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After a few years of using Geico, my wife and I decided it was time to check up on rates and see if we were getting the best deal possible. It turns out we were not. 21st Century Insurance has provided us ID theft insurance for substantially less than we were paying with Geico. In addition, the service has been absolutely fantastic. Close to a year ago, someone got a hold of my wifeâs social security number and took out credit cards in her name. We contacted 21st Century and they not only reimbursed us for all the fake charges, but also helped catch the culprit. I have only positive things to say about my experience with 21st Century Id Theft Insurance.
After buying a house in Montauk, my wife and I decided it was smart to buy a car that we could keep there. We looked around for loan rates at local banks, but decided to go with the Montauk Credit Union. Thus far we have only positive things to say. The facility itself is very clean and well-made. The application process to apply for the loan was very simple and the person working behind the counter was very helpful in answering any questions we had. The teller also was very knowledgeable about which type of loan would be best for our family and ultimately which one we should chose. All in all, my experience with the Montauk Credit Union has been extremely positive and I would recommend this Credit Union to anyone in the Montauk area looking for a bank.
After turning 19, I decided it was time to buy my first car. I spoke to various banks about loans, but my parents recommended I look at my local Credit Union – N Y Team Federal Credit Union. My experience with this credit union has been absolutely fantastic. Firstly, they were very knowledgeable about what type of loan would be most helpful to me. Secondly, their rates were actually slightly lower than many of the "big banks" I also looked at. Finally, the credit union has been very forgiving. I missed a payment three years after taking the loan due to a technological issue and was forgiven because it was my first late payment. All in all, I would highly recommend the N Y Team Federal Credit Union to anyone seeking a credit union.
After getting my first job, I needed a bank where I could deposit my paychecks. I searched around online and read reviews of various banks and decided Citibank was the best option. Since then I have not looked back. My experience with Citibank has been absolutely fantastic. The bank has very low fees compared to other banks and has never mischarged me for anything. Also, the customer service has been great. My checking account had charges I didn’t remember making and I called Citibank customer service. It turns out the information was stolen and someone was withdrawing from my account. The representative helped me over the phone and reversed all the charges from my account. I highly recommend Citibank to anyone looking for a new bank.
Thus far, my experience with Geico Federal Credit Union has been fantastic. I took out a car loan a little over a year ago and this was my first time ever interacting with a credit union. The application process was very well done and was not complicated at all to complete. I had an account at Geico already for insurance policies, which may have sped up the process. But all in all it was very easy to finish. In addition, the staff was absolutely top notch. They knew exactly what I needed and were very quick in carrying it out. When I originally went to get the loan, Geico Federal Credit Union actually beat the rates of many of my other local and federal banks. They told me exactly what I needed and helped me get the best deal possible. I have enjoyed this credit union, I thought they were really great, and would recommend them to anyone.
A few years ago, I switched insurance on my boat from GEICO to State Farm. Let me tell you, this was one of the best possible decisions I could have made. First off, when using GEICO I was charged nearly 40 dollars more a month on my boat than with State Farm. That is a huge difference in terms of boat insurance. Secondly, State Farm's customer service has been absolutely fantastic. About 5 months ago, my brother was visiting and asked if he could take the boat out – and I did let him. Low and behold, while pulling back into the dock, another boat hit him and scraped the entire side of the boat. A State Farm agent was there within an hour and gave us a check to have the boat fixed almost immediately. I have not experienced this kind of customer service from an insurance agency even with my car. Switching to State Farm was one of the best things I've ever done in regard to boat insurance.
I joined USAA through my father who served in the Army. Compared to other banks I have used, USAA has been absolutely fantastic. Firstly, there are zero withdrawal fees regardless of which ATM or bank you use. This is absolutely tremendous because, living in New York City, I can go to whichever bank or ATM is closest to me and not have to worry about being charged a fee. Secondly, the customer service at USAA has been fantastic. I recently lost my debit card and did not realize it until a few weeks later. When I got the bill there was a charge of 500 dollars worth of stuff that I had no idea about. I called USAA and they immediately reversed the charge with no questions asked. Compared to what I've experienced with other banks, this solidified my thought that USAA is definitely the best.