+ 100% FREE
+ Unlimited Credit Reports
+ Unlimited Credit Scores
+ Credit Monitoring Protection
+ Credit Improvement Tips
+ Automatically Finds Savings
No credit card needed
In order to acquire a membership and continue being a member of White Sands Federal Credit Union you need to open a savings account with them. This way you will get access to their other products and services as well. Their minimum balance requirements are pretty low and they even offer competitive dividend rates on their savings account. Their Easy Checking account requires a monthly fee of just $1.99. If you want to avoid this monthly fee you need to maintain an average daily balance of $300. They do not pay dividends on this account. In case you are looking for a dividend based checking account, you should go for their Preferred Checking account which requires an average daily balance of $300 to earn dividends. I am sure you would love to bank with them and will be satisfied with their products and services.
I recently opened a checking and savings account for my sister with SAC Federal Credit Union. Opening a savings account was like a breeze. They just required us to make a minimum initial deposit of $5. They offer great dividends on their checking account and their fees are pretty low when compared to others in the market. Once there were some fraudulent charges on my sister's account and she was very troubled. We spoke to their customer representative who cooperated a great deal and was quick to address our concern and reverse all such charges. It really made us feel assured that they will take good care of our money.
I recently opened a checking and savings account for my mother at the Indiana Members Credit Union. Their checking account simply requires a minimum amount of $25 to open and there is no minimum balance required after this initial deposit. There is no monthly service fee or per check charge. A savings account requires a minimum deposit of $50 and they even pay you monthly dividends. I also opened a health savings account for my mother which is a tax-favored account. This way she is able to accumulate savings for her health care expenses. This is a very flexible program and gives you full control over your account and savings. Overall, we are very satisfied with the benefits offered by this credit union.
I turned to Kemba Financial Credit Union while I was looking for a student loan back in college and was very satisfied with their services. Their education financing specialist gave me great advice on the lending options and made me understand my responsibilities in a very simplified manner. I found their student loan was very friendly and had flexible repayment options. The rates and fees they offered me were lower than what was offered by others in the market. Their customer care representatives offer you exceptional service and are always very courteous and prompt in handling your problems. You can count on this credit union for taking utmost care of your financial requirements and you will definitely love the quality of their financial products.
I recently opened a Savings and Checking Account with Valwood Park Federal Credit Union and so far have found their services to be pretty decent. I could open a Savings Account with just a minimum balance of $25. Their Checking Account is free and does not have any balance requirement. I have also opened a Share Certificate Account and this way I earn higher dividend on my money. I once noticed fraudulent activity on my account and explained this to their customer representatives. They were very friendly and quick to address my concern without causing unnecessary delay. I feel that Valwood Park Credit Union is a great alternative to a bank and saves you all the hassle of doing business with multiple banks.
You can trust GTE Credit Union for taking care of your financial needs. I have used their services in the past and have never had any complaints. I had taken my Auto loan through them and they offered me pretty low rates as compared to others. I also received some benefits by enrolling in their Member Advantage program. What I liked most is that their Checking Account was free and unlike many others it had no minimum balance fee or the requirement of making direct deposits. You can earn reward points for making purchases when you use your CURewards Visa Platinum Credit Card with CURewards points or MasterCard Debit Card. These points are valid for 4 years and could be redeemed for anything you want. Overall, a great Credit Union offering nice benefits at attractive rates.
I became a member of the EECU when I was in college and had no credit history in my name. EECU really helped me feel financially secure and offered me great benefits in the form of lower loan rates, higher savings rates, and lower fees for financial services. I got a Starter/Student Visa Card which was a low-cost credit card having no annual fee and it was perfect for me those days. Their checking accounts are also free and pay dividends when balances are over $500. Their free computer banking and free online bill pay service makes it very convenient to manage my account twenty-four hours a day, pay my bills, transfer funds, make loan payments and receive electronic account updates and monthly statements. With this Credit union I have always felt that they really understand my financial needs and accordingly provide me with quality financial products and services.
America First Federal Credit Union gives you a wonderful experience when doing business with them. I have a checking and savings account with them and they have offered me very competitive rates. Whenever I use my debit card for making a purchase I earn points that can be redeemed for various reward options. Their online bill payment service is very easy and secure to use and really saves you the hassle of writing checks. They also have a free service called Easy Link Online Account Manager where you get an online access to all your America's First accounts and loan information and can easily transfer funds between your accounts. Once I suspected an unauthorized activity on my account and reported it to their representative who was very supportive and prompt in reversing all charges. Overall, a great credit union with excellent customer service.
