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I hadn't dealt with Morris Sheppard Texarkana Federal Credit Union before I needed to get a car loan. I went to a few different places to discuss rates and the amount I w…
Reviewed by: @Jason1987
I'd like to start by saying that the customer service at Glendale Federal Credit Union is outstanding. I don't have a checking account or a loan with them, but I do partake of their CDs. I've not had any real issues with them. The interest rate is a bit lower than other places in my area, but that's not my real concern. I do recommend them to anyone who wants to work with customer service that goes above and beyond every single time you go to see them. If that's what you want, this is the place you want to go.
Both of my car loans were through First Coast Federal Credit Union. The first one I was unsure of only because it was the first loan I had ever had. I was unsure of the whole process and how it would work. FCFCU was very patient with me and explained all of the details multiple times until I was certain that I understood what was going to happen and what would be expected of me. It worked out wonderfully and when I ended up purchasing another car a year or so after the first one was paid off I went back to them and received an even better deal than before. I recommend them all the time to my friends that are unsure of where to go when it's time for their first loan and no one has accused me of steering them wrong yet.
It’s a big bank so you might expect to have long lines, rude tellers, and lots of fees and mistakes on your account. But that's not what I get with PNC bank at all! I have only had one problem in the dozen years I've had an account with them. My checking account was set right shortly after I came in to the branch office in my town and I left happy with the solution and I felt that they understood where I was coming from and that I had a justified complaint. I left liking my bank even more than I had before the issue. They are top notch in customer service and amazing in regard to helpfulness. My issue was resolved quickly and efficiently. I don't feel that I'm less important to them just because my account doesn't have much money in it. I like that!
I have my savings account with Centris Federal Credit Union. I don't feel comfortable with any sort of investment with my retirement money so I've been saving it up in a savings account. My feeling of safety and security are of utmost importance where my retirement money is concerned. This is my future I have placed in the hands of the people at CFCU. When I go in each week with my deposit they are always so warm and kind. I trust them. I trust these people and I trust this Credit Union. I trust them with my savings, my old age, the well-being of my wife and mine. I know that in a few more years when I'm ready to retire, the money that I've been able to save up will see us through and the interest will surely help us a lot too! I recommend Centris Federal Credit Union because the staff is warm, friendly, knowledgeable, and trustworthy. In my book, that goes a long way.
Family Trust Federal Credit Union is where I went when I needed a student loan. They were very helpful and straightforward. They explained every section of the contract for me so that I knew exactly what was going on and what was going to be expected of me. It made me feel very comfortable and protected in the whole process. I recommend my friends to go to them all the time. Based on my amazing experience with the student loan I have since gone back to FTFCU for more of my needs. My checking and savings accounts are there as well as my car loan. I feel secure using their services and that is what matters to me most when we're talking about my finances.
I have been a customer of Bank of America for quite a few years now. I began with them right out of school when I needed my first bank account for putting my paycheck in to. One thing I haven't been pleased with is all of the fees that they have. I have had my fair share of them and I can tell you first-hand that they are not fun and I have not once been able to get one removed from my account. It's hardly fair. On the other hand, they have great customer service, aside from when you're trying to deal with fees. For issues that don't involve them giving you money back they go above and beyond what most people expect from their banks. That's probably the only reason I'm still with them after all these years.
I managed to get in to the college I had wanted to go to since elementary school and then found out that there was no way we could afford it with our savings. I turned to Hingham Federal Credit Union for help and boy did they come through for me! I got a student loan without too much trouble and they did everything they could to make it work for me. I was able to go to the school of my dreams and now that I've graduated and moved on to my working career I'm having no trouble paying them back. I appreciate the wonderful customer service I get whenever I call them or stop in to make a payment. They really know what they're doing and that makes all the difference in the world!
I have been using Patterson Federal Credit Union for a few years now for their checking services. They're always very pleasant and knowledgeable when I go in to see them, whether it's to make a simple deposit or withdrawal, or if it's for something more complicated (an issue I'm having or a fine or policy that I don't understand). Someone there is always able to help me with my problem. I like that. I can go in with something that needs to be taken care of and someone who is there is always able to fix it for me before I leave that same day. It's a wonderful feeling knowing that I really truly do trust the people who are handling my money for me.
I wanted to set aside some money for a rainy day and keeping it in my house in cash wasn't working out so well for me. I would spend it and then not have it for a rainy day. I needed to put it somewhere that I could easily access it in an emergency, but that was sort of out of the way. Out of sight out of mind and all that. A savings account seemed the perfect place. I stopped in to 1st Bank on a whim, opened a savings account and have never looked back. My small rainy day fund is growing little by little and I've never had any problems from 1st bank when I needed my money for an emergency.
I hadn't dealt with Morris Sheppard Texarkana Federal Credit Union before I needed to get a car loan. I went to a few different places to discuss rates and the amount I would be able to get a loan for. It came down to two finally that would give me the same rate and would agree to the amount that I needed for my new car. I chose MSTFCU for their customer service! It really is just astounding how kind and sincere these people are. I actually enjoy going in to make my car payment every month. I recommend them highly whether you're looking for a loan or just a simple checking account. They're great people at MSTFCU!
