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A bit over 3 years using my Chase Freedom card, and the bonus's/reward's have all been very pleasing and lived up to my initial expectations when choosing this credit card! The rate has stayed steady and acceptable, and the online services provided, really simplify everything, and create one less frustration for me to deal with every month!!
Over the years I have had many experiences with "rewards" cards. But I have to say that my Capital One Venture Card, has provided me with more solid and noticeable rewards than any of the others! I travel a lot as a backpacker, thus getting everything I can for my money spent, only adds to my ability to travel! The miles and rewards add up quickly, as well as a solid interest rate, this credit card has been perfect for my needs!! And on top of that, no foreign transaction fees!!
I signed on with Safeco Insurance over 2 years ago, and it has been one of the better insurance experiences in my life. Over the years, I’ve had a lot of hassles and just plain bad service from previous insurance providers, but my experience with Safeco has been very pleasant and hassle free!! A few months ago, I came out of the mall to find that whoever had been parked in the spot next to mine, somehow managed to scratch almost the entire side of my car. I assumed it was either with a shopping cart or something large that they had purchased. Anyway, I was so upset, as I love my car, and it had been in perfect condition up until then. This was very minor damage considering, but still damage. I called to report it, and the repair process paperwork and the things that I had to actually do were so few, I was just surprised! No hassles, no problems, Safeco provided me with the service I had been looking for over so many years!!!
I was relocated for work and wanted to start fresh with a new account, as I had grown tired of my large bank and the hassles that I had been dealing with. My first week at work, I asked a co-worker is they could suggest a credit union, as I didnt want to deal with another large bank. They suggested Advantis Credit Union, and followed it up with some wonderful details of their years banking with them. They made me curious so I went to find out for myself. I was happy and relaxed within a few minutes of walking in the door. Everyone was so friendly and treated me like I felt I deserved to be treated, instead of as just another customer. I opened my new account that day, and have had no problems what so ever!! Their terms, rates, and accounts available filled in just what I needed, and I have no plans on leaving for another bank anytime soon!
Following my parents’ advice and experiences with Nishna Valley Credit Union, I decided to pass on the large national banks and open my first account with the local credit union. The day I went in to open my account, I was a bit nervous, but within a few minutes, I felt relaxed with the process. The people were incredibly friendly towards me, and knew this was my first experience, thus really took the time to explain everything to me and ensure that I knew all the facts before walking out the door. It’s been a while since I opened my account, and everything has been just fine, just like my parents told me it would be. So I find myself happy that I took the advice and plan on being a customer of Nishna Valley Credit for many years to come!!
I've had great experiences with Coverall Insurance Services. I signed on with them several years ago for coverage on my car and scooter. The rates they offered were very similar to my previous insurance carrier and to other quotes I received for the coverage I was looking for. The paperwork was easy and the service fantastic! About 2 months after I signed on with Coverall Insurance, someone ran into my scooter in a parking lot and did a lot of damage to it. I called them and within an hour my scooter was picked up and taken to a repair shop and I had back within days without having to do anything. My agent took care of all the details, and all I had to do was show up to sign and pick up my repaired bike. Only if everything in life could be so simple and smooth!!! I would recommend Coverall Insurance to anyone looking for a small and competent insurance service provider.
It seemed only natural to me when I signed on with Campus Federal Credit Union! I was in my first semester at LSU, had recently moved to the area to go to school, and needed to open a local checking account. I had moved into my dorm, and asked my roommate if they were familiar with Campus Federal Credit Union, and as it turned out, they had an account there as well. I inquired as to how they liked it, and was convinced afterwards, that this is where I would go for my new account. I went the next morning, and within half an hour, I had my new checking account and was good to go. My experience thus far has been smooth with no problems and a very straightforward easy to use checking account!
