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I got Progressive for the new home I recently purchased. I compared their quote with quotes from the other major national agencies, along with some local ones, and they gave me by far the best rate with the same coverage levels. Additionally, their quote process was far more thorough and transparent. It took into account many smaller details of the house, and all of the premium costs and discounts were itemized in a very clear manner. I couldn’t really take seriously the other companies who were charging double the rates I got from Progressive when they offered no such explanation of the costs. Our insurance agent has been very responsive via phone and email, and she has been a great help to me in getting this policy set up for my first home.
I’ve been using Allstate for many years now, and have only had good experiences with them. When I got into an accident, they handled everything for me. With my vanishing deductible, I never had to pay anything, and I still have some deductible credit left over. Between getting the damage inspected, getting it repaired, and getting a rental loaner, they took care of all of that. All I had to do was show up and sign a few forms. I really appreciated all of this, since I was so shaken up that day from the accident. I really felt like someone was taking care of me, and I was getting my money’s worth out of my insurance company.
I've had my chase credit card for 5 years now, and it's been my primary spending card for the whole time because of the rewards and very low interest rate. A year after I got the card, they decreased my interest rate by 1% just for using automatic payments. The rewards have remained competitive compared to what else is on the market, though they’re not what they were a few years ago. The quarterly 5% cash back promotions have decreased from broad categories of stores to individual stores, which makes them harder to take advantage of, and it’s not really worth the effort to remember at which stores I can save a few pennies during each quarter.
I began banking with DFCU a few months ago after I moved to Michigan, and I haven’t had any problems with them so far. They didn’t have any membership requirements that I saw, so joining was really simple. They were very clear with the requirements and fees when setting me up with the basic checking and savings accounts, and their online banking is on par with most other banks that I’ve used. I spoke to a loan officer about a mortgage, and he was very knowledgeable and informative. He really helped me understand the process really well. I ended up going with another lender who offered a slightly better deal, but DFCU was very competitive with their offerings.
I've enjoyed banking with Purdue Federal Credit Union for many years, since I was a freshman at Purdue. They have many branches in Lafayette and West Lafayette, so they're close by no matter where you live around campus. Their customer service has helped me out and saved me money many times. They were nice enough to reverse fees when the electric company's online billing didn't bill me correctly, AND they contacted the electric company for me to get all of their penalty fees canceled. I've continued to bank with them since I left Purdue, since I can access my account from any credit union in my area.