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The jet blue credit card is a good credit card for traveling. They give you a $50 statement credit card every year if you purchase their jet blue getaway package. Sometimes they have a sale on those getaways, so getting the package in a lower price PLUS the $50 statement credit is not a bad deal. Use this credit card if you want to travel a lot and it is nice that they include travel accident insurance. With this, you don't have to worry about paying for the extra insurance that most car companies will charge you. Nice credit card for traveling.
The bank of america power rewards signature credit card is a great credit card. The first six months I earned 3 points for every dollar that I spent at the gas station, grocery stores, and drug stores. I also like that they give you $50 for opening a credit card. Other credit card companies, like the chase sapphire or the chase sapphire preferred gave $100 for opening a credit card. The bank of america deal could be better. One thing that I wish they had was a longer period of the bonus rewards. Six months is a short time. Overall, it's not a bad credit card.
The Old Navy credit card is mainly good if you shop there a lot. If you do not shop at old navy, then you can skip this credit card. You will not get any bonus or cash back when you have this credit card. You will just get some discounts in the mail and some online too. Old Navy basically has a sale every weekend, so there not really a good reason to open this credit card. Only get this if you really think that you can save money at old navy. If not then, you might as well skip it and get something better, like the amazon credit card or the nordstrom store credit card.
The best buy credit card is just an alright credit card. This will get you 2.5 points for every $1 spent at the store. Once you accumulate $250 points, then you will receive a $5 gift certificate to the store. If you buy your appliances at best buy, then this will be a good credit card for you. I wish that the best buy store credit card will give you more than just a $5 gift certificate. If they bumped it up to $10, then you will be more inclined to buy your appliances at best buy and not at costco. Only get this credit if you really shop at best buy, other than that, you can skip this credit card.
The Marriott credit card is great for traveling. I mainly opened this credit card because they had a limited time offer that you can earn 40,000 bonus points after spending $1,000 in your first 3 months and then you will also get a $100 credit after my first purchase. I was immediately thrown away by this deal. I use this all the time to book my flights and I get so much points for hotel and airfares. Definitely a great one to have and their deals is also great. You can redeem the points to book a hotel room at all the Marriott hotels all over the world. It is a great way to spend money and get rewarded for them as well.
The banana republic is a great credit card!! I love that this card can work in old navy, gap, and athleta. This credit card will give you 5 points for every $1 spent at all of those stores. If you also add your email to their mailing list, you can get more discounts and learn about the flash sales that they would do during lunch times. It is a great way to combine your savings and get great clothes at those stores. The fabric that gap and banana republic uses superior quality, so getting them at lower prices makes it an even better deal. Get this card if you shop here a lot!
The first premier credit card is a HORRIBLE credit card. First of all, the $95 processing fee to open an account. Most credit cards will give you $100 to $200 for opening a credit card. So why get this card in the first place? The credit limit is also horrible! The $300 will not get you anywhere. If you want to be smart about your credit card, you can only spend $150 of it. No more than that. It is better to get the chase sapphire or the chase freedom card. Those give you a lot of incentives for opening a credit card and a lot of cash back options. This credit card does neither of those freebies.
The sears credit card is a bad credit card. There is no bonus for signing up for this credit card. They will charge you a foreign transaction fee of 3%, so make sure that you do not use this when you are buying from a foreign retailer. Only use this credit card if you are buying appliances at sears so you can get a good discount on their appliances. You have to watch their email so you can see what items are on sale. They also accept coupons, so you can combine all of the sears discount all together. Don't use this credit card for other purchases.
The american express prepaid card is a great prepaid card because it does not have fees like the other prepaid cards have. This is mainly good if you want to give your younger sibling who do not have credit cards. They can use this to buy things online, just like a credit card. What's also great is that they do not have a foreign transaction fees like the other prepaid cards have. If the card gets stolen, you do not have to worry about the money that you have in the card. Your money is well protected by american express and you just have to let them know about the current situation. Overall a great prepaid card.
The chase freedom is a great credit card. I like how they give you different types of 5% cash back categories every 3 months. Sometimes I would get 5% at starbucks for three months or sometimes it would be for select department stores. Right now they have 5% on amazon.com purchases and I can use it to buy textbooks. It is a great savings for students. I can also get my holiday gifts for friends and families and know that I am getting 5% cash back. I also like how they give you a $100 bonus if you spend over $500 in three months. Not a bad deal.
