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My husband and I had a car loan with Beacon that we refinanced from another company. The interest rate with Beacon was so much lower that we were able to have a smaller payment and take almost two full years off of our payments. The customer service was always good and if there was ever a problem it was always taken care of quickly. We also had a checking account for several years that we had our checks direct deposited. There was no monthly service charge since we used direct deposit which was great. Overall it was a great credit union and we would recommend it.
I had a joint policy with my husband, the policy was in both of our names. I wasn't just listed as a driver. We separated and he called the day I left and took me off of the policy, without my knowledge. When I went into the office 2 days later to separate our policy so that we each had our vehicles on our own policy they told me I was no longer covered and that since I was not insured I would have to have a nonstandard policy which was almost double the cost. I went to another insurance company and will never have State Farm again.
We switched to Geico over a year ago and really love it. We save over $400 a year on our premium. The application process was simple and quick. Their customer service is great. I called to make a change to our policy, my call was answered by a real person very fast and the change was made within 2 or 3 minutes. We have our billing set up so that it comes out of our checking account each month which is very convenient. I have recommended Geico to all our family and friends. They have various levels of coverage to choose from and several payment options.
We have been with Homeland Community Bank for over 7 years. The staff is very friendly and knowledgeable. The internet banking available through them is easy to set up and use as is the bill pay. We have never had any issue that wasn't resolved quickly and fairly. We use direct deposit and have a debit card through them. My son had saved a bunch of change because he wanted to buy a new video game. We took the change in unrolled and they put it through a sorter and counted it for us. The drive thru has extended hours which is very convenient.