I chose USAA for getting my home insured as I found out that they are offering the best rates and policies in the market. They assisted me pretty well while I was deciding what type of coverage to go for and helped me save a reasonable amount. Not only did they help me choose the right protection for insuring my home but they also explained the events that they would not cover in clear terms so there was no ambiguity. Their claims service is also one of the best and they handle claims pretty expeditiously. You can do most things online on their website which is easy to use or by calling a local agent. When you are struck by any covered tragedy they guide you through the entire process. They have an excellent customer service and the representatives are very responsive and understanding. Filing a claim is often painless and hassle free and their agents are quite cooperative and helpful. Overall, they have given me pretty good services and I will stick with them for years to come.
I used Star One when I was in Sunnyvale, CA for almost 4 years. Opening an account with them was like a breeze and I never had a problem ever and got the same services that I could get at a bank. They offer competitive loans and mortgages and their savings rates are also very attractive. Their fees are also low when you compare them to others in the market. You can access your account hassle free through their online and mobile banking systems which are very simple to use. These services help you to check account balances, transfer funds, pay bills, apply for loans, and access online statements. I had taken a personal loan through them and they offered me great rates I could not find anywhere else. They always assisted me with my queries and concerns in a prompt and professional manner. I must say that they offer one of the best customer services by email, over the phone and at their branch locations. Overall, a great credit union you can rely on.
I have my checking and savings accounts with Navy Federal and am quite pleased with their rates, services and offers. They have internet banking which is pretty safe and accurate to use. They even have mobile banking services and their mobile apps are also quite simple and feature packed. Their online service also features bill pay, account transfers, check ordering, view able account history, and loan payments. Their branches are easy to access and have a lot of ATMs. Their staff is always willing to help and they respond to inquiries in a fast and professional manner. The best part is that they are quite liberal with their line of credit and offered me a decent credit line when I became a member. Moreover they are prompt in preventing credit theft and have alerted me twice on fraudulent activities taking place in my account. Over the years they have made me feel like a valued customer. I am extremely satisfied with all of my products and membership services.
I could not stand the high fees my previous insurance company had been charging me, so I switched to State Farm and got a better coverage at a lower cost. They quoted me the lowest prices out of any other insurance companies and really helped me lower my monthly bills considerably. I love the fact that their rates are very competitive and they handle claims very promptly. Besides, they offer a wide variety of insurance and banking products. They have local offices and local agents and the customer service I receive from my local agent has been excellent so far. He is available at any time and always helps me choose the right type of coverage as per my needs. I once got into an accident and was impressed with their response and attitude and the way they promptly dealt with my claim. Moreover after the accident they raised my insurance very reasonably and did not try to rip me off. They have also been quite flexible and supportive when at times I have delayed a payment. Overall, an awesome experience.
I have been using Allstate car insurance for the past 4 years. It sells car insurance in almost every state so even though I changed states I stuck to the same company everywhere. Allstate has changed over the years only for good. Though their prices are not the lowest, at the end of day you do get what you pay for. Their customer service is very prompt and they always help out in a timely and efficient manner. Their website is very informative and it’s really convenient to pay and manage my account online. The process of making changes or updating information is also very simple and smooth. Some 2 years back my car was hit in a parking lot and the way the agents dealt with my queries and concerns was commendable. I have also used their towing services once and found it great. I did not have to wait for very long from the time I called them to the time they arrived. I highly recommend Allstate to those looking for quality.
I have been using the US Bank card for almost 2 yrs now and have been quite impressed with their cash rewards! I travel a lot for official purposes and have quite a good gas consumption and the US bank card really helps me save my bills with its cash rewards. They gave me 25% annual bonus on my previous year's cash rewards and I happily grabbed it. However, their customer service definitely needs some revamp. Getting to the customer service agent was a challenge and it was frustrating being on hold for a long time. Other than that they were quite professional and helped me even in setting up the Bill payment option through their website. This feature has really lessened my pain as I get reminders and never miss any payments or bills. Overall, a decent card to have in your wallet.