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I started my very first checking account through Fifth Third Bank, when I was 16 years old, with my father as a co-applicant. He was trying to teach me how to manage money from a young age. I worked about 30 hours a week, along with attending high school. From the very beginning, I had nothing but trouble with this bank. They were constantly trying to charge me impractical fees unnecessarily. If I even came close to overdrawing, they would put all of my checks for larger amounts through first, with absolutely NO correlation to when they actually hit the bank. I found out quickly, that they did this on purpose, so they could ‘bounce’ large quantities of very small check amounts, in order to charge me a dozen bounced check fees, instead of one, like it originally should have been, based on when the checks were written. They went out of their way to manipulate my bank account to suit their needs, and make themselves the most money. I will never bank at this institution ever again!
This was my first time ever seeking out information home owners insurance. I already had my automobile insurance through Allstate, so I figured I would request some additional information. I was greatly impressed with how knowledgeable my agent was on combining policies and allowing me to have home owners insurance, along with my car insurance. I was delighted to find out it was only going to increase my monthly payment by $12. I am very glad my agent was able to help me get set up for my first time having this insurance, at such a low price. I’m overall very pleased with Allstate.
I have been using the postal credit union, as a member of the family of a postal worker. I have had a checking account through them for several years without problem. I had one incident, in which I was very impressed with their customer service. I had a couple overdraft fees due to checks that didn’t clear my account. As this had never happened before, I called the bank for assistance in the matter. Not only did they erase the overdraft fees, they gave me 48 hours to put the money in the bank to clear the delinquent checks. I have been, overall, very impressed with this establishment and plan to continue banking with them.
This is, by far, my preferred bank in the area. I’ve been banking with them since I was 16 years old, and opened my very first savings account. I received my first car loan through them in 2000, with a co-signer, as I was under the age of 18. When I turned 18, I immediately went through them for the first car loan on my own. They were wonderful during this whole process! They went out of their way to get me approved as soon as I turned 18, so I was driving a brand spanking new car for my 18th birthday. I’ve never been more pleased with an auto loan. I’m still banking with them, 10 years later, and I’m still just as impressed as I was 10 years ago.
Overall, I am quite pleased with my choice in a car insurance provider. I went through several online sites, comparing prices, and in the end decided State Farm offered the best policy and prices for me. After having had this insurance and being satisfied for several years, my family bought a much needed second vehicle. I had been planning on going through several car insurance sites to compare prices again, and considered changing my automobile insurance. However, when I called my agent to find out how much it would be to add a second vehicle onto my policy, I was astonished to learn that my premium would actually go down by $40 each month. I just wish we hadn’t waited so long to actually buy the second vehicle.
This was the very first bank I ever did business with as a young adult. I went into my local credit union branch, before I even turned 18, to start the process of getting my first automobile loan. I was very anxious to get my first car. The staff here was so helpful, and wonderful. They went out of their way to do all of the paperwork for my loan prior to my 18th Birthday, so that the day I turned 18 I would be completely ready and able to buy my vehicle. It was a wonderful Birthday present to myself, being able to get a new car on my 18th Birthday. I had a wonderful experience with this bank and a positive experience with my very first automobile loan. I would recommend this credit union to any young adult just getting started with establishing their credit.
I always liked my car insurance provider, mainly because their staff was always well-informed and very friendly. Fortunately, I had never had much interaction with the staff, as I had never had an automobile accident, or anything of the sort. The single time I needed them, that actually stands out in my mind was when I went to my vehicle to go to work for the day, and to my surprise, someone had stolen the CD player from my car. I was mortified, and didn't expect such quick, professional response. After calling, my agent actually came to me (he was luckily only a few minutes away). He did everything that needed to be done to file a claim, and had me a check later the same afternoon. I couldn't have asked for such great service! He turned my bad day right around, and I will never forget how simple the whole process was for me.