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I first met Molly when I purchased my first home. I was shopping around for the best interest rates and all the mortgage officers I had met were a little pushy. Then a friend of mine told me about the wonderful experience she had dealing with Molly. After some conversation, I got Molly's number and decided to give her a call. I explained that my friend Erika had recommended her and that I was looking to purchase a home. I asked about interest rates and whether I should go with an ARM or fixed rate. Molly also asked about my job, family size and credit. Once we got that cleared up, Molly had me go on her website and fill out an application. I was approved pretty fast and the whole process took about 31 days before we had the keys to our new house. It was a pleasure dealing with Molly and I would recommend her to any of my friends...and I have.
I have been a client of Fred Loya Insurance company for several years now. Both my vehicles are insured with Fred Loya. There are several reasons I stay with them. They are extremely affordable, they don't base your rates on your credit report (they don't even run your credit), and their customer service is second to none. As if these reasons weren't already enough, they also have many locations in my area and you can now even make your payments online. I would not go with anyone else for my automobile insurance. So, if you are looking for excellent customer service, affordability, and satisfaction in auto insurance, you need look no further than Fred Loya Insurance.
On April 19, 2013 I opened a savings account with NAFT Credit Union in Pharr, Texas. I had been recommended this credit union by a couple of friends of mine who are teachers in nearby school districts. I wanted to see if what I had been told about their friendly customer service was true. I finally decided to go in and open an account. I was immediately greeted by a very nice young lady who asked what she could do for me. I told her I was there to open an account and she immediately walked me over to their new accounts department and introduced me to Doris, a new accounts representative. Doris introduced herself and asked me to have a seat across from her desk. I was impressed by the awards Doris had accumulated over the years (they were hanging on her wall). Doris asked how my day was going and then proceeded to go over all the products that they offered. I explained to Doris that I was looking for something that was simple and didn't require a daily minimum balance. Doris then recommended their basic savings account which only required a minimum of $20.00 to open and that it was their most basic savings account. I chose that one. Doris simply asked for my social security card and driver's license and immediately started processing my application. Within a few minutes I was signing the documents which constituted the agreement of the savings account all the while talking about her activities within her community. I was most impressed by the fact that she had received an award for being an outstanding mentor at a local school district. I was also impressed by her professionalism, courteousness, and altruistic nature. From the time I walked into the credit union to the time I walked out, I can say that I had a wonderful experience and felt as if I was not just another number but an actual customer that they cared about. I will recommend NAFT credit union to my friends. I only wish the big box banks were like this...giving that personal touch. Kudos NAFT!
I opened up a Basic Checking account with BBVA Compass a few months ago, and I have to say that the perks that come with this type of account are excellent. There is a $10.00 a month maintenance fee if your account balance is not maintained at $ 500.00 every month. Some of the perks that I use often are the free notary services. I am in real estate so I use them quite a bit. I should say that every notary in my area charges $10.00 for every page that needs to be notarized. This gives you an idea of how much money I am saving simply on this one service. The unlimited check writing privileges and no fee debit card usage is a definite plus. With more and more banks charging a fee to use your debit card at say a grocery store, I am certainly glad that BBVA Compass has not followed in the same footsteps. BBVA also offers different financial products such as home improvement loans, personal loans, business loans, and credit cards. I have taken advantage of BBVA's credit cards some of which offer a 0% introductory APR for a whole year! I mean, does it really get any better than this! BBVA's Customer service is second to none. I have called these people on a Saturday morning and received the assistance that I required. Their 800BBVACOMPASS toll free number will take you to a live representative who will certainly assist you. They are friendly, knowledgeable, and courteous. I would definitely recommend (and have) this bank to all people out there reading this review. Give them a try, you will not be disappointed.
My home has been insured with Mark Brown State Farm insurance agency of Raymondville, Texas. This agency symbolizes everything that an insurance company should be. They are friendly, courteous, professional and very accommodating. What more could one ask for. The rural area where we live here in south Texas has had some major hurricanes pass through here in the past. The last Hurricane, Dolly I think it was, I had some pretty extensive roof damage. The day after the hurricane passed, Mark Brown State Farm had people at my house surveying the damage, taking pictures and measurements and doing assessment reports. Our claim was paid two days later! Talk about fast. On another occasion, we had a water pipe burst in between the walls in the wash room. There was water everywhere. I immediately called Mark Brown and that same day and inspector/adjuster came by to take pictures of the walls, floors, carpet, clothing and everything that got wet or damaged. My claim was paid within the week. I think this State Farm agent is everything anyone could ask for from an insurance company and more. Mark Brown State Farm goes out of their way to make you feel appreciated and like family. Every Holiday they send out a holiday card thanking you for your business. I would highly recommend Mark Brown State Farm insurance. They are one of a kind.
I first joined Harlingen Area Teachers Credit Union (HATCU), around January of this year. They made opening the accounts so simple and the attention I received was that of a small bank. It was up close and personal. They make you feel like an actual person. I did open up a checking and savings account. About a month later, I went in and spoke to a loan officer and I explained that due to unforeseen medical problems I had amassed a great deal of medical bills and needed to re-establish my credit. Mrs. Hill promised that she would do what she could. I immediately qualified for a credit card and now I even have a loan. These people are wonderful and would recommend them to anyone. Here at HATCU, you are not simply a number...you are a valued client. KUDOS to HATCU from a loyal client.