+ 100% FREE
+ Unlimited Credit Reports
+ Unlimited Credit Scores
+ Credit Monitoring Protection
+ Credit Improvement Tips
+ Automatically Finds Savings
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If you qualify to open a checking account with USAA, don’t pass it up! The USAA checking account has no monthly fees, no minimum balance and no negative account balance fee. You can deposit in person at certain UPS stores and ATMs. I’ve never had issues with this bank and their customer service people are super friendly. The USAA account app is really great and useful and offers a lot of features.
My savings account with Ally is one of the best. No monthly fee, a decent annual percentage rate. I left my usual bank and its dismally low annual percentage rate to come to Ally. I’ve done a pretty good job of saving money using bi-monthly transfers through Ally. Definitely recommend this bank for a savings account.
This card is pretty good for trying to rebuild credit. The fees are rather high as is the interest rate, no rewards...but with terrible credit, what do you expect to get? This is a stepping stone to help with responsibility and credit management. Just accepting this card made my credit score go up 40 points. I've had this card for 5 months and my score is steadily rising. I'd only recommend this card for someone trying to REBUILD their credit! A lot of people complain about it, but it reports regularly to credit bureaus and works as its intended. You just need to learn responsible credit management (or you wouldn't be with this card!)
The Brown University Alumni Credit Card is a pretty good card if you have the credit to get approved. The 1% back on purchases, 2% back on groceries and 3% back on gas is a huge bonus. This card is great for buying gas and groceries, then paying off the majority of the balance at the end of the month. The introductory rate of 0% is also a huge bonus. Linking it to a Bank of America is also fantastic. I’ve never seen a card that does that and it gives you the 10% customer bonus. The balance transfer fee is very low and can help pay off those other credit cards with less desirable rates. All in all, this card is a very nice offer.
I have been a MidFlorida customer for over 10 years, starting back when I was in middle school and used their Gator Checking. They're a very hometown oriented bank and are super friendly and helpful to anyone who walks in their doors. Any issues I've ever encountered (like over draft fees), they're quick to help me and try to resolve my problem. Their drive thru hours are the best! Open 7-7 every week day...no other bank will have that! The service at the drive thru is always pleasant and quick. I make sure to bring my dog because he gets a free treat :) Make sure you stop in on Fridays to get some delicious popcorn from the lobby!