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After I got my first Job in Maryland I was informed that if I got my paychecks deposited through a Credit Union they would come in on Tuesday instead of Thursday. This wa…
Reviewed by: @wilhelm_vain
I first met Gary while I was working a dead-end job at Target--odd place to meet a Loan Officer--but while I was helping him we started chitchatting about random events and places in downtown and somehow--without knowing he was a loan officer--I mentioned that me and my fiancee were about to pull out a Mortgage for a new townhouse. He went on to tell me that he could help if I hadn't already seen a consultant or gotten signed into a binding deal. I told him that the rate that we were going to have to pay was a bit over budget and he said he'd see what he can do. Sure enough he called me later that night with a new offer from his bank and said that the consultation was free-of-charge. Needless to say I decided to go with Gary (and GMMLLC) because of the reliable service that was provided to me. I rate Gary a 10/10
I just want to say that I choose savings for this, but I have used it for a lot more than just checking. I've used it to help my fiancee buy her car -- as a birthday present -- by pulling out a nice loan for it. I've used it for savings and thought about using COMSTAR for investing but I'm not sure if they offer that service. Now, COMSTAR is not my only bank/credit union account. I tend to go through unions and banks like I go through money. My COMSTAR account was originally set up by me just as a separate way to save money outside of my regular accounts. I do a lot of online work and needed someplace to store my money safely. The process was extremely quick and the account was set up almost instantly. The only I had was the tedious loan process when I got my fiancee's car. The communication that COMSTAR brings make them a world class credit union!
Let me give you a run down on what I like about GMAC, and what I hate about the company. I love that GMAC is aggressive with its pricing. The second I mentioned looking at other options the GMAC agent offered me an unbeatable quote. I like feeling protected and with GMAC I feel like I have an army of super powered insurance offices that are willing to work with me to get the proper results. This does come at a price though; pricing isn't the only time that aggression shows it's ugly head. I've had to ask my agent about something twice and she referred me to some distant support number. Customer service is not high on GMAC's priority list, but with a prideful aura and a never-back-down stance to claims the company makes me feel secure.
I was first introduced to Bank of America by my father--who has been a loyal customer for five years--and his banker. They were trying to convince me that my first bank account should be set up under my father--giving him complete access to my money--and that I should start making weekly deposits. After the initial setup process I experienced some of the blandest customer support & was forced to go into the bank for consultation. Little did I know that was going to cost me a twenty dollar fee and my problems went unresolved until I switched to Chase. I did, however, start making weekly savings deposits.
I signed up with this credit union recently when I started my job at Target. I was informed that if I signed up with this--aka the target union--credit union that I would be able to receive my paycheck halfway through the week instead of on Friday. While this is true I couldn't bring myself to give it more than an average rating. The Union itself gives off a very friendly feeling to new clients but after I've been a client for a few weeks I started to notice that people slowly became--in not so many words--angrier and easier to annoy. I tend to ask a lot of questions, I like to invest myself in everything I do, and no one seemed to want to answer these questions. The features of this union are about on par with the other union that I had joined, but less so than my banking experience with PNC. Overall, I am happy to be a member but I am not ecstatic.
I become a Chase client back before JP Morgan bought it out. It was my first bank account and definitely left a lasting impression. The bank manager--an elderly woman--was an extreme stickler when it came to details. She walked me through the application process, and always stopped to point out an error in her own communication. She even referred me to a nice deal they had running where I could get 100 dollars for free. Overall I would say that this was the best banking I had, and still have, experienced in my human existence. Sadly, I had to leave this bank when I moved to Maryland.
As someone who currently has Hanover I can definitely recommend it to anyone that is looking for a decent insurance company. When I moved to Maryland--and bought my house--I had a dire need to find home insurance with a company that really cared. Well, this company does care and they were quick to understand that I needed to know that. They set up a policy as quickly as possible and faxed me the paperwork to sign so I wouldn't have to come in. I did have one negative experience where I was double billed and had to deal with the rudest women but it has all been squared away.
After I got my first Job in Maryland I was informed that if I got my paychecks deposited through a Credit Union they would come in on Tuesday instead of Thursday. This was, and still is, a blunt-face lie because all they needed was anyway to direct deposit. However, because of this experiences I got to befriend the employees of First Financial. - After spending a couple weeks looking for the best union I decided on First Financial because of reviews that gave it high marks in customer service. These reviews did not lie. The second I stepped into the branch it was like they knew exactly what I was there for. I was quickly taken away to meet the person that was going to “take care” of all my needs. Needless to say my needs were taken care of, the customer service was as described in reviews: “Top Notch”, and my experience--apart from my workplace lying to me--was great. After I realized that I did not need the credit union I decided to keep it around as another spend account. I now use it to pay my bills.
When I first moved to Maryland from Georgia I knew that I would have to get a new bank account, with new people, in my--as mentioned--new living area. I, however, did not know that it would be as simple of a process as Brittney--one of the agents at the Urbana Branch--would make it seem. The bank account was set up in approximately 10 minutes and I was even suggested toward bonus that would allow me to utilize my account in a different way. Yep, I'm talking about Virtual Wallet. Which has--for the past two years--really changed the way I do business. PNC was the first bank in the area that allowed you to use the NFC way of payment. It even allowed you to do it before Google Wallet was officially released. I can say that I am extremely satisfied with my experience with PNC and the only issue that I ever had with them was quickly resolved with a simple email to my banker.