+ 100% FREE
+ Unlimited Credit Reports
+ Unlimited Credit Scores
+ Credit Monitoring Protection
+ Credit Improvement Tips
+ Automatically Finds Savings
No credit card needed
I went to Experian due to reported error on my credit report. The sign up was fast and easy. It was easy to find what I was looking for on the site. It was easy to fill out the dispute form. I submitted it and was told that I would hear back within 30 days. It wasn't 30 days, it was a lot sooner. I was sent a email stating that the error had been deleted. I also received a copy of the updated credit report in the mail.
I was assigned John Parrish while buying a rental home. My regular loan officer was out on medical leave. John was very professional. He drove to meet me at the local real estate office. He went over all the forms and explained everything. He was quick and made the loan process very fast and friendly. I would highly recommend John Parrish, I know he did me great.
I contacted John Rapp due to a friends recommendation. He was very friendly and got me preapproved. When I started looking for a home, my real estate agent asked who I was working with, and was glad when I told her who. She highly recommended him also. After I found a house the paperwork went fast. John came to meet me at the local real estate office and explained everything really well. He went over each page and made sure I understood it all. He was very honest and friendly. He was easy to deal with. He returned calls and emails quickly.
I was with First Madison Valley Bank for a year or so. The account opening was easy. My problem was that my debit card was hacked 3 times in a year. While I got all the money back, it was a major inconvenience and took several days. Then I was without a debit card until they ordered and sent another one. Some of the staff was down right rude and unfriendly.
I went to John Zieba after spending years with another insurance agent. He was very nice and knew what he was talking about. He went over my policies and told me where my shortcomings were. He gave me a quote with better coverage, and the price was cheaper than what I was paying. I have been with him for a few months now, and really like the service that I get.
I have been with Kentucky Farm Bureau for over 10 years. Paul Rose is a great agent. He is caring and very honest. He returns calls quickly and answers all questions. He is honest in dealing with him, and anytime that I have ever had a claim. He worked hard and got it settled fairly and quickly.
Overall I rate this card as fair. I am really impressed with the start up bonuses. I don't care for the $95 annual fee, that is high to me. The interest rate is ok though, it is in line with other cards. The point system on this card I am most impressed with. For every $1 that you spend, you receive 1.25 points. If you use this card often, then the points will pile up, compared to other cards. All in all, this card is just fair.
I like the Menards store card. especially if you make regular purchases from Menards. They will give you $10 for the first $100 that you spend. I really like how they give you 2% back at the end of each year for everything that you bought on the card. The interest rate is a little high though, but as long as you pay off your balance in a reasonable time it is ok.
I really like my Chase Sapphire Preferred Card. I use it on almost every purchase. That way I get the most out of the reward points. The first year has no annual fee, after that it is $95.00 per year. The interest rate that they offer on this card is also more than a fair rate. Customer service is also great to deal with. I have had this card for 2 years now and have no complaints.
I am not a fan of the Crate and Barrel Store card due to its high interest rates. There are other cards out there that are much lower. Plus since you have to shop there a lot to get the benefits of this card, it would not benefit me due to the fact I wouldn't spend enough to use the rewards on the card.
I like how the Kroger 1-2-3 rewards visa card has no annual fee and has a great points system. It will be good especially when you use it for shopping at Kroger's, since you will get money back. I also like the savings on fuel at Kroger's.
Capital One is great. I have had my card for 4 years now. I can easily view my account online and get up to date information concerning my account. I can easily make payments online in a matter of seconds. They also have a really great iPhone application. I highly recommend Capital One for all your credit card needs.
I came across Ann Taylor while I was on vacation. I went in with my wife and found several things we were going to buy. While checking out they offered a 15% discount if we opened a card account. So I applied right there at the checkout. It was easy to apply and within seconds I was approved. We charged our items and paid the balance in full when we got the first statement. We still use the card when we are near an Ann Taylor. It has a fair interest rate, and has an easy to make monthly payment. I have never had a moment of trouble from my Ann Taylor card. I highly recommend this card.
I got my Burkes Outlet Store Card because of a in store promotion that was offering a discount. It was easy to apply, I was able to do it there at the register and was approved at the same time. After my first charge, I paid it right off. I do not like the interest rates on the card. And it seems like they never have offers for card members. I will have to say that it is easy to go online and make payments. It is also fast and friendly service when you have to call customer support. I use my card now only at Christmas and back to school times. I always try to pay it off as soon as I can because of the high interest rates.
I like my Toys R Us card fairly well. It was easy to sign up for and get. I got it over the Christmas Holiday a couple years ago in order to get 20% off my items. I was able to sign up and get approved in the store. I do not like the interest rate, I feel that it is kinda high. I use my card for my Christmas shopping and pay it off with my income taxes. This card does offer reward points, which I do like. So all in all it allows me to give my kids a good Christmas and not have to spend a lot at once, so it makes it all worth it.
This card is great. I needed a new washer and dryer for my home, because mine had broke. So I applied online for this card. It was simple to apply. I was approved within a minute and had a $3000.00 credit limit. I went and bought my new washer and dryer and used the card. The payments were within a good range and I love how simple it is to make the payments online. Anytime I need something new for my home, shop at Best Buy and use this card. I also like how every so often they will run specials on products that you can charge to your card and get a lower APR.
I applied for this Lowe's Credit card on line because my air conditioner was broken. After I hit the submit button it was almost instant that I was approved. I got a $6500 credit line. I was impressed at how fast it was. I really like how they offer 5% back on your purchases. I had considered using my bank credit card, but the 5% back got me. I also like how every so often they run specials of anywhere from 12-24 months of 0% interest when you put on your Lowe's Card. Overall I know the 5% off is going to save me a bunch of money.
I have used this card since Staples opened a store in my city a few years ago. It is a great card to have. It was very easy to get. I simply filled out the card application online, was approved, and they mailed the card to me within a few days. I use the card at least once a week. It has low monthly payments. I like that you can manage your account online and even make your payments online. Anytime I have ever had to contact customer service I have gotten fast, friendly, and professional help. I highly recommend this card.