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Although it is hard to review a loan officer based on my limited experience, I feel I was treated fairly by Mr. Rockland and his firm. If I ever had questions, he would be happy to explain them in depth or simple, sometimes I would need an explanation like a five year old! Other than a long application/waiting process I felt I got a good deal and a good rate. I never felt like I was being taken advantage of which is really nice for something as intimidating as a loan! I would be more than happy to do business with him again, if I ever need to but hopefully I won't need anymore loans! I thank Mr. Rockland for being an honest, hardworking individual!
Chase is a very average bank. They have standard check and savings account and are pretty friendly. I only used them for a short time though. There were a few reasons. First off, if you use a checking account and spend over your balance, instead of just not working, they will charge you a fee. Why do they even allow you to spend more than you have! It is just another example of banks being greedy. Second, their savings accounts give very little interest. You might as well invest your money into gold. That is how slow it is! I also find their customer service to be average while I have found banks like Wells Fargo and Bank of America to be much friendlier. Lastly, they charge you a monthly fee which most banks other than Bank of America do. Banks already make a ton of money just off you swiping your card, having money in your accounts and signing up. I don't feel it is fair to charge me just to hold onto my money.
Wells fargo is by far the best bank for customer service and problem resolving. They are straightforward, reasonable, and fair but they charge a monthly fee. In my opinion a monthly fee is a deal breaker. Other banks do not charge a monthly fee or have ways you can wave that fee. Any type of bank makes a lot of money just from you swiping your car or having money in your account, why do they have to charge a monthly fee? I don't have to pay a monthly fee to keep my money in a mattress so I should have to pay a monthly fee to store money at a bank. I suppose you could say that is unfair because they do you the service of letting you use a debit/credit card but as I mentioned they actually make money off you just having one from VISA, Mastercard, etc.
Geico is by far the best car insurance company I have used. Their rates are cheap and their service is excellent. I really trust that Geico cares about its customers and not just profits! Their rates have been cheap for me since I got insured when I was 17 years old. 50 dollars a month for any car I have insured and the rates don't change when you get in an accident or get tickets! I know many other companies change their rates if you have any violations or charge you extra but I have never had a problem with Geico! I plan on staying with Geico forever or at least until a new version of transportation is invented!
I have been with bank of America for about 3 years now. I use paperless which means everything I do is online or at the ATM. This helps me avoid getting monthly fees; however it means that I can't go into the bank for help. Recently, I brought in change because you can't deposit change at an ATM and they charged me a 9 dollar monthly fee! It was the first time I had gone into the bank in the three years I've been with them! This was very upsetting and of course they refused to take it off my account. Other than that one incident I have never had a monthly fee. I also like that deposits are instant and that they process everything very quickly. If it wasn't for the late fees, however, I would probably switch over to Wells Fargo because they have much better customer service and savings interest rates.