I felt the desire to write a quick review for Community First Credit Union for several reasons. I recently moved to the area and needed to open a new checking account. I was chatting with my co-workers and several of them mentioned how happy they have been using Community First Credit Union. They made me curious, so on my lunch break one day, I made my way over to check it out. Just walking in the door, somehow made me feel comfortable right away! There was such a friendly feel to the place! The people that worked there, responded to me, as if I was already a customer and not just a random person coming in for information. I sat down and discussed their different offers and was impressed right away! Their rates and selection of account options were very comparable with banks and credit union's I had used in the past, but it was the friendly employees that won me over. I ended up going back the next day and opening my new account with them. It’s been almost a year since, and I have had no problems and dealing with them is always a pleasure! I would suggest Community First Credit Union to anyone, and plan on keeping my accounts with them for some time to come!!!
Erie Insurance was my first, and has been my only insurance provider since I turned 16 and got my first car! Over the many years since then I have had to work with them on several small insurance issues, and it was a walk in the park. The agent that I have always worked with is like a friend to me now. She recognizes me from the moment she answers the phone when I have to call about something, and treats me like a close friend. It’s really a comfortable thing when you have to call about an issue and get treated so nicely!!! I also added insurance coverage for my scooter, and I was impressed at how easily it was added to my policy! Since I have been with Erie for almost 2 decades, I am fully benefiting from my long term coverage, and the rates and discounts I get now are just amazing, and I know for a fact that I could never get the same rates anywhere else. I always suggest Erie Insurance to my friends and most of my family are with Erie Insurance as well. I don't plan on ever leaving Erie, because I have become so comfortable with our business relationship.
I wanted to take the time to give praise to the Fedchoice Federal Credit Union. I was a very loyal customer for several years until I moved away from the area, and now that I’m dealing with a new credit union, I realize just how good I had it with Fedchoice! From day one with them, things were made very easy and clear for me. The employees were so friendly and treated me as a friend, and not just another customer. It’s amazing how such a little thing, can make the chores of taking care of financial issues so much more pleasant. I was always guided through the processes and given detailed information that always left me feeling that I completely understood everything that was stated on all forms. It does indeed make life so much easier. And of course I have to mention the benefit of free checking with no fees. That is such a wonderful thing, that I used to take for granted, but with my current credit union, now I wish I still had it!!! If you are looking for a solid credit union, that is friendly and goes out of their way to help you out, then Fedchoice is for you!!!
I was originally a long term Wachovia customer and was very happy with my banking with them over the years. When Wells Fargo took Wachovia over, I was a bit cautious in the beginning and took the time to really watch and analyze how things were going with my account, and make sure that nothing was changing that I wouldn't be happy about. Over the years, I had taken a few small loans from Wells Fargo for small things, and never had any big problems, other than the fact that they like to hassle you, if you are even just a little late with a payment, but overall, had a good past experience with them. Over time since the take over, I haven't noticed anything that has made me unhappy, or anything that would make me change my bank, which Im very thankful for, as its just such a hassle to change banks. I was sad that Wachovia was taken over as I have a good long term relationship with them. But I can say that Im satisfied with the manner that Wells Fargo handled the take over, and will stay a customer with them!
I have only positive things to say about State Employees Federal Credit Union! I applied for my student loan with them and it was such an easy and positive process! Usually these types of things really intimidate me and make me very nervous. Of course going in on day one, I was of course nervous, but within 5 minutes of starting the process, I was relaxed and feeling excited about the process. The customer service was exactly what a person like me needs in this type of situation. They were so friendly, straightforward and took the time to explain and show me everything, in a manner that ensured I was fully informed about everything. I was so impressed that when I walked out, I was just overjoyed, as I knew that my loan was going to be ok and that I was leaving feeling very informed. With past experiences, mainly with other banks, I have typically left a bit confused or with unanswered questions. Not this time though, happy student I am!
Considering that I'm from Charlotte, NC, and BOA is headquartered in my home town, it only makes sense that I have been a BOA customer for many years. I have been pretty happy over the years with the level of service that I get from BOA. There have of course been some ups and downs with interest rates, ATM fees, international ATM fees, etc... But overall, I can’t really complain! One of my favorite things about having my checking account and credit card with BOA is the immense amount of ATMs available in my city. They are literally everywhere I go and that just really makes life so much easier! I have always felt safe using my BOA cards anywhere I go, as I know that if anything is charged to my cards that I didn’t authorize, that BOA will resolve the matter and credit my account properly. It’s good for peace of mind, and just one more thing that keeps me loyal as a customer!