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Six years ago, I lived in Texas and opened a checking account with Morris Sheppard. The application process was very easy and fast. There were no initial fees and I didn'…
Reviewed by: @ashlicsomething
I have had a checking account with Class Act Federal Credit Union for about a year now. I first heard of Class Act through my boss, who also banks there. I heard nothing but great things about the bank so I decided to switch. The application process was easy and very fast. There are no hidden fees with this bank and that is what I love about it the most. You know what you're getting. The customer service is excellent, and the staff is beyond friendly. I do most of my banking online and the website is easy to use and understand. I highly recommend Class Act.
I recently discovered CNA auto insurance through a co-worker. I could not believe how little she was paying. My current insurance provider (at the time) had double the rate for the exact same coverage. I immediately called CNA and the application process was fast and very easy. The staff at CNA is very helpful. They helped me pick out the perfect plan for me. I was able to afford twice the coverage I had previously for the same cost. I haven't had any problems with them thus far and I've even been in a fender-bender. They told me since the accident wasn't my fault, it wouldn't affect my premium! 5/5 stars!
Clarion Federal Credit Union has been a blessing for me. I recently applied for a loan so that my family and I could purchase an R.V. to go on vacations with. The application process was quick and easy. I was approved and given a very reasonable interest rate. Clarion Federal overlooked a few credit blemishes that kept me from qualifying with other banks. The customer service was beyond excellent. I recently signed my son up for a C.D. with this bank. The rates are excellent and I couldn't be more satisfied with a credit union! 5 out of 5 stars!
While I was living in New York, I applied for car insurance with NYCM. The application process was quick and easy and I was approved the same day. The rates were unbelievable. To this day, I still have not found a better deal on car insurance. I paid 42.00 a month and that was when I was 18 and had an accident on my record. The policy was extremely fair for the price I paid. When push came to shove, they were there for me when I needed them. I was in a car accident in 2009 that I was almost positive would cause my rates to go sky high. They took care of my car and the other lady’s car with no questions asked, and since the accident wasn't technically my fault, my premium didn't go up. I was very satisfied with their services. Highly recommended.
Six years ago, I lived in Texas and opened a checking account with Morris Sheppard. The application process was very easy and fast. There were no initial fees and I didn't have to keep more than 5.00 in my account for it to stay open. I had my account with Morris Sheppard for 23 months. I would have kept it if this was an international bank, but I had to move. I never had any problems here; the staff was always very friendly. When I walked into the bank lobby, I felt at home. It definitely has a small town feel about it. I highly recommend them. 5/5 stars.
I have had a checking account with NJ Gateway Federal Credit Union for three years now. The application process was fast and easy. I was approved within seconds. The staff was very friendly and helpful. I appreciate the fact that they go out of their way to notify me when my account is low or if there is activity on my card that seems suspicious. I lost my card once and they took care of it immediately, I had a new card within 5 days. I have never had a problem with overdraft or hidden fees. Everything is straightforward with this bank. 5/5 stars.
I applied for Zeiler insurance in 2008 when I got my first motorcycle. The company I go through for car insurance refused to insure it so I had to look elsewhere. Zeiler was recommended to me by a colleague who also owns a Harley. The application process was easy, although it took a couple of days for approval. I got into a little accident involving another bike and a car in 2010. Zeiler was prompt in sending a rep out to assess the damages and so forth. I didn't have to pay anything out of pocket and since the accident wasn't my fault, my premiums didn't go up. Zeiler has done everything it promised it to do thus far. 5/5 stars.
Due to the state of the economy and a recent job loss, I had to take a home equity loan out. I chose Franklin Trust Federal Credit Union because my parents pay their mortgage through them and have never had any problems. Most home equity loans require good to excellent credit to be approved for. My credit is good but there are a few blemishes. I was honestly surprised to be approved. The application process was easy and fast. The loan-to-value ratio I was given was perfect. If it weren't for Franklin Trust, I might not have my home today. They are very reasonable, and I give them five stars.
I was attending LSU when I first heard of Campus Federal Credit Union. I was not being accepted for any more grants or loans for the following year’s tuition. I applied with Campus Federal and was approved very quickly. The application process was easy and the customer service was excellent. The rates aren't outrageous so I still have money to live on after paying my loan payments. It was a huge boulder lifted off of my shoulders and I do not think I would have been able to graduate had they not approved me. I would definitely recommend giving them a shot!
Capital Pacific was the bank I used when I lived in Oregon. Nothing special about this bank. The staff at my branch wasn’t very friendly. I felt like I was being treated as a number instead of a human being. The application process took forever and they did not accept me for a credit card, although my credit rating at the time was average. They do not offer 100% free checking like a lot of other banks. There are hidden fees everywhere. I called the branch and asked to speak with a supervisor concerning an issue I had on my bank statement. I was told that the supervisor does not take phone calls! I closed my account the very next day. You shouldn’t bank here unless you're rich, because then they might care about you and your money.
I have had a credit card through Centris for over four years now with no problems whatsoever. The application process was easy and simple, the customer service has been excellent, and the interest rates are exceptionally low. I had my card stolen back in June and they expedited my request for a new one. They were very helpful and friendly, they took care of my problem quickly and I had a new card in less than a week. Centris tends to be more forgiving of credit score blemishes as well. I was worried I wouldn't qualify for a card, but I did with Centris. Highly recommended.