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David Tick has been a good insurance agent over the years. We have used him for car insurance in the past, but now we only have hazard insurance for our rental home with him. I have had some communication issues with staff members in the past (difficulty getting through on the phone line and getting correct information from my mortgage company to them), but I am mostly satisfied with him and his office staff. I would recommend him to my family and friends who are looking for insurance. We have had several accounts with him for the past 16 years.
I have banked with Chase since they merged with Bank One, a little over 9 years ago. I have had excellent customer service in the branch office closest to my home. I frequently use the drive-thru window for deposits, and they are fast and courteous. They have helped me replace lost ATM/debit cards on a couple of occasions. I have also used them to withdraw money and print cashier's checks. They are always cheerful and helpful. I don't have any trouble with my checking account. The terms are fair, and I have no complaints. I would recommend Chase bank checking accounts to my friends and family.
I got a Capital One Venture One card when we were travelling on vacation to Europe. I wanted this card, because it's one of the few credit cards that offers no transaction fees on foreign transactions. This meant we could use it while we were in Europe without being charged up to 3% (other credit card companies) for each transaction. I can't tell you how much money we saved from this feature alone! In addition, this card allows you to earn Venture miles on every purchase, and you can redeem these miles to get gift cards, various products, travel adventures, and more. I would definitely recommend this card, especially for foreign travel.
This Capital One Cash Rewards for Newcomers card can be a good card for people who are working to establish credit. The interest rate is pretty high, but with responsible use and paying it off every month, it can be a good option. The cash back rewards are a good incentive, again as long as the card holder doesn't abuse the card. For someone who is new to the US, it helps that there are no foreign transaction fees, since often they will still want to do transactions from their native country. In summary, this is a good card for a target market - people who are new, from other countries, who need to improve their credit rating.