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I have used my Target Credit Card for several years now. The interest rate that they gave me when I first signed up was great. Usually I am a little iffy of credit cards, but this one has a great interest rate and my payments are very affordable each month. Target's customer service is also excellent. On the few occasions that I had a question, they answered me with no problem at all.
I think this is an excellent credit-card. It is for those with bad-credit. The interest rate is a little higher than if you had good credit, but overall, you can what you need from the card and it allows you to start building up your credit again. There are no monthly or annual fees, which make it easier to afford this card. There is a security deposit, but it is a low deposit that is required. This Capital One Secured Mastercard is good for those that have had a hard time getting any other credit card.
This is an excellent credit union. I used this one when I lived in Bluemont, VA. My husband and I never had any trouble with the staff or the hours. We had a savings account with Midway and the interest that we earned was much high than if we would have stayed with one of the regular big banks. Their online options were great and they were always open when we needed them. If I ever move back that way, I plan on going right back to Midway.
I have used Common Wealth One FCU for quite a while now and I have no complaints. Everyone has always been very nice and I can get in and out fast when I need to. It has been a very good credit union to be a part of. I plan on staying with them for many years yet. I have told many of my friends about this excellent bank and a few of them have actually switched over to this bank instead of using their big bank that charges a lot of fees. I have been very happy about that.
Elephant has been an excellent company for my car insurance. There has not been one time when I've called that I was not helped. Everyone was nice and spoke very clear English. I had to file a claim last year because someone nicked my car with their shopping cart. The claim was handled very smoothly and quickly. Within days, I had my car in the shop getting fixed. Elephant proved to me that they are a worth-while company to have around.
H. Robert Bates is a terrific loan consultant. He is there for you with any questions that you may have and is always willing to do the best for you. He is a loan consultant at Summit Mortgage. My husband and I went to him to buy our first home. We were nervous because of our credit, but Mr. Bates worked with us and told us the steps we needed to take to purchase that home. He did not turn his nose up at us due to our credit. He treated us like any other person and for all of his help we are grateful.
The great thing about the Sam’s Club card is that you can only use it at certain places. I like a card that is not available to use basically at the store and not available to use everywhere else. The fact that it is only offered through Discover is a little disappointing, but it is still a good card. If you are a business owner, the car is also good because of the 2% that you get back after so many purchases. Overall this is a very good card for businesses or for regular users. I have owned my card for many years now and I love it. In contrast, the Sam’s Club card is much better than my regular Visa card because the interest rate is much lower.
My husband and I just recently opened a checking account with DuPont Community Credit Union. I love that they have a automatic savings account in order to have a checking account even if it is only $25.00 that they require you have at all times in the account. We chose this credit union over our bank (after being with the bank for over 5 years) because they do not charge any hidden fees, that I know of. The staff are friendly and accommodating. There is always someone there to help and at our location there are three ATM's for your use. Overall, this is a great credit union and I look forward to using their other services in the near future.