will send more business their way in the future.
I have had an account with America’s Christian Credit Union for almost 13 years now. I started with them when they were Nazarene Credit Union and they had a booth at my college. So I opened an account with them at the start of school, as my first real bank account with my first credit card. Since then, I have always banked with this credit union, and always been happy with them. Their service representatives are extremely helpful every time I call in, and their security / anti-fraud department is top notch. At one time or another I have had a checking, savings, credit card and credit line with them, and the rates and features have always been great. I highly recommend this credit union to anyone looking for a new place to bank.
I have had my insurance with State Farm for years and I have never had any complaints. When I was in college, we had a local State Farm representative come by one of our classes and teach us all about various types of insurance, the different kinds of coverage, etc. That particular day, especially that class, was one of the most useful classes I ever took. I went that next week and moved my auto insurance to that agent's office and I have been using State Farm ever since. My truck, house and life insurance are all through State Farm, and I have no expectations of changing that.