+ 100% FREE
+ Unlimited Credit Reports
+ Unlimited Credit Scores
+ Credit Monitoring Protection
+ Credit Improvement Tips
+ Automatically Finds Savings
No credit card needed
I have been fairly happy with my Bank of America checking account. I actually have three accounts with them. Other than the checking account, I have a savings account and an American Express credit card. What is really nice is that all three of these accounts are all linked together on the website. After logging in, I can transfer money from checking to the credit card to pay off the balance. When I need more funds in my checking account, I can transfer money from savings. One thing you have to be careful with is that you can only transfer money from savings to checking 3 times a month or you will receive a penalty. I believe this is a federal regulation to help prevent people from using savings accounts like checking accounts.
My wife and I recently set up a joint checking account for my son who just started college back in January. Since we are now in different cities, we thought this would be an easy way for us to give him money and also help him keep track of his spending. The website and mobile apps have been very helpful in our circumstance. He mostly uses their mobile app while we mostly use the online banking website. On the website, they have charts that break down how much he is spending on food, gas, entertainment, etc. each month. We also get email alerts when there is a low balance in the account.
I just switched my wife and I to Esurance for our 2 cars and truck. I kept seeing the TV commercials and liked the fact that they are now backed by All State. That gives me a very good peace of mind because Esurance is a relatively new company. I cannot believe the amount of money we saved each month! We saved over $200 on the two cars and $75 on the truck. This included keeping the same coverage levels that we had with the old insurance company. Switching over was very simple. Their customer service is top notch. The website is also very easy to use.
I have had State Farm auto insurance for over 15 years. Both my spouse and I are covered under this policy. The insurance has been great. Last year, my wife ran out of gas and she called their road side assistance that we had purchased because I was out of town. She told me that they came with a 2 gallon tank of gas in about 45 minutes. They did not even charge her for the gas, which I thought was great! I just recently got into a small fender bender in my Camry. It was my fault. I was looking for oncoming traffic and started to edge forward. I thought the car in front of me had gone already but they had not. I ended up bumping them. State Farm repaired both cars without any fuss or hassles. My agent told me that he didn't think my rate would go up too much either since this was my first claim and since it was a very minor accident. I could not be happier with State Farm insurance.