The shell credit card is just alright. It is good if you go to shell a lot, then you'll save 20 cents per gallon. It does add up, but it takes a while before you can see a good amount of savings. Other credit card companies like Discover and Bank of America gives 3-5% cash back when you use those credit cards at the pump. It just depends on what you need this credit card for. Shell does not always have the cheapest gas price, but they have good quality gas. A better gas credit card would be the costco american express credit card.
The gap store card is a great store credit card. I usually shop here for my business clothes outfit and it is great that you can get discounts. When I first got my credit card, I received 20% off and then I also received a 5 points for a $1 that I spent. I also shop at a old navy, piperlime, and banana republic. I like how I can get points for shopping from all of these stores. It is a great way that I can earn my points. When I receive over $1,000 points, then I get $10 off. At the end of the year, I usually redeem all my points towards my shopping. Great credit card that works for all of these stores.
The express store credit card is good if you shop here a lot. You have to wait until they have their items are on sale to get the most out of your shopping experience. 15 points for every dollar spent is just alright. They do send you a birthday gift, which is a pretty nice perk of having. I don't really use this credit card out side of express. I use it mainly for clothes and just that. After so many months, your points do add up and you can redeem them for $10 reward. Overall a good credit card if you shop at express a lot. If not, then don't get it.
The Citi forward card is a great credit card for people who go out a lot. I have had this credit card for about 9 months and I mainly use it for dining. I get 5 points for every $1 that I spend. I just have to remind that I for other stores, I only get 1 point. After a couple of months, I am able to redeem my points for a gift card. I usually redeem it for a Macy's gift card. Overall, a good credit card for restaurants. Other than that, you can get better benefits with other credit cards.
The Credit union of Southern California has high interest rates when in comes to car loans. I have had other credit unions with a lower interest rate. The customer service in their Whittier branch is horrible. They are not friendly at all and they do not care about their customers. I wish that they would give lower interest rates and change their customer service. If they improve both of those things, then I would consider using this credit union more often. The only branches that they have is in Whittier, which is now a good 35 minutes from where I relocated. I wish they would have more branches in Southern California.
The Macy's american express credit card does not give you much benefits. When you sign up for the credit card, they give you a 20% off the whole store, including make up. That is the only time that you can get discounts on make up, so that's the best time to stock up on make up. After you sign up, there are no more good freebies that comes with this credit card. Macy's gave me a $20 credit, if I use the american express credit card five times in a grocery store. I just used this credit card for that reason and I do not plan on using this credit card outside of macy's anymore
The nordstrom credit card only gives you $20 initial bonus when you spend $100. The bonus is low compared to all the other credit cards out there. For a big department store, I would expect nordstrom to give at least $100 bonus for signing up. The good benefit of having this card is that you get a special sneak preview of the annual sale that they have in the summer. Other than that, it's just an ordinary credit card. Not too big on discounts besides the annual sale. The customer service at nordstrom is great and you can't really beat that. If you shop at nordstrom a lot, then this is a good credit card for you.
The amazon credit card is great! When my application was accepted, I received a $30 gift card. I buy textbooks a lot on amazon and $30 off a textbook is a great saving. The points do add up pretty fast and you can redeem your points for gift cards. Sometimes I use the points towards my amazon purchases. I also have amazon prime, so I get my order within 2 business days. Overall, the amazon credit card is great for students. I do wish that they give more than $30 gift card. Chase sapphire and bank of america credit card, both gave me $100 for signing up.
I work at disney and a lot of my coworkers have this credit union. I was able to get a free checking with Partners. The interest rates are decent and you can get your family and friends to join partner's credit union as well. I was able to consolidate my debt into one loan. This helped me a lot and my credit score improved after wards. The people that work at Partner's are extremely helpful and they will give you an honest feedback about your financial decision. Overall, a great credit union. Numerous branches around burbank and glendale as well!
The discover It card is great! I had the regular discover credit card before and I called Discover to upgrade to the new Discover It credit card. They allowed me to to upgrade to this credit card right away. The customer service was great and they answered any questions that I had regarding my new credit card. I like how they do not charge you a foreign transaction fee. My bank of america credit card charges for foreign transaction fee. I hate that. Only down side of this new It card is that they only have limited design of the credit card.
The Disney credit card is great if you love disney. I got this credit card and I bought a dooney and burke purse with my first purchase. I received a 15% discount on my first purchase. It was a good deal, specially because the purse was kinda pricey. Also, Disney will send you a $50 disney gift card. You can use the gift card at the store and buy more disney products. It was around Christmas time when I got this credit card, so I was able to buy my younger cousins a lot of disney store products. Overall, a great credit card.
