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I have been a part of Chase bank for the past 3 years now. Recently, I decided to open a line of credit with them, now that my credit has improved. The application process was quick and pain free. I got approved for a certain amount almost instantly, and the interest rates were not high at all. A lot less compared to other banks that I've looked into. Customer service is always exceptional, I have never encountered a problem with that. They know how to take care of their customers, and that's a very important quality to me. There was one slight miscommunication when it came to an overdraft, but they accommodated me in a timely manner and I was very pleased with that. Their locations are also convenient; there are Chase banks all over the place! High recommend them as a credit union and a bank.
I used progressive credit union for a personal loan that I badly needed. I was so skeptical at first to take out a personal loan, as the interest rates are usually very high. After doing some research, I decided to give them a try. I sat with a customer service agent, who was VERY helpful to me throughout the whole process. She made me feel more relaxed about my decision of taking out a personal loan. I got approved pretty quickly, and got a great interest rate. They also gave me ample time to pay them back, and a flexible payment plan. I would highly recommend this Credit Union if you need a loan of any kind.
I have very mixed feelings about TD Bank. I currently do have a savings account still with them, but I haven't been 100% happy with them. For starters, their customer service is horrible. Whether I try to get in touch with someone on the phone, or go there in person, It's always a hassle. No matter what branch I go to, the lines are always ridiculous, probably due to the popularity. However, there has never been a serious issue with my money being in a savings account with them, and they do offer me a students savings which is extremely convenient for me. They do what they are supposed to do, the only main problem is hoping that I never have an issue because It's impossible getting in touch with anyone there. I'd probably recommend using another bank.
I absolutely love citibank! Before them, I was with TD. TD always gave me hoops to go through, on a constant basis. They would randomly shut my account off, have terrible glitches, and bad customer support. I decided on Citibank due to the convenience of locations, and I couldn't be happier. All of their branches are extremely clean and modern; their customer support has ALWAYS been extremely helpful whenever I needed them. They've even waived overdraft fees for me when I've run into issues. Their interest on Savings isn't that high (none of the banks have high interest, though), but I do feel safe and secure leaving my money with them. I would highly recommend this bank!
I have been using Municipal Credit Union for about two years now. I have never had any issue with them, and their customer service has always been wonderful. Sure, every credit union has their bad customer service representatives, but for the most part, every person I've come across has been nothing but helpful. They are easy to get in touch with, and they don't make me jump over hoops in order to get a live person on the phone. The application process was quick and painless, problem resolution has been up to par, and their fees aren't bad at all, compared to other credit unions. They are a small bank, but their locations are convenient to my location. I can pretty much find a branch anywhere if I need one. I would highly recommend them!
I signed up for a checking account through Citibank a year ago. As a student, I was entitled to the students checking account, which meant I don't have to have a set amount of money in my account monthly, a major plus for me. They have been such a wonderful bank to do business with. I over drafted a couple of times, and after explaining my situation to them, they have reversed the fees. I am able to take my money out of my account at my convenience, either at their branch or at a local 7-11. They always make sure to send alerts if something seems to be "off" on my account, and their customer service has been superb. I would highly recommend Citibank for your checking account needs.
I have been a member of many different credit unions over the years, and most recently, I opened a savings account with Montauk Credit Union. There are a lot of positives and negatives to this credit union. The bank tellers, as well as customer service department, have always been very nice and helpful. These employees truly know what they are doing, which is something I can't say about other banks I've been to. I do like the convenience of the bank and feel my money is safe. Time for the negatives! For one, a certified check costs $15 to cash, ouch! That's much higher than most places. Another major inconvenience is the fact that the transaction day ends at 3 pm. That means if I deposit money after 3 pm, I have to wait until the next day for it to clear. Other than that, I'm pretty satisfied and will probably keep my money in a savings account there for many years to come.
This bank was originally called Richmond County Savings bank, in Staten Island, NY. I have been using it since I was old enough to open my own account. Back then, finding locations was difficult; now that it's expanded into the New York Community Bank, I am able to find these all over, even in the grocery store. I have never had a problem with this bank, and I can honestly say I trust them with my money. They gave me the option of using a student checking account, which means I don't get hit with monthly fees and I don't need to keep a certain amount in my account. Being a college student, this is a huge plus for me. I do have several other banks, but the New York Community Bank is the one I trust most for my checking account needs. I would highly recommend!
I've had car insurance from State Farm for a couple of years now, and I've been pretty happy. Previously, I was with Geico and I couldn't stand their high fees anymore. They were giving me ridiculous interest charges, and their original quote seemed unfair to me. When I switched over to State Farm, my monthly payments went down dramatically and I finally felt as if I wasn't being ripped off. I've always been able to get someone on the line when I call customer service, and they have patience. When I got into an accident, my insurance didn't sky rocket; instead, they raised it a reasonable amount. I don't think I'd ever switch over to another car insurance company.