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I have immensely enjoyed working with the Tulsa NYL office. Joby (Joe) always goes above and beyond to make sure his clients are taken care of. He is a dedicated, hard worker, and anyone would be privileged to be a part of his team and this office's success. I have used Joby's team for all of my insurance needs and they have always steered me in the right direction on products. His main priority is what is good for the client, not for himself, which is refreshing in this industry.
I love CFCU for many reasons. For one, they have extremely low interest rates on loans, with cars as low as 1.99% and storm shelters are around the same. Their credit card rates are as low as 7.99% which is virtually unheard of. They reward you for your loyalty through percentage discounts for having a checking account, etc. My checking account also earns a high percentage yield that I appreciate. The only caveat is that they are so busy, they do not have enough people to answer the phone. They also have a slow response time with problem resolution depending on the branch. The Norman branch is fantastic and I would highly recommend!
Our family has a Kohl's card and we like it a lot. We love that the discounts are more frequent than most store cards. We also love the Kohl's cash! The fact that they can be combined has saved us so much money on our purchases. The Kohl's card has way better features than other store cards I have seen- our Dillard's card does not offer discounts or store credit for purchases. As other reviewers have mentioned, it does have a high interest rate, but most store cards do; the rate is right in line with our Dillard's and Tj Maxx cards. We always pay our balance off every month to avoid those charges.
Communication Federal Credit Union is a great place to finance new and used vehicles. Their rates go as low as 1.99 with customer loyalty, and they are currently offering 90 days no payment on newly originated loans. The rates are awesome for newer year models, but they can be higher than other places the older the vehicle is. The Norman branch is great to work with and the loan officers there are great! You get a turn around response on your application within an hour.