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AAA auto insurance was a very good fit for me when I was still single. Their rates weren't as conducive when I got married, but I will say they are a fine business to have your car insurance with. Some of the best points about their company is their customer service is always professional, polite, knowledgeable, and extremely sensitive to what you're going through. Let's face it, when you call them it's usually not a good thing. The application process did take a little longer than expected, but they were very clear about that length of time. When filing a claim, I found that it went fairly painless, and the check came in a timely manner. I will say their rates could be better, but their service is great, and I would recommend them to people looking for auto insurance who don't want to have it with one of the big boys.
I have used both the Amazon credit card as well as a Visa card from M and T bank. I will say that I prefer the Amazon card over the M and T card. The initial $30 bonus is a nice way to get started. The reward points rack up quickly, everyone takes Visa, but the only downside of the card is that the interest rate is high. I would recommend using this card, just make sure your balance off quickly.
I don't like to have too many credit cards in my wallet, even though I do have quite a few as my wife tells me. I must say the Kohl's credit card is one of the better ones I do have. The credit card allows you to take advantage of the many sales opportunities that Kohl's offers either online or in store. Some of the most common sale opportunities Kohl's offers are 15% off your entire purchase, 20% off your entire purchase, or the coveted 30% off your entire purchase. They even offer special sales such as choose your own sale day, Kohl's cash, and an incredible Black Friday sale. The interest rates are decent, I would say they're not great, but for a store credit card not bad. I would recommend this card to my friends and family because of all the great sales and discounts you can take advantage with this card.
M and T bank is a fantastic bank that puts customers first in almost everything they do. Their friendly employees always greet you when you walk into their bank. The tellers are efficient and make sure they don't waste any of your precious time. Each time I leave M and T, the tellers always smile as I leave. When I need additional help about a loan or investing money, the wonderful employees of M and T Bank always take plenty of time to make sure that I receive the best, most accurate information. They are thorough, and I never feel that my time is being wasted. The ATMs are easy to find. The only downside of the bank is that when you use your PIN number, you do get charged a fee. Overall, I would give this bank a 4.5 stars out of 5.