The Kohl's credit card is great! I always get $10 off in the mail if I spend $50. Sometimes Kohl's would even give me $10 store credit in the mail. The prices at Kohl's is very affordable and I get discounts on all the regular price and clearance items. The credit card is great for getting coupons and discounts. I can get my bedding here on sale and just charge it on my store credit card. Overall a great credit card if you love to shop at Kohl's. Great deals that I get year round, makes this credit card worth it. Also, don't forget that during Christmas time is when they give the best coupons. They also have a good return policy.
The limited store credit card is just a basic store credit card. They send me coupons in the mail and it is great, I usually get 15% to 20% depending on what they send me in the mail. It is great because I shop here at lot. Most of my business casual clothes and more stylish casual clothes are from here. When I accumulate my 300 points, then I get a $15 dollars off my purchase. The points accumulate fast if you shop here a lot. The APR is a lot, so just make sure you pay off the balance every single month. Make sure you do redeem the coupons that you have because it is a waste not to use them!
The Ann Taylor credit card is great for people who shop at Ann Taylor a lot. I often shop at Ann Taylor for business casual clothes. They would give you coupons in the mail for discounts and special sales that they have going on. It's nice because you save a lot of money and Ann Taylor is such an expensive stores. The ann taylor outlets are better because the prices are more affordable and the deals are a lot better than just going to your regular mall. On my birthday, they send me $15 dollars. That's a shirt or maybe a skirt that is on sale that I would get for free, just for having this credit card.
My mom has this American express Blue cash everyday credit card and she told me to get this credit card as well. This credit card is similar to the Bank of America credit card, where you get cash back from grocery stores. The bank of America gives you 2% on grocery stores, whereas the Blue cash gives you 3%. I use this credit card for gas and grocery stores. The points accumulate fast when you use the blue cash everyday card for your day to day expenses. The reward of getting 100 reward dollars after spending $1,000 in the first three months is very doable too.
I had the Chase Sapphire card and I called Chase if I could upgrade to the Chase Preferred. Luckily, they agreed and now I have this preferred one. I use this credit card mainly for travel and booking hotel rooms. I like how they give you the promo of spend $3,000 in your first three months and then you'll get 40,000 points. This credit card is also similar to the Chase sapphire because you get 2x points on restaurants. So for people who like to eat, this is the credit card for you. The number that you call for the Chase sapphire preferred is a direct number that leads to ACTUAL people who can help you right away. No automated messages, just straight people who will help you trouble shoot about your issues. The Chase sapphire preferred is a very good card to have!
This credit card is great for people who like to eat out a lot. The Chase sapphire gives you 2 points on restaurants and travel. Every first friday of the month, Chase gives you 3 points on restaurants. I was bummed that the offer ends by the end of 2013. I wish I knew about this offer sooner. This credit card is great because they have no foreign transaction fee. My other Bank of America credit card has foreign transaction fee, which is horrible. I use my chase sapphire if I am buying a merchandise from a store based in the UK or somewhere else. Overall, a great credit card for people who like to eat out a lot.
Chase is a great bank! I often get emails about the debit card cash back deals that they have and I use it all the time. Before, I have used my debit card to redeem 5% cash back at California Pizza Kitchen and Macaroni Grill. I do not even have to enroll for the cash back program, all I do is use my debit card. Chase Bank also offers cash back programs for numerous online retailers. I have used my debit card to get cash back at Sunglass Hut. Whenever I go to the Chase banks, the tellers are very friendly and helpful. Chase has numerous branches all over Southern California. This is very helpful for me as I never have to worry about finding a Chase ATM. The locations are easily accessible and easy to find with their Chase App. Overall, Chase is a great bank!
This is a great credit card because you immediately earn 3% cash back on gas, 2% cash back on groceries, and 1% cash back on everything else. I also use the Add It Up deals where I get 3-10% cash back on my online purchases. There is also the BankAmeriDeals that change every couple of weeks. In the past, I have received 15% cash back on PetSmart and 20% cash back on my purchases at Menchies Frozen Yogurt. Another great thing about this credit card is that Bank of America offers a "Special Offer" of a one year McAfee virus protection. This offer itself saved me a good amount of money! Lastly, I can also get in for free to the LA County Museum of Art on the first weekend of every month!