I signed up for my first checking account at Franklin Trust Federal Credit Union. I've been happy with my choice ever since. I'd managed to survive just fine without one until I was 26 and then I discovered Ebay. I needed an account to link up with PayPal. This worked perfectly for my needs at the time and still does to this day. My casual buying and selling on Ebay turned in to a fully fledged business and I've used FTFCU for each and every step of the process that I could. They always do wonderfully for me and I recommend them to others all the time. I couldn't be where I am today without them!
When it was time for me to get my student loans for college I went to Wells Fargo only because my parents already had accounts there. My parents loved them so I decided to give them a try. I've loved them ever since. They made the whole process simple and straightforward. They explained everything me so that I could understand it and it all went smoothly. When I needed an additional loan to cover unexpected expenses related to school I went back and they were able to help me out again. I recommend them too all my friends looking for loans too!
When I was first interested in making some investments, I really wanted to start with something very small with little to no risk. I found that Clinton County Federal Credit Union was the perfect place to do that. I went in one day to get more information about the CDs that they offer. A patient young man spent quite some time with me answering all of my questions and dealing with any of my concerns that popped up. I decided to try out one of their CDs right there and then and have never looked back. That was my first taste of investing and I've since moved on to bigger things, but I appreciate CCFCU and all that they did for me so I usually keep a few of their CDs active at all times. I would recommend their CDs to anyone looking to make a low risk investment.
I was with Key bank for years and then they sold out to First Niagara in my area. As soon as they started to take over things went downhill fast. They charged for the accounts that I had always had for free with Key bank and gave me no choice in the matter. I went in asking for help in understanding what they were doing with my accounts and they gave me the run around until I finally just had to close my accounts. They were charging my accounts for amounts they had assured me wouldn't be charged just days earlier. The only good thing is that it didn't take very much time to get my money back and get my accounts closed with them forever.
I went to Utah Federal Credit Union when I was looking for a car loan. I had heard good things about it from a friend who also went to UFCU for their car loan. I got an affordable rate and any problems I have are always handled very quickly. They are happy to work with me when I have a problem. On two occasions over the last two years I have been unable to make the payment on time because I was out of town and didn't have enough money in the bank account to make an electronic check payment over the phone and they assured me that it would be just fine to wait until I got back to town the following Monday. The people there are also so helpful and kind. I've been recommending UFCU to others for nearly two years now and I'll continue to do so.
My wife and I were looking to buy our first home. We wanted a place to raise the family we were just beginning. Six months pregnant the last thing my wife wanted to do was sit in banks for hours while applications were being dealt with, but we had a dream to make come true. When we went to First Castle Federal Credit Union we didn't know what to expect. We were pleasantly surprised. The process went very smoothly and easily. We were able to get our first home and be moved in before our son arrived. When he came home from the hospital his new nursery was all set to be used. We've loved FCFCU since the beginning of our relationship with them and now have a credit card and our checking accounts through them as well. We recommend them highly.
Corry Jamestown Credit Union is where I go for all of my banking needs. I've been with them for quite a while now and am happy for the most part. Problems can take a bit of time to be resolved, but have always been settled to my satisfaction eventually. The staff is friendly and tries to be helpful, but doesn't always seem to be terribly knowledgeable. At least not about the issues I have. When I call or stop in to settle an issue it always seems to take three transfers to higher up people to get my issue taken care of. I end up feeling like a ping pong ball being volleyed back and forth because nobody knows how to fix my problem. It can be quite frustrating at times. For the most part though, the staff is very friendly and most things go smoothly. I have recommended them to friends in the past who needed an account for very basic checking.
I've been a member of Northern Chautauqua Federal Credit Union for as long as I've needed a checking account. I opened it when I got my first job at 16 and have used them ever since. I've never had any issues such as the ones I hear about other banks all the time. The workers are so friendly and kind and they're always willing to do whatever they can to help me out when I need them too. I recommend them to friends all the time! Four of my friends joined this month alone. Now if my friends would just pay me to give them such good advice I'd be all set!
I have a car loan through SCFCU. I love the people at the local branch. They make everything as easy as possible for me. They're always so friendly too! I've had my loan for about two years and for the most part everything goes smoothly. I, or my wife, go in and make my payment each month. Last year however both my wife and I became suddenly unemployed about a month apart from each other. We went from two full time jobs, and incomes, to basically no income at all. We were frightened about what that would mean for our car payment. I spoke to someone at the local branch and they suggested to defer a payment. For a small fee I could tack this months payment on to the end of my loan. It worked out perfectly. We signed the papers and everything worked out very harmoniously. We were so grateful to SCFCU and will continue to work with them if we need another loan in the future.
My wife used Greater Chautauqua Federal Credit Union for a couple of years before I joined her account. When we opened up our business account she felt very strongly that we should open that through GCFCU as well. So we did. I had lots of trouble with banks in the past and was at on a bank blacklist at one point in time. I have since gotten everything paid off and cleared up, but some banks still insist that they can not give me a debit card under any circumstances. I was worried about that part of the process. We set up our business account and as I feared, I was denied my debit card and told that if I wanted to, I could try to apply again in six months. That worried us to no end. So when she suggested I add myself to her personal bank account so that we could close the account I had by myself I was skeptical. But we did it any way and I got my debit card! I was so excited. I could finally get out from under the bank that was taking advantage of me because they thought they were the only ones that would approve a debit card for me. Thank you GCFCU for taking a chance on me!