+ 100% FREE
+ Unlimited Credit Reports
+ Unlimited Credit Scores
+ Credit Monitoring Protection
+ Credit Improvement Tips
+ Automatically Finds Savings
No credit card needed
I was hesitant in opening an checking account here since I was so happy at my regular bank. Smaller banks and credit unions tend to not be as accessable as I like them to…
Reviewed by: @reginags80
Bank of America’s Way2Save helped me save effortlessly. I was already using my card for purchased and rounding up made it easier and I never missed the money. On my anniversary date they even matched what I had saved and deposited it into my saving account. On my own I always seemed to find something to spend the extra money on and would never put it into savings but with Bank of America’s Way2Save I finally saved enough to take my daughter and on a much needed vacation. I’ve recommended this program to all my friends and family and they have reaped the same benefits as well.
When I begin looking to purchase my first home I also begin looking for homeowner’s insurance. I had heard nightmares of friends filing claims and not being covered because of a loophole. Since I was buying a beach house in Florida I needed to go with a reputable company, even if it meant I had to pay a bit more. Since several of my friends were already homeowners, I asked around. Nationwide was their number one choice by far. Everyone had wonderful things to say mostly about customer service since only one of this had filed a claim. I have now been with Nationwide for 6 years and after a flooding incident they were prompt to take care of my problem. When setting up the policy I made sure to ask a lot of questions and a friendly customer service rep seemed eager to answer my every question.
I was skeptical about getting a loan from this bank but I had a friend who had banked here for years. She assured me that a local bank would be more understanding and work with me better than one of the larger national banks. She was correct. I ended up getting a loan for my first house through this bank, when others had turned me down after a messy divorce. I was able to speak with a real person every time I had an issue and everything was explained to me clearly. I often thought about switching my checking account but I never did. I did end up opening a savings account and was very happy with my interest rate. All in all this is a wonderful bank with excellent customer service and I would recommend it to everyone.
I came acquainted with this bank when I relocated to be closer to my boyfriend. He had banked here for 3 years and loved it. I was loyal to my bank but thought I'd open a small joint account there with him. I wasn't impressed, their customer service reps were rude and when I asked questions about services that my bank offered they basically told me to go back to my bank. I was impressed that a small bank offered so many services and the quickness of opening the account. It wasn't the best bank but it wasn't the worst either.
I have nothing but good things to say about Geico. I am a current Geico customer and I am very happy. I was able to set up my policy online which I loved and when I bought a new vehicle I was able to make one quick phone call and go from liability to full coverage. Geico also offered the lowest rate with the most coverage as compared to all the other insurance companies. A true test of a good insurance company is when they are really needed, after some damage has occurred. I was recently involved in an accident. My car has to be severely repaired but with one call I was able to make my claim quickly and have a rental car for the duration of the time it will take to get my car fixed. I also love the innovation and technology this company uses. I enjoy paying my bill using their mobile app. I would recommend Geico to anyone looking for a good insurance company.
I was hesitant in opening a checking account here since I was so happy at my regular bank. Smaller banks and credit unions tend to not be as accessible as I like them to be. But I was pleasantly surprised by all the features and perks this bank offered. The staff was very helpful and courteous when I asked about a hundred questions. The interest rate on my savings account was comparable to most of the other banks. What I really liked was the feeling that I was important to them, each and every time I entered my local branch I was greeted by name and any issues I had were handled promptly by a real person.
The Atlanta Teachers Federal Credit Union is one of the best credit unions I have ever banked with. I opened both a checking and savings account with them, and I established an account upon receiving a teaching job in Atlanta. The staff there was very friendly and knowledgeable. After having an account for a year I applied for a loan in order to purchase a new vehicle. I wasn't immediately approved but they worked with me in order to get the few glitches on my credit repaired. I only wished that they had more ATMs. When I moved from one side of the town to another it was inconvenient to go to the bank.
I opened a savings account here when I lived in Pensacola for a year. They offered a high interest rate and were very attentive to my needs. I was very pleased with their customer service and their friendly staff since I was new to the area. I was so impressed with this bank that I contemplated also opening a checking account. I think feeling comfortable at your bank is very important since they, in a sense, manage your money. Nobody wants to feel like they are being taken advantage of. I wish I still lived closer so I could maintain business with this bank.
Like the old saying goes, you get what you pay for. I began my policy with American General when I was experiencing financial troubles and needed a cheap policy to adhere to the law. There were "no frills" and offered no extraordinary customer service but they provided coverage for the lowest price. I had one claim with them and they were quick to get my vehicle repaired. I liked the convenience of being able to pay online and unlike the other well-known insurance companies they didn't drop you if you were late with a payment. Several times my policy should have been cancelled and reported to the DMV but it never was. This insurance company is perfect for just getting by.
I switched to Compass when I moved from Atlanta to Florida since I was banking with a local bank in Atlanta. The sign up process was easy and I was able to complete it online. Any and all discrepancies I had were handled promptly by a live person. My only issue with Compass is that there are not enough ATMs in my area, so sometimes I would have to go out of my way in order to get money out. I never received an increased amount of fees and the few times I lost my bank card they sent me a new one within days of my requesting it.
When I purchased my house in 2004, I chose Tower Hill Insurance. They were the ones with the most affordable rates and I was able to include my insurance payment into my monthly payment. When the market began to decline and I refinanced my home they also helped me see if there was a more affordable policy that met my needs while not slacking on any coverage. I only spoke with customer service once when I left the home in 2010 because I was no longer able to afford the house, but the person I spoke with was very courteous and the company mailed me out a check for the overpayment promptly.
Wells Fargo is an average bank in that it doesn’t do anything to make its customers feel special. Customer service is there 24/7 to assist with various needs but fraudulent charges brought forth on accounts require insurmountable time to be rectified. Maybe it’s just me but there also seems to be hidden fees. I say hidden because any changes that occur come with pages and pages of info so one is inclined to miss the point of it all. I think it’s silly that there is a transfer fee and an overdraft transfer fee. I know for a fact that at several other banks these fees don’t exist. I’m not happy with Wells Fargo and will be switching in the next few weeks.
State Farm was one of the worst insurance companies I have ever had. I began with State Farm when I first got my driver’s license at 16. I, through no fault of my own, was involved in 2 accidents/incidents before I turned 20 and nothing after until 25. I lived in a bad neighborhood from 25-28 and was targeted for some reason and had several bricks thrown through my windshield. I to this day have no idea why. After the third brick incident I was dropped from State Farm. I never received a letter or notification I was being dropped. I was only informed when I called to inquire why they didn’t take out my monthly premium. Then I was informed that they sent a letter. I was nervous driving home and overly cautious. So cautious that I rear-ended another car and totaled my car.
Tyndall Federal Credit Union helped me greatly when I lived in Panama City for a few years. I was banking at a local bank back home and they made the transition easy. I was pleased with the low fees and the plentiful ATMs. The staff was all courteous and friendly and made me feel welcome. I was always able to speak with an actual person and not an automated system when I called. I would recommend this bank to anyone who lives in the area. It’s a much better alternative to the big corporate banks. Tyndall Credit Union makes you feel like a person not just an account number.
Eglin Federal Credit Union was the only bank that allowed me to open an account for my teenage brother who had just began working. The staff was friendly, attentive and handled very knowledgably all of my banking needs. Unlike the big box major banks, Eglin Federal Credit Union treated me like a person and I wasn’t charged an insane amount of fees for ATM usage or transferring funds. Since my brother was new to banking and just learning how to manage his money, he incurred a few overdraft fees, but unlike other banks he was given a grace period into which he could make the account positive without an extra penalty. I would recommend this bank to anyone.