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My experience with this insurance agency was overall good. I initially talked with Yolanda at the agency. The only downside was that there were multiple occasions when she said she would call me back, but she never did. That was frustrating and unprofessional. Other than that everything was good. I got offered numerous discounts on car insurance that I didn't even ask for. The rate ended up being much lower than expected, and they seemed to want me to get the lowest rate possible. I haven't had any problems with them so far after getting the insurance, although I (luckily) have yet to make a claim.
So far so good with the Discover Bank checking account. I signed up for it mostly to get the extra awards available. I like being able to get 10 cents for every purchase. It's very nice to use it when I'm making a small purchase that's less than $10. It's nice having the account connected to my Discover credit card. Applying for the checking account was very simple because of that. There are also plenty of no-fee ATM's that the debit card is accepted at. I haven't had any problems with the account or had to talk with customer service yet.
What drew me to Chase Bank was the opportunity to get $200 just for opening a checking account. I needed a local bank, and this sealed the deal. Although the $200 offer may be gone, it isn't difficult to find bonuses for opening an account with Chase. What also made me want to use Chase was the high density of branches and ATMs in the area. I never have a problem getting cash through Chase. I also love being able to deposit checks with just their smartphone app. It is super simple. So far, there have been zero problems. I'd highly recommend a Chase checking account, especially if you can get a decent bonus for opening one.
I have been a member of Ally Bank for about 6 months now. What drew me to get a money market account with them were the (relatively) high interest rate and the lack of a minimum balance. The application process was quick and painless. Ally Bank has some of the highest APRs out there. I'd much rather have my money gaining a few dollars a month rather than gaining no money in other banks. Depositing checks can easily be done online with a scanner, which is nice. The money market account also comes with a check card and checks, which come in handy. Overall, everything has met and exceeded my expectations and no problems have arisen.
So far, so good. I haven't actually needed to use the insurance yet, but everything up to now has gone smoothly. I'm impressed with the number of discounts available. I got the lowest rate around by getting discounts for multi-line insurance, good grades (I like that this applies up to 5 years after graduation), and being accident free. I don't drive much, and State Farm offers a hefty discount for that. I like being able to report my odometer readings for the continued discount, as long as I'm accident free. Overall, I like how inexpensive the insurance can be and haven't had any problems. Based on my experience so far, it should stay that way.