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I really like the points program with this card. I love to play video games, so I have been a big fan of Sony since they came out with the original Playstation. I love that you get 5000 bonus points on the first purchase. I also love the fact that I am one of the lucky people that live within 30 minutes of a local Sony outlet store. I usually make a trip to it at least three or four times a year. I love to stock up on games, and other electronics, at a great price. This card allows five times the points on all purchases at the Sony store!! For me this card could pay for itself in one trip to the store!
My wife recently got this card (Slate from Chase) after having a Chase Freedom Card for many years. While it does not have all the bells and whistles, and fancy rewards that a lot of other cards have, it does have an excellent company behind it. We both have had several cards from Chase, and their customer service has always been helpful. They called, stopped the charge, and issued new cards the second they saw a charge in a foreign country five minutes after using it at the local store. The best part about upgrading to the Slate, is the long 0% interest, it is a great plan, just in time for the holiday.
I am a teacher and I think that getting my Kohl's card was one of the best things that I ever did. When I first started teaching, I was coming from a part time job that I made little to no money on. I had to completely outfit my wardrobe when I first started. One of the places that I went to was Kohl's. I was buying a lot of clothing and they offered me an additional 20% off if I applied for the card that day. I am so glad that I did, because it was like I was getting several dress shirts for free. The best part is that they continue to have extra card holder only sales all the time.
I have been using the Bank of America Platinum Plus Card for several years now. I think that the best feature that it has is the SAFE online shopping. You can go to their website and get a temporary one time credit card number. I do a lot of international purchases online, but I am always skeptical of using my credit card information online. This allows me to do it without fear of having my information stolen. They also have excellent customer service. There have been two times that I have received a phone call from them asking me about a purchase that I had made. The one time it was because It was something that was out of the ordinary, the other time it was a fraudulent charge. They saw this right away and canceled the card, and issued a new one.
The Journey Student Rewards Card from Capital One is a nice entry level card. This is a nice card for someone that is starting college and trying to establish credit for the future. This is the one of the reasons that I started to get credit cards while I was in college. I like the fact that this card is so easy to apply for, but I do not like that it has a fixed interest rate. I think that if you are a student that you could easily find another card that has a 0% introductory rate, and a rate that it is a lot lower than 19.8%. My college credit card from Bank of America only had a 15% rate when I started.
A few years ago I was in a minor fender bender. As soon as it happened I was on the phone with Geico and was able to get a hold of someone right away. This was my first accident and they were more than helpful walking me through the entire process. About an hour after I filed the initial information, I received another phone call. This was from the person who had personally been assigned to my case. He first checked to make sure that I was all right and wanted to inform me of the process. The next day he was able to set up an appointment to get the damage checked out locally. After I got the estimate, I dropped off the car and had everything taken care of rather quickly. They are a great company, they have great rates, and even better customer service.
I have been using this card for many years now. This was actually the first card that I ever applied for and received. I signed up for this card in my sophomore year. One day when they had a table set up near the computer lab at my college. The process was quick and easy, and I was instantly approved. The rates were very low, and I have never had a problem with the card. One of the best features of the card is the Safe Shop feature. This feature allows you to create a temporary credit card number with it's own limit to use online. This has come in handy more than once when I was going to use a website that I did not want to give my actual credit card number to. This is a great first card, I recommend it to any college student looking to build credit.
I have been using Chase Freedom for several years and I have never had a problem. It is one of the two credit cards that I currently had. Their customer service is excellent, I have had to call them a few times. Once to order a new card that I misplaced, they were more than helpful on getting me a new one and suspending my old card number. The online interface is very navigable and I use it to schedule my payments all the time, even one time when I forgot and had to make a same day payment. The APR is very fair as compared to other cards, and my minimum payment is always low. I will continue to use this as my go to card for years to come.